Compare Oak Park, MI Car Insurance Rates [2023]
Car insurance in Oak Park, MI averages $1,560 a month. Oak Park, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Oak Park car insurance rates, compare quotes from the top car insurance companies in Oak Park, MI.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
UPDATED: Dec 21, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 21, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Oak Park, MI are $18,716/year
- The cheapest car insurance company in Oak Park for teen drivers is USAA
- Average car insurance rates in Oak Park, MI after a DUI are $29,890/year
If you need to buy Oak Park, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Oak Park, MI is right here.
You’ll find Oak Park car insurance rates, the cheapest Oak Park, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Oak Park, Michigan car insurance rates to Sterling Heights car insurance rates, Lansing car insurance rates, and Ann Arbor car insurance rates.
Ready to find affordable Oak Park, MI car insurance today? Enter your ZIP code for fast, free Oak Park car insurance quotes.
Cheapest Oak Park, MI Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Oak Park, MI car insurance rates? Every Oak Park, Michigan car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $30,213 | $30,213 | $28,121 | $28,121 | $72,940 | $72,940 | $31,808 | $31,808 |
| Farmers | $27,300 | $27,300 | $25,137 | $25,137 | $62,195 | $62,195 | $30,958 | $30,958 |
| Geico | $7,469 | $7,469 | $7,596 | $7,596 | $19,562 | $19,562 | $7,097 | $7,097 |
| Liberty Mutual | $21,140 | $21,140 | $20,931 | $20,931 | $49,824 | $49,824 | $21,140 | $21,140 |
| Nationwide | $5,850 | $5,850 | $5,168 | $5,168 | $15,787 | $15,787 | $6,435 | $6,435 |
| Progressive | $4,487 | $4,108 | $3,931 | $4,481 | $16,230 | $17,035 | $5,229 | $4,690 |
| State Farm | $12,415 | $12,415 | $11,604 | $11,604 | $44,624 | $44,624 | $14,595 | $14,595 |
| Travelers | $7,464 | $7,464 | $6,400 | $6,400 | $22,645 | $22,645 | $8,116 | $8,116 |
| USAA | $3,514 | $3,293 | $3,305 | $3,097 | $8,638 | $8,112 | $4,277 | $4,056 |
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Minimum Car Insurance in Oak Park, MI
Every driver must carry the minimum car insurance required by the state in Oak Park, MI. Take a look at the Michigan car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Oak Park, MI Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Oak Park, MI. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Oak Park from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $62,400 | $34,186 | $25,727 |
| Farmers | $53,881 | $28,684 | $26,627 |
| Geico | $13,459 | $9,851 | $7,984 |
| Liberty Mutual | $44,758 | $25,810 | $14,209 |
| Nationwide | $10,461 | $7,831 | $6,638 |
| Progressive | $8,772 | $7,303 | $6,497 |
| State Farm | $33,863 | $17,046 | $11,519 |
| Travelers | $11,437 | $11,087 | $10,945 |
| USAA | $7,217 | $4,080 | $3,062 |
Cheapest Oak Park, MI Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Oak Park, MI to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $20,208 | $26,917 | $87,999 | $27,959 |
| Farmers | $30,277 | $39,238 | $38,518 | $37,556 |
| Geico | $3,645 | $7,725 | $23,599 | $6,756 |
| Liberty Mutual | $19,622 | $23,790 | $44,402 | $25,221 |
| Nationwide | $7,087 | $9,497 | $8,648 | $8,009 |
| Progressive | $6,299 | $8,420 | $7,555 | $7,822 |
| State Farm | $13,048 | $15,748 | $34,644 | $19,797 |
| Travelers | $7,561 | $10,789 | $17,326 | $8,948 |
| USAA | $3,831 | $4,813 | $6,320 | $4,182 |
Cheapest Oak Park, MI Car Insurance for Teen Drivers
Teen car insurance in Oak Park, MI can be expensive. Take a look at rates from the top car insurance companies in Oak Park for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $72,940 | $72,940 |
| Farmers | $62,195 | $62,195 |
| Geico | $19,562 | $19,562 |
| Liberty Mutual | $49,824 | $49,824 |
| Nationwide | $15,787 | $15,787 |
| Progressive | $16,230 | $17,035 |
| State Farm | $44,624 | $44,624 |
| Travelers | $22,645 | $22,645 |
| USAA | $8,638 | $8,112 |
Cheapest Oak Park, MI Car Insurance for Seniors
Take a look at Oak Park, MI rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $28,121 | $28,121 |
| Farmers | $25,137 | $25,137 |
| Geico | $7,596 | $7,596 |
| Liberty Mutual | $20,931 | $20,931 |
| Nationwide | $5,168 | $5,168 |
| Progressive | $3,931 | $4,481 |
| State Farm | $11,604 | $11,604 |
| Travelers | $6,400 | $6,400 |
| USAA | $3,305 | $3,097 |
Cheapest Oak Park, MI Car Insurance Rates After a DUI
A DUI in Oak Park, MI increases car insurance rates. Compare Oak Park, Michigan car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $87,999 |
| Farmers | $38,518 |
| Geico | $23,599 |
| Liberty Mutual | $44,402 |
| Nationwide | $8,648 |
| Progressive | $7,555 |
| State Farm | $34,644 |
| Travelers | $17,326 |
| USAA | $6,320 |
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Cheapest Oak Park, MI Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Oak Park, MI by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $40,771 | $40,771 |
| Farmers | $36,397 | $36,397 |
| Geico | $10,188 | $10,674 |
| Liberty Mutual | $27,284 | $29,234 |
| Nationwide | $8,310 | $8,310 |
| Progressive | $7,524 | $7,524 |
| State Farm | $20,214 | $21,405 |
| Travelers | $11,092 | $11,221 |
| USAA | $4,730 | $4,843 |
The Best Cheap Car Insurance Companies in Oak Park, MI
Take a look at a side-by-side comparison of the top car insurance companies in Oak Park, MI to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $40,771 |
| Farmers | $36,397 |
| Geico | $10,431 |
| Liberty Mutual | $28,259 |
| Nationwide | $8,310 |
| Progressive | $7,524 |
| State Farm | $20,809 |
| Travelers | $11,156 |
| USAA | $4,787 |
Category Winners: Cheapest Car Insurance in Oak Park, Michigan
Find the cheapest car insurance companies in Oak Park, MI for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Cheapest Oak Park, MI Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Oak Park car insurance rates. Find the cheapest Oak Park, MI car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $39,595 | $40,881 | $41,837 |
| Farmers | $35,130 | $36,262 | $37,801 |
| Geico | $9,830 | $10,341 | $11,123 |
| Liberty Mutual | $27,594 | $28,193 | $28,989 |
| Nationwide | $8,668 | $8,177 | $8,086 |
| Progressive | $7,279 | $7,532 | $7,761 |
| State Farm | $19,590 | $20,960 | $21,878 |
| Travelers | $11,055 | $11,166 | $11,247 |
| USAA | $4,641 | $4,800 | $4,919 |
What affects car insurance rates in Oak Park, Michigan?
What are the factors that affect car insurance rates in Oak Park, MI? There are several reasons why Oak Park car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oak Park, Michigan.
Car Theft in Oak Park
High levels of vehicle theft can make car insurance more expensive. Oak Park, MI car theft statistics from the FBI indicate 49 vehicle thefts a year.
Commute Time in Oak Park
The more time you spend in your car the higher the risk of an accident. The average commute length in Oak Park, MI is 20.4 minutes according to City-Data.
Compare Car Insurance Quotes in Oak Park, MI
Ready to find affordable Oak Park, Michigan car insurance today? Enter your ZIP code for fast, free Oak Park, MI car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.