Compare Kerens, TX Car Insurance Rates (2021)

Car insurance in Kerens, TX averages $294 a month. Kerens, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Kerens car insurance rates, compare quotes from the top car insurance companies in Kerens, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kerens is USAA
  • Average car insurance rates in Kerens, TX after a DUI are $4,022/year
  • The cheapest car insurance company in Kerens for teen drivers is USAA

If you need to buy Kerens, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Kerens, TX is right here.

You’ll find Kerens car insurance rates, the cheapest Kerens, TX car insurance companies, and information on Texas car insurance laws. You can also compare Kerens, Texas car insurance rates to Dallas car insurance rates, Austin car insurance rates, and Laredo car insurance rates.

Ready to find affordable Kerens, TX car insurance today? Enter your ZIP code for fast, free Kerens car insurance quotes.

Cheapest Kerens, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kerens, TX car insurance rates? Every Kerens, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kerens, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,585 $3,619 $3,540 $3,540 $9,449 $11,414 $4,436 $4,626
American Family $2,273 $2,515 $2,102 $2,392 $5,745 $7,519 $3,203 $3,642
GEICO $2,058 $2,199 $1,955 $2,178 $4,365 $4,568 $2,222 $2,240
Nationwide $2,061 $2,097 $1,823 $1,930 $5,791 $7,432 $2,415 $2,611
Progressive $2,422 $2,299 $2,164 $2,200 $10,357 $11,566 $2,875 $2,919
State Farm $1,880 $1,880 $1,670 $1,670 $4,451 $5,664 $2,041 $2,107
USAA $1,425 $1,438 $1,358 $1,353 $3,939 $4,303 $1,898 $2,045

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Minimum Car Insurance in Kerens, TX

Every driver must carry the minimum car insurance in Kerens, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Kerens, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kerens, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kerens, TX. Compare credit history car insurance rates in Kerens from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kerens, Texas

Insurance Company Poor Fair Good
Allstate $7,025 $5,147 $4,406
American Family $5,078 $3,169 $2,774
GEICO $4,183 $2,384 $1,603
Nationwide $3,917 $3,151 $2,742
Progressive $5,164 $4,479 $4,157
State Farm $3,783 $2,354 $1,875
USAA $3,269 $1,880 $1,511

Cheapest Kerens, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kerens, TX to rates for a clean record with top companies.

Annual Kerens, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,296 $6,614 $6,898 $4,296
American Family $3,363 $4,239 $3,732 $3,363
GEICO $2,317 $3,025 $2,571 $2,980
Nationwide $2,840 $2,840 $4,197 $3,204
Progressive $4,009 $5,202 $4,679 $4,511
State Farm $2,379 $2,721 $3,203 $2,379
USAA $1,661 $2,438 $2,875 $1,905

Cheapest Kerens, TX Car Insurance for Teen Drivers

Teen car insurance in Kerens, TX can be expensive. Take a look at rates from the top car insurance companies in Kerens for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kerens, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,449 $11,414
American Family $5,745 $7,519
GEICO $4,365 $4,568
Nationwide $5,791 $7,432
Progressive $10,357 $11,566
State Farm $4,451 $5,664
USAA $3,939 $4,303

Cheapest Kerens, TX Car Insurance for Seniors

Take a look at Kerens, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kerens, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,540 $3,540
American Family $2,102 $2,392
GEICO $1,955 $2,178
Nationwide $1,823 $1,930
Progressive $2,164 $2,200
State Farm $1,670 $1,670
USAA $1,358 $1,353

Cheapest Kerens, TX Car Insurance Rates After a DUI

A DUI in Kerens, TX increases car insurance rates. Compare Kerens, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kerens, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,898
American Family $3,732
GEICO $2,571
Nationwide $4,197
Progressive $4,679
State Farm $3,203
USAA $2,875

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Cheapest Kerens, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kerens, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kerens, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,394 $5,658
American Family $3,674 $3,674
GEICO $2,671 $2,776
Nationwide $3,270 $3,270
Progressive $4,600 $4,600
State Farm $2,671 $2,671
USAA $2,192 $2,248

The Best Cheap Car Insurance Companies in Kerens, TX

Take a look at a side-by-side comparison of the top car insurance companies in Kerens, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kerens, Texas

Insurance Company Average Annual Rates
Allstate $5,526
American Family $3,674
GEICO $2,723
Nationwide $3,270
Progressive $4,600
State Farm $2,671
USAA $2,220

Category Winners: Cheapest Car Insurance in Kerens, Texas

Find the cheapest car insurance companies in Kerens, TX for each category right here.

Best Annual Car Insurance Rates by Company in Kerens, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Kerens, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kerens car insurance rates. Find the cheapest Kerens, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kerens, Texas

Insurance Company Low Medium High
Allstate $5,403 $5,480 $5,696
American Family $3,427 $3,543 $4,052
GEICO $2,604 $2,696 $2,871
Nationwide $3,539 $3,131 $3,140
Progressive $4,383 $4,580 $4,837
State Farm $2,542 $2,664 $2,806
USAA $2,151 $2,212 $2,296

What affects car insurance rates in Kerens, Texas?

What factors can have an impact on Kerens, TX car insurance? There are several reasons why Kerens car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kerens, Texas.

Commute Time in Kerens

The more time you spend in your car the higher the risk of an accident. The average commute length in Kerens, TX is 28.0 minutes according to City-Data.

Compare Car Insurance Quotes in Kerens, TX

Ready to find affordable Kerens, Texas car insurance today? Enter your ZIP code for fast, free Kerens, TX car insurance quotes.

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