Compare Manitowoc, WI Car Insurance Rates (2021)

Car insurance in Manitowoc, WI averages $216 a month. Manitowoc, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Manitowoc car insurance rates, compare quotes from the top car insurance companies in Manitowoc, WI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Manitowoc, WI are $2,597/year
  • The cheapest car insurance company in Manitowoc for teen drivers is American Family
  • The cheapest car insurance company in Manitowoc is American Family

If you need to buy Manitowoc, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Manitowoc, WI is right here.

You’ll find Manitowoc car insurance rates, the cheapest Manitowoc, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Manitowoc, Wisconsin car insurance rates to Eau Claire car insurance rates, La Crosse car insurance rates, and Milwaukee car insurance rates.

Ready to find affordable Manitowoc, WI car insurance today? Enter your ZIP code for fast, free Manitowoc car insurance quotes.

Cheapest Manitowoc, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Manitowoc, WI car insurance rates? Every Manitowoc, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Manitowoc, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,020 $2,124 $1,872 $2,063 $6,583 $8,421 $2,045 $2,217
American Family $815 $847 $787 $789 $2,547 $2,785 $962 $1,019
Farmers $1,669 $1,665 $1,477 $1,572 $8,137 $8,414 $1,894 $1,972
GEICO $1,191 $1,321 $1,254 $1,460 $4,000 $4,299 $1,100 $1,124
Liberty Mutual $1,587 $1,729 $1,281 $1,454 $5,627 $6,311 $1,685 $1,821
Nationwide $2,831 $2,972 $2,363 $2,484 $5,992 $9,236 $3,461 $4,065
Progressive $1,690 $1,611 $1,387 $1,443 $6,298 $7,108 $2,021 $2,174
State Farm $1,169 $1,169 $1,046 $1,046 $3,424 $4,317 $1,320 $1,512
USAA $1,071 $1,065 $980 $989 $2,761 $3,180 $1,379 $1,504

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Minimum Car Insurance in Manitowoc, WI

Every driver must carry the minimum car insurance in Manitowoc, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Manitowoc, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Manitowoc, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Manitowoc, WI. Compare credit history car insurance rates in Manitowoc from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Manitowoc, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,480 $3,090 $2,685
American Family $1,773 $1,160 $1,023
Farmers $3,782 $3,205 $3,063
GEICO $2,582 $1,843 $1,481
Liberty Mutual $3,867 $2,347 $1,846
Nationwide $4,694 $3,916 $3,916
Progressive $3,380 $2,862 $2,657
State Farm $2,797 $1,606 $1,224
USAA $2,466 $1,321 $1,061

Cheapest Manitowoc, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Manitowoc, WI to rates for a clean record with top companies.

Annual Manitowoc, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,790 $3,831 $3,588 $3,464
American Family $1,264 $1,337 $1,337 $1,337
Farmers $2,916 $3,694 $3,494 $3,296
GEICO $1,357 $2,205 $2,556 $1,756
Liberty Mutual $2,048 $2,931 $3,028 $2,740
Nationwide $3,531 $4,084 $5,004 $4,084
Progressive $2,719 $3,285 $2,822 $3,040
State Farm $1,719 $2,032 $1,875 $1,875
USAA $1,267 $1,598 $2,154 $1,445

Cheapest Manitowoc, WI Car Insurance for Teen Drivers

Teen car insurance in Manitowoc, WI can be expensive. Take a look at rates from the top car insurance companies in Manitowoc for teenagers.

Annual Car Insurance Rates for Teen Drivers in Manitowoc, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,583 $8,421
American Family $2,547 $2,785
Farmers $8,137 $8,414
GEICO $4,000 $4,299
Liberty Mutual $5,627 $6,311
Nationwide $5,992 $9,236
Progressive $6,298 $7,108
State Farm $3,424 $4,317
USAA $2,761 $3,180

Cheapest Manitowoc, WI Car Insurance for Seniors

Take a look at Manitowoc, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Manitowoc, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,872 $2,063
American Family $787 $789
Farmers $1,477 $1,572
GEICO $1,254 $1,460
Liberty Mutual $1,281 $1,454
Nationwide $2,363 $2,484
Progressive $1,387 $1,443
State Farm $1,046 $1,046
USAA $980 $989

Cheapest Manitowoc, WI Car Insurance Rates After a DUI

A DUI in Manitowoc, WI increases car insurance rates. Compare Manitowoc, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Manitowoc, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,588
American Family $1,337
Farmers $3,494
GEICO $2,556
Liberty Mutual $3,028
Nationwide $5,004
Progressive $2,822
State Farm $1,875
USAA $2,154

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Cheapest Manitowoc, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Manitowoc, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Manitowoc, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,337 $3,500
American Family $1,297 $1,341
Farmers $3,350 $3,350
GEICO $1,929 $2,009
Liberty Mutual $2,687 $2,687
Nationwide $4,176 $4,176
Progressive $2,967 $2,967
State Farm $1,829 $1,922
USAA $1,595 $1,637

The Best Cheap Car Insurance Companies in Manitowoc, WI

Take a look at a side-by-side comparison of the top car insurance companies in Manitowoc, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Manitowoc, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,418
American Family $1,319
Farmers $3,350
GEICO $1,969
Liberty Mutual $2,687
Nationwide $4,176
Progressive $2,967
State Farm $1,875
USAA $1,616

Category Winners: Cheapest Car Insurance in Manitowoc, Wisconsin

Find the cheapest car insurance companies in Manitowoc, WI for each category right here.

Best Annual Car Insurance Rates by Company in Manitowoc, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Manitowoc, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Manitowoc car insurance rates. Find the cheapest Manitowoc, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Manitowoc, Wisconsin

Insurance Company Low Medium High
Allstate $3,276 $3,410 $3,569
American Family $1,295 $1,331 $1,330
Farmers $3,065 $3,322 $3,662
GEICO $1,809 $1,967 $2,130
Liberty Mutual $2,460 $2,710 $2,891
Nationwide $4,032 $4,176 $4,320
Progressive $2,761 $2,993 $3,145
State Farm $1,765 $1,881 $1,980
USAA $1,547 $1,617 $1,683

What affects car insurance rates in Manitowoc, Wisconsin?

What factors can have an impact on Manitowoc, WI car insurance? There are several reasons why Manitowoc car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Manitowoc, Wisconsin.

Car Theft in Manitowoc

High levels of vehicle theft can make car insurance more expensive. Manitowoc, WI car theft statistics from the FBI indicate 26 vehicle thefts a year.

Commute Time in Manitowoc

The more time you spend in your car the higher the risk of an accident. The average commute length in Manitowoc, WI is 15.8 minutes according to City-Data.

Compare Car Insurance Quotes in Manitowoc, WI

Ready to find affordable Manitowoc, Wisconsin car insurance today? Enter your ZIP code for fast, free Manitowoc, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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