Compare Mica, WA Car Insurance Rates [2023]
Car insurance in Mica, WA averages $231 a month. Mica, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Mica car insurance rates, compare quotes from the top car insurance companies in Mica, WA.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
UPDATED: Jun 16, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 16, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Mica, WA are $2,773/year
- Average car insurance rates in Mica, WA after a DUI are $3,230/year
- The cheapest car insurance company in Mica is Nationwide
If you need to buy Mica, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Mica, WA is right here.
You’ll find Mica car insurance rates, the cheapest Mica, WA car insurance companies, and information on Washington car insurance laws. You can also compare Mica, Washington car insurance rates to Spokane Valley car insurance rates, Kent car insurance rates, and Spokane car insurance rates.
Ready to find affordable Mica, WA car insurance today? Enter your ZIP code for fast, free Mica car insurance quotes.
Cheapest Mica, WA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Mica, WA car insurance rates? Every Mica, Washington car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,798 | $1,786 | $1,662 | $1,736 | $6,015 | $6,939 | $1,915 | $1,994 |
| American Family | $1,834 | $1,834 | $1,675 | $1,675 | $6,979 | $9,522 | $1,834 | $2,455 |
| Farmers | $2,136 | $2,189 | $1,955 | $2,198 | $4,840 | $5,195 | $2,687 | $2,820 |
| Geico | $1,520 | $1,548 | $1,429 | $1,429 | $3,271 | $4,294 | $2,552 | $1,873 |
| Liberty Mutual | $1,658 | $1,815 | $1,488 | $1,743 | $9,072 | $10,008 | $1,780 | $1,944 |
| Nationwide | $1,317 | $1,347 | $1,224 | $1,274 | $3,512 | $4,286 | $1,565 | $1,691 |
| Progressive | $1,376 | $1,283 | $1,236 | $1,252 | $6,863 | $7,689 | $1,643 | $1,634 |
| State Farm | $1,572 | $1,572 | $1,413 | $1,413 | $4,544 | $5,757 | $1,787 | $2,060 |
| USAA | $1,087 | $1,073 | $1,046 | $1,047 | $4,645 | $5,498 | $1,373 | $1,503 |
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Minimum Car Insurance in Mica, WA
Every driver must carry the minimum car insurance in Mica, WA. Take a look at the Washington car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Mica, WA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Mica, WA. Compare credit history car insurance rates in Mica from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,701 | $2,819 | $2,421 |
| American Family | $4,102 | $3,351 | $2,976 |
| Farmers | $3,666 | $2,765 | $2,576 |
| Geico | $2,665 | $2,133 | $1,920 |
| Liberty Mutual | $5,270 | $3,246 | $2,550 |
| Nationwide | $2,409 | $1,899 | $1,774 |
| Progressive | $3,172 | $2,822 | $2,623 |
| State Farm | $3,655 | $2,190 | $1,700 |
| USAA | $2,724 | $1,997 | $1,756 |
Cheapest Mica, WA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mica, WA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,529 | $3,126 | $3,454 | $2,814 |
| American Family | $2,787 | $3,570 | $4,132 | $3,417 |
| Farmers | $2,478 | $3,080 | $3,368 | $3,084 |
| Geico | $1,723 | $2,210 | $3,301 | $1,723 |
| Liberty Mutual | $3,151 | $3,959 | $4,044 | $3,601 |
| Nationwide | $1,578 | $2,132 | $2,675 | $1,724 |
| Progressive | $2,330 | $3,630 | $2,718 | $2,810 |
| State Farm | $2,287 | $2,743 | $2,515 | $2,515 |
| USAA | $1,590 | $2,300 | $2,867 | $1,879 |
Cheapest Mica, WA Car Insurance for Teen Drivers
Teen car insurance in Mica, WA can be expensive. Take a look at rates from the top car insurance companies in Mica for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,015 | $6,939 |
| American Family | $6,979 | $9,522 |
| Farmers | $4,840 | $5,195 |
| Geico | $3,271 | $4,294 |
| Liberty Mutual | $9,072 | $10,008 |
| Nationwide | $3,512 | $4,286 |
| Progressive | $6,863 | $7,689 |
| State Farm | $4,544 | $5,757 |
| USAA | $4,645 | $5,498 |
Cheapest Mica, WA Car Insurance for Seniors
Take a look at Mica, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,662 | $1,736 |
| American Family | $1,675 | $1,675 |
| Farmers | $1,955 | $2,198 |
| Geico | $1,429 | $1,429 |
| Liberty Mutual | $1,488 | $1,743 |
| Nationwide | $1,224 | $1,274 |
| Progressive | $1,236 | $1,252 |
| State Farm | $1,413 | $1,413 |
| USAA | $1,046 | $1,047 |
Cheapest Mica, WA Car Insurance Rates After a DUI
A DUI in Mica, WA increases car insurance rates. Compare Mica, Washington DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,454 |
| American Family | $4,132 |
| Farmers | $3,368 |
| Geico | $3,301 |
| Liberty Mutual | $4,044 |
| Nationwide | $2,675 |
| Progressive | $2,718 |
| State Farm | $2,515 |
| USAA | $2,867 |
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Cheapest Mica, WA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Mica, WA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $2,981 | $2,981 |
| American Family | $3,405 | $3,547 |
| Farmers | $3,002 | $3,002 |
| Geico | $2,211 | $2,267 |
| Liberty Mutual | $3,689 | $3,689 |
| Nationwide | $2,027 | $2,027 |
| Progressive | $2,872 | $2,872 |
| State Farm | $2,446 | $2,584 |
| USAA | $2,138 | $2,180 |
The Best Cheap Car Insurance Companies in Mica, WA
Take a look at a side-by-side comparison of the top car insurance companies in Mica, WA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,981 |
| American Family | $3,476 |
| Farmers | $3,002 |
| Geico | $2,239 |
| Liberty Mutual | $3,689 |
| Nationwide | $2,027 |
| Progressive | $2,872 |
| State Farm | $2,515 |
| USAA | $2,159 |
Category Winners: Cheapest Car Insurance in Mica, Washington
Find the cheapest car insurance companies in Mica, WA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Cheapest Mica, WA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Mica car insurance rates. Find the cheapest Mica, WA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,840 | $2,972 | $3,129 |
| American Family | $3,283 | $3,472 | $3,674 |
| Farmers | $2,813 | $3,008 | $3,187 |
| Geico | $2,119 | $2,241 | $2,358 |
| Liberty Mutual | $3,469 | $3,694 | $3,902 |
| Nationwide | $1,923 | $2,027 | $2,132 |
| Progressive | $2,602 | $2,793 | $3,222 |
| State Farm | $2,355 | $2,525 | $2,665 |
| USAA | $2,025 | $2,157 | $2,295 |
Compare Car Insurance Quotes in Mica, WA
Ready to find affordable Mica, Washington car insurance today? Enter your ZIP code for fast, free Mica, WA car insurance quotes.
Frequently Asked Questions
How does car insurance in Mica, WA compare to other cities in Washington?
Car insurance rates in Mica, WA can vary compared to other cities in Washington. Factors such as population density, local traffic patterns, crime rates, and the number of insurance claims in the area can influence insurance premiums. It’s recommended to compare quotes from multiple insurance providers to get an accurate understanding of the cost of car insurance in Mica.
What factors affect car insurance rates in Mica, WA?
Several factors can impact car insurance rates in Mica, WA, including:
- Age and driving experience
- Vehicle make, model, and year
- Personal driving record and claims history
- Annual mileage and usage of the vehicle
- Credit history
- Coverage options and deductibles chosen
- Local crime rates and accident statistics
Which insurance companies provide car insurance coverage in Mica, WA?
There are various insurance companies that offer car insurance coverage in Mica, WA. Some popular options include State Farm, GEICO, Allstate, Progressive, and Farmers Insurance. It’s recommended to research and compare quotes from different providers to find the best coverage and rates for your needs.
How can I find affordable car insurance in Mica, WA?
To find affordable car insurance in Mica, WA, consider the following tips:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a clean driving record and avoid traffic violations.
- Consider raising your deductibles, but make sure you can afford the out-of-pocket costs in case of a claim.
- Inquire about available discounts, such as multi-policy discounts, good student discounts, or discounts for safety features in your vehicle.
- Bundle your car insurance with other policies, such as home or renters insurance, for potential savings.
Are there any local factors specific to Mica, WA that affect car insurance rates?
Local factors in Mica, WA that may influence car insurance rates include traffic patterns, accident rates, crime rates, and the prevalence of auto theft in the area. Insurance companies take these factors into account when determining premiums. Additionally, Washington state laws and regulations can also impact insurance rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.