Compare New Braunfels, TX Car Insurance Rates (2021)

Car insurance in New Braunfels, TX averages $362 a month. New Braunfels, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap New Braunfels car insurance rates, compare quotes from the top car insurance companies in New Braunfels, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in New Braunfels, TX are $4,349/year
  • Average car insurance rates in New Braunfels, TX after a DUI are $4,860/year
  • The cheapest car insurance company in New Braunfels is USAA

If you need to buy New Braunfels, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in New Braunfels, TX is right here.

You’ll find New Braunfels car insurance rates, the cheapest New Braunfels, TX car insurance companies, and information on Texas car insurance laws. You can also compare New Braunfels, Texas car insurance rates to Laredo car insurance rates, Plano car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable New Braunfels, TX car insurance today? Enter your ZIP code for fast, free New Braunfels car insurance quotes.

Cheapest New Braunfels, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Braunfels, TX car insurance rates? Every New Braunfels, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Braunfels, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,187 $3,215 $3,144 $3,144 $8,544 $10,321 $3,955 $4,125
American Family $4,652 $5,206 $4,289 $4,952 $12,540 $16,465 $6,760 $7,727
GEICO $2,449 $2,641 $2,368 $2,682 $5,342 $5,533 $2,644 $2,632
Nationwide $2,179 $2,215 $1,928 $2,040 $6,149 $7,885 $2,557 $2,764
Progressive $3,089 $2,953 $2,720 $2,786 $12,535 $13,985 $3,673 $3,735
State Farm $2,027 $2,027 $1,804 $1,804 $4,869 $6,207 $2,204 $2,271
USAA $1,483 $1,487 $1,421 $1,405 $4,199 $4,556 $1,971 $2,101

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Minimum Car Insurance in New Braunfels, TX

Every driver must carry the minimum car insurance in New Braunfels, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in New Braunfels, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest New Braunfels, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Braunfels, TX. Compare credit history car insurance rates in New Braunfels from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Braunfels, Texas

Insurance Company Poor Fair Good
Allstate $6,284 $4,621 $3,959
American Family $10,718 $6,806 $5,948
GEICO $5,073 $2,872 $1,915
Nationwide $4,152 $3,339 $2,903
Progressive $6,444 $5,517 $5,093
State Farm $4,110 $2,557 $2,037
USAA $3,407 $1,980 $1,597

Cheapest New Braunfels, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Braunfels, TX to rates for a clean record with top companies.

Annual New Braunfels, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,834 $5,936 $6,215 $3,834
American Family $7,141 $9,061 $7,952 $7,141
GEICO $2,789 $3,685 $3,080 $3,592
Nationwide $3,009 $3,009 $4,446 $3,395
Progressive $4,950 $6,381 $5,808 $5,600
State Farm $2,576 $2,957 $3,496 $2,576
USAA $1,733 $2,564 $3,026 $1,989

Cheapest New Braunfels, TX Car Insurance for Teen Drivers

Teen car insurance in New Braunfels, TX can be expensive. Take a look at rates from the top car insurance companies in New Braunfels for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Braunfels, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,544 $10,321
American Family $12,540 $16,465
GEICO $5,342 $5,533
Nationwide $6,149 $7,885
Progressive $12,535 $13,985
State Farm $4,869 $6,207
USAA $4,199 $4,556

Cheapest New Braunfels, TX Car Insurance for Seniors

Take a look at New Braunfels, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Braunfels, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,144 $3,144
American Family $4,289 $4,952
GEICO $2,368 $2,682
Nationwide $1,928 $2,040
Progressive $2,720 $2,786
State Farm $1,804 $1,804
USAA $1,421 $1,405

Cheapest New Braunfels, TX Car Insurance Rates After a DUI

A DUI in New Braunfels, TX increases car insurance rates. Compare New Braunfels, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Braunfels, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,215
American Family $7,952
GEICO $3,080
Nationwide $4,446
Progressive $5,808
State Farm $3,496
USAA $3,026

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Cheapest New Braunfels, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Braunfels, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Braunfels, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,836 $5,073
American Family $7,824 $7,824
GEICO $3,226 $3,347
Nationwide $3,465 $3,465
Progressive $5,684 $5,684
State Farm $2,902 $2,902
USAA $2,299 $2,357

Cheapest New Braunfels, TX Car Insurance Rates by ZIP Code

New Braunfels car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in New Braunfels, TX.

Annual Car Insurance Rates by ZIP Code in New Braunfels, Texas

ZIP Code Average Annual Rates
78132 $5,331
78135 $7,689

The Best Cheap Car Insurance Companies in New Braunfels, TX

Take a look at a side-by-side comparison of the top car insurance companies in New Braunfels, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Braunfels, Texas

Insurance Company Average Annual Rates
Allstate $4,955
American Family $7,824
GEICO $3,286
Nationwide $3,465
Progressive $5,684
State Farm $2,902
USAA $2,328

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Category Winners: Cheapest Car Insurance in New Braunfels, Texas

Find the cheapest car insurance companies in New Braunfels, TX for each category right here.

Best Annual Car Insurance Rates by Company in New Braunfels, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest New Braunfels, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Braunfels car insurance rates. Find the cheapest New Braunfels, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Braunfels, Texas

Insurance Company Low Medium High
Allstate $4,861 $4,920 $5,083
American Family $7,194 $7,495 $8,783
GEICO $3,110 $3,246 $3,503
Nationwide $3,737 $3,318 $3,339
Progressive $5,397 $5,657 $5,999
State Farm $2,752 $2,895 $3,058
USAA $2,245 $2,318 $2,421

What affects car insurance rates in New Braunfels, Texas?

What factors can have an impact on New Braunfels, TX car insurance? There are several reasons why New Braunfels car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Braunfels, Texas.

Car Theft in New Braunfels

High levels of vehicle theft can make car insurance more expensive. New Braunfels, TX car theft statistics from the FBI indicate 90 vehicle thefts a year.

Commute Time in New Braunfels

The more time you spend in your car the higher the risk of an accident. The average commute length in New Braunfels, TX is 25.0 minutes according to City-Data.

Traffic in New Braunfels

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. New Braunfels, TX traffic data from INRIX ranks New Braunfels as the 891st-most congested in the world.

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Compare Car Insurance Quotes in New Braunfels, TX

Ready to find affordable New Braunfels, Texas car insurance today? Enter your ZIP code for fast, free New Braunfels, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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