Compare Rocky Mount, VA Car Insurance Rates (2022)

Car insurance in Rocky Mount, VA averages $194 a month. Rocky Mount, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Rocky Mount car insurance rates, compare quotes from the top car insurance companies in Rocky Mount, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

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Here's What You Need to Know

  • Average car insurance rates in Rocky Mount, VA after a DUI are $2,757/year
  • Average car insurance rates in Rocky Mount, VA are $2,331/year
  • The cheapest car insurance company in Rocky Mount for teen drivers is USAA

If you need to buy Rocky Mount, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Rocky Mount, VA is right here.

You’ll find Rocky Mount car insurance rates, the cheapest Rocky Mount, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Rocky Mount, Virginia car insurance rates to Alexandria car insurance rates, Suffolk car insurance rates, and Newport News car insurance rates.

Ready to find affordable Rocky Mount, VA car insurance today? Enter your ZIP code for fast, free Rocky Mount car insurance quotes.

Cheapest Rocky Mount, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rocky Mount, VA car insurance rates? Every Rocky Mount, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rocky Mount, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,911 $1,806 $1,902 $1,902 $5,947 $6,856 $2,489 $2,498
GEICO $1,520 $1,522 $1,442 $1,442 $3,174 $4,258 $1,766 $1,753
Nationwide $1,436 $1,450 $1,272 $1,313 $3,354 $4,351 $1,581 $1,731
Progressive $1,273 $1,212 $1,144 $1,152 $5,686 $6,378 $1,539 $1,570
State Farm $1,482 $1,482 $1,329 $1,329 $4,389 $5,514 $1,674 $1,928
USAA $1,060 $1,043 $987 $994 $3,281 $3,920 $1,365 $1,500

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Minimum Car Insurance in Rocky Mount, VA

Every driver must carry the minimum car insurance in Rocky Mount, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Rocky Mount, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Rocky Mount, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rocky Mount, VA. Compare credit history car insurance rates in Rocky Mount from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rocky Mount, Virginia

Insurance Company Poor Fair Good
Allstate $3,861 $3,085 $2,545
GEICO $2,344 $1,992 $1,992
Nationwide $2,449 $1,959 $1,775
Progressive $2,791 $2,428 $2,264
State Farm $3,401 $2,108 $1,664
USAA $2,369 $1,610 $1,328

Cheapest Rocky Mount, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rocky Mount, VA to rates for a clean record with top companies.

Annual Rocky Mount, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,379 $3,765 $3,456 $3,055
GEICO $1,597 $2,080 $3,165 $1,597
Nationwide $1,788 $1,788 $2,634 $2,033
Progressive $2,140 $2,813 $2,539 $2,486
State Farm $2,188 $2,594 $2,391 $2,391
USAA $1,370 $1,776 $2,357 $1,573

Cheapest Rocky Mount, VA Car Insurance for Teen Drivers

Teen car insurance in Rocky Mount, VA can be expensive. Take a look at rates from the top car insurance companies in Rocky Mount for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rocky Mount, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,947 $6,856
GEICO $3,174 $4,258
Nationwide $3,354 $4,351
Progressive $5,686 $6,378
State Farm $4,389 $5,514
USAA $3,281 $3,920

Cheapest Rocky Mount, VA Car Insurance for Seniors

Take a look at Rocky Mount, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rocky Mount, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,902 $1,902
GEICO $1,442 $1,442
Nationwide $1,272 $1,313
Progressive $1,144 $1,152
State Farm $1,329 $1,329
USAA $987 $994

Cheapest Rocky Mount, VA Car Insurance Rates After a DUI

A DUI in Rocky Mount, VA increases car insurance rates. Compare Rocky Mount, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rocky Mount, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,456
GEICO $3,165
Nationwide $2,634
Progressive $2,539
State Farm $2,391
USAA $2,357

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Cheapest Rocky Mount, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rocky Mount, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rocky Mount, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,259
GEICO $2,070 $2,149
Nationwide $2,061 $2,061
Progressive $2,494 $2,494
State Farm $2,333 $2,449
USAA $1,704 $1,834

The Best Cheap Car Insurance Companies in Rocky Mount, VA

Take a look at a side-by-side comparison of the top car insurance companies in Rocky Mount, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rocky Mount, Virginia

Insurance Company Average Annual Rates
Allstate $3,164
GEICO $2,110
Nationwide $2,061
Progressive $2,494
State Farm $2,391
USAA $1,769

Category Winners: Cheapest Car Insurance in Rocky Mount, Virginia

Find the cheapest car insurance companies in Rocky Mount, VA for each category right here.

Best Annual Car Insurance Rates by Company in Rocky Mount, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Rocky Mount, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rocky Mount car insurance rates. Find the cheapest Rocky Mount, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rocky Mount, Virginia

Insurance Company Low Medium High
Allstate $3,076 $3,165 $3,251
GEICO $2,028 $2,107 $2,194
Nationwide $2,168 $2,039 $1,975
Progressive $2,380 $2,465 $2,637
State Farm $2,263 $2,387 $2,523
USAA $1,706 $1,772 $1,829

What affects car insurance rates in Rocky Mount, Virginia?

What factors can have an impact on Rocky Mount, VA car insurance? There are several reasons why Rocky Mount car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rocky Mount, Virginia.

Commute Time in Rocky Mount

The more time you spend in your car the higher the risk of an accident. The average commute length in Rocky Mount, VA is 20.7 minutes according to City-Data.

Traffic in Rocky Mount

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Rocky Mount, VA traffic data from INRIX ranks Rocky Mount as the 711th-most congested in the world.

Compare Car Insurance Quotes in Rocky Mount, VA

Ready to find affordable Rocky Mount, Virginia car insurance today? Enter your ZIP code for fast, free Rocky Mount, VA car insurance quotes.

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