Best Pikeville, KY Car Insurance in 2025
Car insurance in Pikeville, KY averages $567 a month. Pikeville, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Pikeville car insurance rates, compare quotes from the top car insurance companies in Pikeville, KY.
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Table of Contents
Managing Editor
Laura Kuhl holds a Master’s Degree in Professional Writing from the University of North Carolina at Wilmington. Her career began in healthcare and wellness, creating lifestyle content for doctors, dentists, and other healthcare and holistic professionals. She curated news articles and insider interviews with investors and small business owners, leading to conversations with key players in the le...
Laura Kuhl
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Michael Leotta
Updated October 2024
- Average car insurance rates in Pikeville, KY are $6,807/year
- The cheapest car insurance company in Pikeville is USAA
- The cheapest car insurance company in Pikeville for teen drivers is USAA
If you need to buy Pikeville, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Pikeville, KY is right here.
You’ll find Pikeville car insurance rates, the cheapest Pikeville, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Pikeville, Kentucky car insurance rates to Bowling Green car insurance rates, Nicholasville car insurance rates, and Henderson car insurance rates.
Ready to find affordable Pikeville, KY car insurance today? Enter your ZIP code for fast, free Pikeville car insurance quotes.
Cheapest Pikeville, KY Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Pikeville, KY car insurance rates? Every Pikeville, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,387 | $5,301 | $4,961 | $5,262 | $19,837 | $21,974 | $5,819 | $6,068 |
| Geico | $4,386 | $4,051 | $4,595 | $4,158 | $8,902 | $10,417 | $3,551 | $3,058 |
| Liberty Mutual | $3,968 | $4,320 | $3,359 | $3,780 | $16,543 | $18,361 | $4,137 | $4,300 |
| Nationwide | $5,569 | $5,493 | $5,035 | $5,213 | $12,492 | $15,331 | $6,338 | $6,544 |
| Progressive | $3,259 | $3,068 | $2,969 | $2,957 | $16,938 | $19,236 | $4,049 | $4,082 |
| State Farm | $2,460 | $2,460 | $2,180 | $2,180 | $6,609 | $8,393 | $2,725 | $3,004 |
| Travelers | $4,196 | $4,271 | $4,147 | $4,150 | $21,841 | $35,574 | $4,391 | $5,059 |
| USAA | $2,222 | $2,217 | $2,016 | $2,039 | $6,138 | $6,430 | $2,807 | $3,068 |
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Minimum Car Insurance in Pikeville, KY
Every driver must carry the minimum car insurance required by the state in Pikeville, KY. Take a look at the Kentucky car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Pikeville, KY Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Pikeville, KY. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Pikeville from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $12,575 | $8,452 | $6,951 |
| Geico | $8,861 | $4,424 | $2,884 |
| Liberty Mutual | $10,561 | $6,429 | $5,048 |
| Nationwide | $9,520 | $7,384 | $6,351 |
| Progressive | $7,861 | $6,901 | $6,447 |
| State Farm | $5,377 | $3,288 | $2,589 |
| Travelers | $11,672 | $9,859 | $9,830 |
| USAA | $4,983 | $2,817 | $2,301 |
Cheapest Pikeville, KY Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Pikeville, KY to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $7,729 | $10,065 | $10,783 | $8,728 |
| Geico | $3,255 | $5,722 | $8,597 | $3,985 |
| Liberty Mutual | $6,108 | $9,450 | $7,323 | $6,503 |
| Nationwide | $6,118 | $7,981 | $10,149 | $6,759 |
| Progressive | $5,823 | $8,747 | $6,631 | $7,077 |
| State Farm | $3,471 | $4,032 | $3,751 | $3,751 |
| Travelers | $9,079 | $9,343 | $13,642 | $9,751 |
| USAA | $2,526 | $3,582 | $4,312 | $3,049 |
Cheapest Pikeville, KY Car Insurance for Teen Drivers
Teen car insurance in Pikeville, KY can be expensive. Take a look at rates from the top car insurance companies in Pikeville for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $19,837 | $21,974 |
| Geico | $8,902 | $10,417 |
| Liberty Mutual | $16,543 | $18,361 |
| Nationwide | $12,492 | $15,331 |
| Progressive | $16,938 | $19,236 |
| State Farm | $6,609 | $8,393 |
| Travelers | $21,841 | $35,574 |
| USAA | $6,138 | $6,430 |
Cheapest Pikeville, KY Car Insurance for Seniors
Take a look at Pikeville, KY rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,961 | $5,262 |
| Geico | $4,595 | $4,158 |
| Liberty Mutual | $3,359 | $3,780 |
| Nationwide | $5,035 | $5,213 |
| Progressive | $2,969 | $2,957 |
| State Farm | $2,180 | $2,180 |
| Travelers | $4,147 | $4,150 |
| USAA | $2,016 | $2,039 |
Cheapest Pikeville, KY Car Insurance Rates After a DUI
A DUI in Pikeville, KY increases car insurance rates. Compare Pikeville, Kentucky car insurance after a DUI by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $10,783 |
| Geico | $8,597 |
| Liberty Mutual | $7,323 |
| Nationwide | $10,149 |
| Progressive | $6,631 |
| State Farm | $3,751 |
| Travelers | $13,642 |
| USAA | $4,312 |
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Cheapest Pikeville, KY Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Pikeville, KY by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $9,326 | $9,326 |
| Geico | $5,341 | $5,438 |
| Liberty Mutual | $7,346 | $7,346 |
| Nationwide | $7,752 | $7,752 |
| Progressive | $7,070 | $7,070 |
| State Farm | $3,661 | $3,842 |
| Travelers | $10,454 | $10,454 |
| USAA | $3,241 | $3,494 |
The Best Cheap Car Insurance Companies in Pikeville, KY
Take a look at a side-by-side comparison of the top car insurance companies in Pikeville, KY to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $9,326 |
| Geico | $5,390 |
| Liberty Mutual | $7,346 |
| Nationwide | $7,752 |
| Progressive | $7,070 |
| State Farm | $3,751 |
| Travelers | $10,454 |
| USAA | $3,367 |
Category Winners: Cheapest Car Insurance in Pikeville, Kentucky
Find the cheapest car insurance companies in Pikeville, KY for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Pikeville, KY Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Pikeville car insurance rates. Find the cheapest Pikeville, KY car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $8,099 | $9,247 | $10,632 |
| Geico | $4,884 | $5,352 | $5,934 |
| Liberty Mutual | $6,894 | $7,288 | $7,856 |
| Nationwide | $7,743 | $7,625 | $7,887 |
| Progressive | $6,285 | $6,899 | $8,025 |
| State Farm | $3,507 | $3,738 | $4,009 |
| Travelers | $9,840 | $10,480 | $11,041 |
| USAA | $3,184 | $3,358 | $3,560 |
What affects car insurance rates in Pikeville, Kentucky?
What are the factors that affect car insurance rates in Pikeville, KY? There are several reasons why Pikeville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pikeville, Kentucky.
Commute Time in Pikeville
The more time you spend in your car the higher the risk of an accident. The average commute length in Pikeville, KY is 14.4 minutes according to City-Data.
Compare Car Insurance Quotes in Pikeville, KY
Ready to find affordable Pikeville, Kentucky car insurance today? Enter your ZIP code for fast, free Pikeville, KY car insurance quotes.
Frequently Asked Questions
How are car insurance rates determined in Pikeville, KY?
Car insurance rates in Pikeville, KY are determined by various factors, including the driver’s age, gender, marital status, driving history, type of vehicle, coverage limits, and deductibles. Insurance companies also consider local factors such as crime rates, population density, and accident statistics in the area.
Are car insurance rates higher in Pikeville compared to other areas?
Car insurance rates can vary based on location, and Pikeville, KY may have different rates compared to other areas. It’s important to compare rates from multiple insurance companies to find the best coverage options at competitive prices.
What are the average car insurance rates in Pikeville, KY?
The average car insurance rates in Pikeville, KY can vary depending on the individual and their specific circumstances. It’s best to obtain personalized quotes from insurance providers to get an accurate estimate based on your unique details.
Are there any discounts available for car insurance in Pikeville, KY?
Yes, many insurance companies offer various discounts that can help lower car insurance rates in Pikeville, KY. These discounts may include safe driver discounts, multi-policy discounts, good student discounts, and more. It’s recommended to inquire with insurance providers about available discounts.
How can I find the best car insurance rates in Pikeville, KY?
To find the best car insurance rates in Pikeville, KY, consider the following steps:
- Shop around and compare quotes from multiple insurance companies.
- Evaluate the coverage options and deductibles offered.
- Consider any applicable discounts for which you may qualify.
- Read customer reviews and ratings of insurance companies.
- Consult with an insurance agent or broker for personalized guidance.
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