Compare Provo, UT Car Insurance Rates (2021)

Car insurance in Provo, UT averages $328 a month. Provo, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Provo car insurance rates, compare quotes from the top car insurance companies in Provo, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Provo for teen drivers is USAA
  • The cheapest car insurance company in Provo is USAA
  • Average car insurance rates in Provo, UT are $3,938/year

If you need to buy Provo, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Provo, UT is right here.

You’ll find Provo car insurance rates, the cheapest Provo, UT car insurance companies, and information on Utah car insurance laws. You can also compare Provo, Utah car insurance rates to Ogden car insurance rates, St. George car insurance rates, and Orem car insurance rates.

Ready to find affordable Provo, UT car insurance today? Enter your ZIP code for fast, free Provo car insurance quotes.

Cheapest Provo, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Provo, UT car insurance rates? Every Provo, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Provo, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,617 $2,413 $2,381 $2,379 $8,378 $9,387 $2,767 $2,743
American Family $2,271 $2,271 $2,095 $2,095 $8,288 $10,741 $2,271 $2,660
Farmers $2,069 $2,041 $1,827 $1,950 $8,859 $9,113 $2,339 $2,409
GEICO $1,975 $2,202 $2,202 $2,596 $5,975 $6,347 $1,707 $1,689
Liberty Mutual $2,596 $2,793 $2,147 $2,394 $10,624 $11,793 $2,731 $2,893
Nationwide $2,087 $2,104 $1,866 $1,959 $5,807 $7,365 $2,426 $2,595
Progressive $2,261 $2,086 $1,851 $1,983 $9,342 $10,361 $2,588 $2,690
State Farm $3,262 $3,262 $2,988 $2,988 $10,293 $12,792 $3,708 $4,248
USAA $1,534 $1,505 $1,379 $1,374 $5,479 $6,399 $1,863 $2,038

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Minimum Car Insurance in Provo, UT

Every driver must carry the minimum car insurance in Provo, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Provo, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Provo, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Provo, UT. Compare credit history car insurance rates in Provo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Provo, Utah

Insurance Company Poor Fair Good
Allstate $5,538 $3,706 $3,154
American Family $5,139 $3,854 $3,266
Farmers $4,376 $3,643 $3,459
GEICO $4,707 $2,604 $1,948
Liberty Mutual $6,763 $4,183 $3,293
Nationwide $4,040 $3,077 $2,712
Progressive $4,675 $4,020 $3,742
State Farm $8,865 $4,456 $3,007
USAA $3,864 $2,466 $1,759

Cheapest Provo, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Provo, UT to rates for a clean record with top companies.

Annual Provo, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,469 $4,205 $4,931 $3,927
American Family $3,359 $4,210 $4,989 $3,787
Farmers $3,254 $4,238 $4,114 $3,699
GEICO $2,203 $3,465 $4,112 $2,566
Liberty Mutual $3,706 $5,113 $5,494 $4,673
Nationwide $2,601 $3,501 $4,102 $2,901
Progressive $3,505 $5,308 $3,673 $4,095
State Farm $4,929 $5,956 $5,443 $5,443
USAA $2,114 $2,683 $3,617 $2,371

Cheapest Provo, UT Car Insurance for Teen Drivers

Teen car insurance in Provo, UT can be expensive. Take a look at rates from the top car insurance companies in Provo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Provo, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,378 $9,387
American Family $8,288 $10,741
Farmers $8,859 $9,113
GEICO $5,975 $6,347
Liberty Mutual $10,624 $11,793
Nationwide $5,807 $7,365
Progressive $9,342 $10,361
State Farm $10,293 $12,792
USAA $5,479 $6,399

Cheapest Provo, UT Car Insurance for Seniors

Take a look at Provo, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Provo, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,381 $2,379
American Family $2,095 $2,095
Farmers $1,827 $1,950
GEICO $2,202 $2,596
Liberty Mutual $2,147 $2,394
Nationwide $1,866 $1,959
Progressive $1,851 $1,983
State Farm $2,988 $2,988
USAA $1,379 $1,374

Cheapest Provo, UT Car Insurance Rates After a DUI

A DUI in Provo, UT increases car insurance rates. Compare Provo, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Provo, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,931
American Family $4,989
Farmers $4,114
GEICO $4,112
Liberty Mutual $5,494
Nationwide $4,102
Progressive $3,673
State Farm $5,443
USAA $3,617

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Cheapest Provo, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Provo, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Provo, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,133 $4,133
American Family $4,084 $4,089
Farmers $3,826 $3,826
GEICO $3,036 $3,137
Liberty Mutual $4,671 $4,822
Nationwide $3,276 $3,276
Progressive $4,145 $4,145
State Farm $5,302 $5,584
USAA $2,667 $2,726

Cheapest Provo, UT Car Insurance Rates by ZIP Code

Provo car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Provo, UT.

Annual Car Insurance Rates by ZIP Code in Provo, Utah

ZIP Code Average Annual Rates
84601 $3,895
84602 $3,922
84604 $3,962
84606 $3,972

The Best Cheap Car Insurance Companies in Provo, UT

Take a look at a side-by-side comparison of the top car insurance companies in Provo, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Provo, Utah

Insurance Company Average Annual Rates
Allstate $4,133
American Family $4,086
Farmers $3,826
GEICO $3,087
Liberty Mutual $4,746
Nationwide $3,276
Progressive $4,145
State Farm $5,443
USAA $2,696

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Category Winners: Cheapest Car Insurance in Provo, Utah

Find the cheapest car insurance companies in Provo, UT for each category right here.

Best Annual Car Insurance Rates by Company in Provo, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Provo, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Provo car insurance rates. Find the cheapest Provo, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Provo, Utah

Insurance Company Low Medium High
Allstate $3,928 $4,124 $4,347
American Family $3,954 $4,140 $4,165
Farmers $3,488 $3,770 $4,220
GEICO $2,840 $3,077 $3,343
Liberty Mutual $4,499 $4,727 $5,012
Nationwide $3,578 $3,114 $3,136
Progressive $3,735 $3,972 $4,729
State Farm $5,073 $5,461 $5,793
USAA $2,572 $2,699 $2,818

What affects car insurance rates in Provo, Utah?

What factors can have an impact on Provo, UT car insurance? There are several reasons why Provo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Provo, Utah.

Commute Time in Provo

The more time you spend in your car the higher the risk of an accident. The average commute length in Provo, UT is 18.5 minutes according to City-Data.

Traffic in Provo

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Provo, UT traffic data from INRIX ranks Provo as the 784th-most congested in the world.

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Compare Car Insurance Quotes in Provo, UT

Ready to find affordable Provo, Utah car insurance today? Enter your ZIP code for fast, free Provo, UT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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