Best Lena, LA Car Insurance in 2025
Car insurance in Lena, LA averages $452 a month. Lena, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Lena car insurance rates, compare quotes from the top car insurance companies in Lena, LA.
Read more
Secured with SHA-256 Encryption
Table of Contents
Table of Contents
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Justin Wright
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Brad Larson
Updated December 2025
- The cheapest car insurance company in Lena is USAA
- Average car insurance rates in Lena, LA are $5,420/year
- The cheapest car insurance company in Lena for teen drivers is USAA
If you need to buy Lena, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Lena, LA is right here.
You’ll find Lena car insurance rates, the cheapest Lena, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Lena, Louisiana car insurance rates to New Orleans car insurance rates, Kenner car insurance rates, and Alexandria car insurance rates.
Ready to find affordable Lena, LA car insurance today? Enter your ZIP code for fast, free Lena car insurance quotes.
Cheapest Lena, LA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Lena, LA car insurance rates? Every Lena, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,816 | $3,816 | $3,927 | $3,927 | $8,396 | $10,626 | $4,221 | $4,581 |
| Geico | $3,948 | $4,570 | $4,778 | $5,898 | $14,777 | $15,484 | $3,802 | $3,640 |
| Progressive | $3,099 | $2,892 | $2,599 | $2,799 | $12,533 | $13,932 | $3,552 | $3,647 |
| State Farm | $3,054 | $3,054 | $2,817 | $2,817 | $9,151 | $11,468 | $3,410 | $3,829 |
| USAA | $2,463 | $2,421 | $2,410 | $2,387 | $7,360 | $8,608 | $3,009 | $3,287 |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Minimum Car Insurance in Lena, LA
Every driver must carry the minimum car insurance in Lena, LA. Take a look at the Louisiana car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Lena, LA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Lena, LA. Compare credit history car insurance rates in Lena from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,120 | $4,881 | $4,240 |
| Geico | $8,464 | $7,342 | $5,530 |
| Progressive | $6,358 | $5,457 | $5,080 |
| State Farm | $6,862 | $4,418 | $3,569 |
| USAA | $5,498 | $3,529 | $2,952 |
Cheapest Lena, LA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lena, LA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,300 | $6,515 | $5,806 | $5,034 |
| Geico | $4,813 | $7,793 | $9,672 | $6,171 |
| Progressive | $4,690 | $6,308 | $6,044 | $5,484 |
| State Farm | $4,529 | $5,371 | $4,950 | $4,950 |
| USAA | $3,052 | $4,236 | $5,044 | $3,640 |
Cheapest Lena, LA Car Insurance for Teen Drivers
Teen car insurance in Lena, LA can be expensive. Take a look at rates from the top car insurance companies in Lena for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,396 | $10,626 |
| Geico | $14,777 | $15,484 |
| Progressive | $12,533 | $13,932 |
| State Farm | $9,151 | $11,468 |
| USAA | $7,360 | $8,608 |
Cheapest Lena, LA Car Insurance for Seniors
Take a look at Lena, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,927 | $3,927 |
| Geico | $4,778 | $5,898 |
| Progressive | $2,599 | $2,799 |
| State Farm | $2,817 | $2,817 |
| USAA | $2,410 | $2,387 |
Cheapest Lena, LA Car Insurance Rates After a DUI
A DUI in Lena, LA increases car insurance rates. Compare Lena, Louisiana DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,806 |
| Geico | $9,672 |
| Progressive | $6,044 |
| State Farm | $4,950 |
| USAA | $5,044 |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cheapest Lena, LA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Lena, LA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,414 | $5,414 |
| Geico | $6,971 | $7,254 |
| Progressive | $5,632 | $5,632 |
| State Farm | $4,823 | $5,077 |
| USAA | $3,868 | $4,118 |
The Best Cheap Car Insurance Companies in Lena, LA
Take a look at a side-by-side comparison of the top car insurance companies in Lena, LA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,414 |
| Geico | $7,112 |
| Progressive | $5,632 |
| State Farm | $4,950 |
| USAA | $3,993 |
Category Winners: Cheapest Car Insurance in Lena, Louisiana
Find the cheapest car insurance companies in Lena, LA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cheapest Lena, LA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Lena car insurance rates. Find the cheapest Lena, LA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,745 | $5,506 | $5,990 |
| Geico | $5,748 | $7,137 | $8,452 |
| Progressive | $4,750 | $5,587 | $6,557 |
| State Farm | $4,261 | $4,938 | $5,652 |
| USAA | $3,432 | $4,059 | $4,488 |
Compare Car Insurance Quotes in Lena, LA
Ready to find affordable Lena, Louisiana car insurance today? Enter your ZIP code for fast, free Lena, LA car insurance quotes.
Frequently Asked Questions
How do car insurance rates in Lena, LA compare to other areas?
Car insurance rates in Lena, LA may vary compared to other areas due to factors such as local demographics, traffic patterns, crime rates, and weather conditions. It’s best to obtain personalized quotes from insurance providers to get an accurate comparison.
What factors influence car insurance rates in Lena, LA?
Car insurance rates in Lena, LA are influenced by various factors, including the driver’s age, driving history, type of vehicle, coverage limits, deductibles, and credit score. Additionally, local factors such as the frequency of accidents, thefts, and vandalism in the area can impact rates.
How can I find the most affordable car insurance rates in Lena, LA?
To find affordable car insurance rates in Lena, LA, consider the following steps:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a clean driving record and consider taking defensive driving courses to potentially qualify for discounts.
- Opt for a higher deductible if you can afford to pay more out of pocket in case of an accident.
- Review and adjust your coverage limits to meet your needs without unnecessary expenses.
- Inquire about available discounts such as multi-policy, good student, or safe driver discounts.
Are there any local discounts specific to Lena, LA residents?
Some insurance providers may offer local discounts or incentives specific to Lena, LA residents. It’s advisable to inquire directly with insurance companies operating in Lena or consult with a local insurance agent to determine if any special discounts or promotions are available.
Can my credit score affect my car insurance rates in Lena, LA?
Yes, your credit score can have an impact on your car insurance rates in Lena, LA. Insurance companies often consider credit scores as part of their risk assessment process. Maintaining a good credit score can potentially help you secure lower insurance rates.
Get a FREE Quote in Minutes
Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.
Secured with SHA-256 Encryption