Compare Limon, CO Car Insurance Rates (2021)

Car insurance in Limon, CO averages $331 a month. Limon, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Limon car insurance rates, compare quotes from the top car insurance companies in Limon, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Limon, CO after a DUI are $4,704/year
  • The cheapest car insurance company in Limon is Liberty Mutual
  • The cheapest car insurance company in Limon for teen drivers is Liberty Mutual

If you need to buy Limon, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Limon, CO is right here.

You’ll find Limon car insurance rates, the cheapest Limon, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Limon, Colorado car insurance rates to Pueblo car insurance rates, Arvada car insurance rates, and Centennial car insurance rates.

Ready to find affordable Limon, CO car insurance today? Enter your ZIP code for fast, free Limon car insurance quotes.

Cheapest Limon, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Limon, CO car insurance rates? Every Limon, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Limon, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,247 $3,046 $2,915 $2,946 $11,037 $11,592 $3,599 $3,626
American Family $2,330 $2,330 $2,098 $2,098 $5,641 $7,517 $2,330 $2,869
Farmers $3,201 $3,176 $2,915 $3,152 $11,536 $11,529 $3,474 $3,485
GEICO $2,268 $2,459 $2,339 $2,615 $6,938 $7,374 $2,086 $2,149
Liberty Mutual $1,751 $1,698 $1,492 $1,639 $5,226 $5,692 $1,768 $1,784
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,964 $2,790 $2,513 $2,526 $9,272 $10,379 $3,356 $3,279
State Farm $2,205 $2,205 $1,939 $1,939 $5,790 $7,435 $2,447 $2,870
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

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Minimum Car Insurance in Limon, CO

Every driver must carry the minimum car insurance in Limon, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Limon, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Limon, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Limon, CO. Compare credit history car insurance rates in Limon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Limon, Colorado

Insurance Company Poor Fair Good
Allstate $6,697 $5,159 $3,898
American Family $4,441 $3,137 $2,627
Farmers $6,206 $4,983 $4,736
GEICO $4,247 $3,529 $2,810
Liberty Mutual $3,761 $2,301 $1,832
Nationwide $4,848 $3,820 $3,334
Progressive $5,320 $4,492 $4,093
State Farm $4,663 $2,991 $2,407
USAA $5,346 $3,014 $2,405

Cheapest Limon, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Limon, CO to rates for a clean record with top companies.

Annual Limon, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,494 $5,156 $6,277 $5,077
American Family $2,516 $3,581 $4,659 $2,851
Farmers $4,498 $5,759 $5,681 $5,296
GEICO $2,515 $3,870 $4,413 $3,317
Liberty Mutual $2,307 $2,699 $2,799 $2,721
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $4,032 $5,516 $4,260 $4,732
State Farm $3,128 $3,580 $3,354 $3,354
USAA $2,644 $3,195 $5,527 $2,989

Cheapest Limon, CO Car Insurance for Teen Drivers

Teen car insurance in Limon, CO can be expensive. Take a look at rates from the top car insurance companies in Limon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Limon, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,037 $11,592
American Family $5,641 $7,517
Farmers $11,536 $11,529
GEICO $6,938 $7,374
Liberty Mutual $5,226 $5,692
Nationwide $6,687 $8,617
Progressive $9,272 $10,379
State Farm $5,790 $7,435
USAA $5,826 $6,723

Cheapest Limon, CO Car Insurance for Seniors

Take a look at Limon, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Limon, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,915 $2,946
American Family $2,098 $2,098
Farmers $2,915 $3,152
GEICO $2,339 $2,615
Liberty Mutual $1,492 $1,639
Nationwide $2,380 $2,529
Progressive $2,513 $2,526
State Farm $1,939 $1,939
USAA $2,298 $2,340

Cheapest Limon, CO Car Insurance Rates After a DUI

A DUI in Limon, CO increases car insurance rates. Compare Limon, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Limon, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,277
American Family $4,659
Farmers $5,681
GEICO $4,413
Liberty Mutual $2,799
Nationwide $5,371
Progressive $4,260
State Farm $3,354
USAA $5,527

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Cheapest Limon, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Limon, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Limon, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,251 $5,251
American Family $3,330 $3,473
Farmers $5,309 $5,309
GEICO $3,447 $3,610
Liberty Mutual $2,631 $2,631
Nationwide $4,001 $4,001
Progressive $4,635 $4,635
State Farm $3,271 $3,437
USAA $3,485 $3,692

The Best Cheap Car Insurance Companies in Limon, CO

Take a look at a side-by-side comparison of the top car insurance companies in Limon, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Limon, Colorado

Insurance Company Average Annual Rates
Allstate $5,251
American Family $3,402
Farmers $5,309
GEICO $3,528
Liberty Mutual $2,631
Nationwide $4,001
Progressive $4,635
State Farm $3,354
USAA $3,589

Category Winners: Cheapest Car Insurance in Limon, Colorado

Find the cheapest car insurance companies in Limon, CO for each category right here.

Best Annual Car Insurance Rates by Company in Limon, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Limon, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Limon car insurance rates. Find the cheapest Limon, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Limon, Colorado

Insurance Company Low Medium High
Allstate $4,972 $5,234 $5,548
American Family $3,255 $3,472 $3,479
Farmers $4,606 $5,227 $6,093
GEICO $3,233 $3,471 $3,881
Liberty Mutual $2,477 $2,620 $2,797
Nationwide $4,052 $4,001 $3,949
Progressive $4,346 $4,645 $4,914
State Farm $3,175 $3,355 $3,532
USAA $3,452 $3,588 $3,726

What affects car insurance rates in Limon, Colorado?

What factors can have an impact on Limon, CO car insurance? There are several reasons why Limon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Limon, Colorado.

Commute Time in Limon

The more time you spend in your car the higher the risk of an accident. The average commute length in Limon, CO is 11.3 minutes according to City-Data.

Compare Car Insurance Quotes in Limon, CO

Ready to find affordable Limon, Colorado car insurance today? Enter your ZIP code for fast, free Limon, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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