Compare Olive Branch, MS Car Insurance Rates (2021)

Car insurance in Olive Branch, MS averages $315 a month. Olive Branch, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Olive Branch car insurance rates, compare quotes from the top car insurance companies in Olive Branch, MS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Olive Branch, MS after a DUI are $4,537/year
  • Average car insurance rates in Olive Branch, MS are $3,777/year
  • The cheapest car insurance company in Olive Branch for teen drivers is USAA

If you need to buy Olive Branch, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Olive Branch, MS is right here.

You’ll find Olive Branch car insurance rates, the cheapest Olive Branch, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Olive Branch, Mississippi car insurance rates to Hattiesburg car insurance rates, Tupelo car insurance rates, and Jackson car insurance rates.

Ready to find affordable Olive Branch, MS car insurance today? Enter your ZIP code for fast, free Olive Branch car insurance quotes.

Cheapest Olive Branch, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Olive Branch, MS car insurance rates? Every Olive Branch, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Olive Branch, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,862 $2,719 $2,575 $2,632 $11,862 $12,670 $3,202 $3,267
GEICO $2,831 $2,668 $2,546 $2,366 $7,507 $7,039 $5,003 $2,297
Liberty Mutual $2,587 $2,797 $2,070 $2,321 $9,614 $10,688 $2,752 $2,896
Nationwide $2,052 $2,094 $1,848 $1,943 $4,266 $5,385 $2,348 $2,529
Progressive $2,630 $2,423 $2,191 $2,123 $10,140 $11,335 $2,694 $2,818
State Farm $1,972 $1,972 $1,784 $1,784 $5,991 $7,525 $2,206 $2,525
Travelers $1,659 $1,687 $1,588 $1,588 $7,632 $12,104 $1,746 $2,005
USAA $1,450 $1,432 $1,364 $1,372 $3,705 $4,371 $1,764 $1,940

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Minimum Car Insurance in Olive Branch, MS

Every driver must carry the minimum car insurance in Olive Branch, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Olive Branch, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Olive Branch, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Olive Branch, MS. Compare credit history car insurance rates in Olive Branch from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Olive Branch, Mississippi

Insurance Company Poor Fair Good
Allstate $6,051 $5,354 $4,265
GEICO $6,080 $3,446 $2,569
Liberty Mutual $6,388 $3,926 $3,084
Nationwide $3,284 $2,684 $2,457
Progressive $5,109 $4,407 $4,117
State Farm $4,642 $2,814 $2,202
Travelers $4,250 $3,475 $3,529
USAA $2,960 $1,940 $1,624

Cheapest Olive Branch, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Olive Branch, MS to rates for a clean record with top companies.

Annual Olive Branch, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,376 $5,179 $6,351 $4,990
GEICO $2,552 $3,820 $5,738 $4,018
Liberty Mutual $3,159 $5,072 $5,186 $4,446
Nationwide $2,256 $2,862 $3,624 $2,491
Progressive $3,866 $5,248 $4,530 $4,534
State Farm $2,902 $3,608 $3,184 $3,184
Travelers $3,274 $3,427 $4,730 $3,573
USAA $1,691 $2,173 $2,951 $1,885

Cheapest Olive Branch, MS Car Insurance for Teen Drivers

Teen car insurance in Olive Branch, MS can be expensive. Take a look at rates from the top car insurance companies in Olive Branch for teenagers.

Annual Car Insurance Rates for Teen Drivers in Olive Branch, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,862 $12,670
GEICO $7,507 $7,039
Liberty Mutual $9,614 $10,688
Nationwide $4,266 $5,385
Progressive $10,140 $11,335
State Farm $5,991 $7,525
Travelers $7,632 $12,104
USAA $3,705 $4,371

Cheapest Olive Branch, MS Car Insurance for Seniors

Take a look at Olive Branch, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Olive Branch, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,575 $2,632
GEICO $2,546 $2,366
Liberty Mutual $2,070 $2,321
Nationwide $1,848 $1,943
Progressive $2,191 $2,123
State Farm $1,784 $1,784
Travelers $1,588 $1,588
USAA $1,364 $1,372

Cheapest Olive Branch, MS Car Insurance Rates After a DUI

A DUI in Olive Branch, MS increases car insurance rates. Compare Olive Branch, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Olive Branch, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,351
GEICO $5,738
Liberty Mutual $5,186
Nationwide $3,624
Progressive $4,530
State Farm $3,184
Travelers $4,730
USAA $2,951

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Cheapest Olive Branch, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Olive Branch, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Olive Branch, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,224 $5,224
GEICO $4,016 $4,048
Liberty Mutual $4,466 $4,466
Nationwide $2,808 $2,808
Progressive $4,544 $4,544
State Farm $3,141 $3,299
Travelers $3,751 $3,751
USAA $2,109 $2,241

The Best Cheap Car Insurance Companies in Olive Branch, MS

Take a look at a side-by-side comparison of the top car insurance companies in Olive Branch, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Olive Branch, Mississippi

Insurance Company Average Annual Rates
Allstate $5,224
GEICO $4,032
Liberty Mutual $4,466
Nationwide $2,808
Progressive $4,544
State Farm $3,220
Travelers $3,751
USAA $2,175

Category Winners: Cheapest Car Insurance in Olive Branch, Mississippi

Find the cheapest car insurance companies in Olive Branch, MS for each category right here.

Best Annual Car Insurance Rates by Company in Olive Branch, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Olive Branch, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Olive Branch car insurance rates. Find the cheapest Olive Branch, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Olive Branch, Mississippi

Insurance Company Low Medium High
Allstate $4,966 $5,218 $5,488
GEICO $3,791 $4,063 $4,242
Liberty Mutual $4,206 $4,447 $4,743
Nationwide $2,628 $2,799 $2,997
Progressive $4,007 $4,627 $4,999
State Farm $3,011 $3,207 $3,441
Travelers $3,558 $3,773 $3,922
USAA $2,020 $2,163 $2,342

What affects car insurance rates in Olive Branch, Mississippi?

What factors can have an impact on Olive Branch, MS car insurance? There are several reasons why Olive Branch car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Olive Branch, Mississippi.

Commute Time in Olive Branch

The more time you spend in your car the higher the risk of an accident. The average commute length in Olive Branch, MS is 23.8 minutes according to City-Data.

Compare Car Insurance Quotes in Olive Branch, MS

Ready to find affordable Olive Branch, Mississippi car insurance today? Enter your ZIP code for fast, free Olive Branch, MS car insurance quotes.

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