Compare Sammamish, WA Car Insurance Rates (2022)

Car insurance in Sammamish, WA averages $284 a month. Sammamish, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Sammamish car insurance rates, compare quotes from the top car insurance companies in Sammamish, WA.

Free Car Insurance Comparison

secured lock Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest ZIP code in Sammamish is 98074
  • The cheapest car insurance company in Sammamish for teen drivers is Nationwide
  • Average car insurance rates in Sammamish, WA are $3,409/year

If you need to buy Sammamish, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Sammamish, WA is right here.

You’ll find Sammamish car insurance rates, the cheapest Sammamish, WA car insurance companies, and information on Washington car insurance laws. You can also compare Sammamish, Washington car insurance rates to Everett car insurance rates, Bellevue car insurance rates, and Renton car insurance rates.

Ready to find affordable Sammamish, WA car insurance today? Enter your ZIP code for fast, free Sammamish car insurance quotes.

Cheapest Sammamish, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sammamish, WA car insurance rates? Every Sammamish, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sammamish, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,317 $2,283 $2,148 $2,255 $8,580 $9,964 $2,454 $2,542
American Family $2,253 $2,253 $2,058 $2,058 $8,703 $11,876 $2,253 $3,020
Farmers $2,307 $2,367 $2,112 $2,388 $5,324 $5,725 $2,912 $3,041
GEICO $1,893 $1,926 $1,771 $1,771 $4,221 $5,493 $3,258 $2,331
Liberty Mutual $2,035 $2,212 $1,809 $2,123 $11,600 $12,738 $2,148 $2,327
Nationwide $1,528 $1,562 $1,421 $1,478 $4,236 $5,142 $1,838 $1,980
Progressive $1,787 $1,668 $1,618 $1,637 $9,228 $10,315 $2,138 $2,123
State Farm $1,819 $1,819 $1,640 $1,640 $5,375 $6,803 $2,075 $2,390
USAA $1,191 $1,173 $1,154 $1,149 $5,272 $6,218 $1,506 $1,646

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Minimum Car Insurance in Sammamish, WA

Every driver must carry the minimum car insurance in Sammamish, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Sammamish, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sammamish, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sammamish, WA. Compare credit history car insurance rates in Sammamish from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sammamish, Washington

Insurance Company Poor Fair Good
Allstate $5,026 $3,866 $3,312
American Family $5,088 $4,153 $3,686
Farmers $3,986 $3,019 $2,812
GEICO $3,372 $2,698 $2,429
Liberty Mutual $6,603 $4,076 $3,193
Nationwide $2,862 $2,241 $2,092
Progressive $4,186 $3,753 $3,504
State Farm $4,287 $2,562 $1,986
USAA $3,041 $2,234 $1,967

Cheapest Sammamish, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sammamish, WA to rates for a clean record with top companies.

Annual Sammamish, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,395 $4,281 $4,775 $3,820
American Family $3,448 $4,428 $5,126 $4,235
Farmers $2,701 $3,366 $3,657 $3,364
GEICO $2,188 $2,796 $4,160 $2,188
Liberty Mutual $3,940 $4,975 $5,066 $4,516
Nationwide $1,863 $2,523 $3,168 $2,037
Progressive $3,081 $4,861 $3,593 $3,721
State Farm $2,670 $3,220 $2,945 $2,945
USAA $1,772 $2,575 $3,211 $2,097

Cheapest Sammamish, WA Car Insurance for Teen Drivers

Teen car insurance in Sammamish, WA can be expensive. Take a look at rates from the top car insurance companies in Sammamish for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sammamish, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,580 $9,964
American Family $8,703 $11,876
Farmers $5,324 $5,725
GEICO $4,221 $5,493
Liberty Mutual $11,600 $12,738
Nationwide $4,236 $5,142
Progressive $9,228 $10,315
State Farm $5,375 $6,803
USAA $5,272 $6,218

Cheapest Sammamish, WA Car Insurance for Seniors

Take a look at Sammamish, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sammamish, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,148 $2,255
American Family $2,058 $2,058
Farmers $2,112 $2,388
GEICO $1,771 $1,771
Liberty Mutual $1,809 $2,123
Nationwide $1,421 $1,478
Progressive $1,618 $1,637
State Farm $1,640 $1,640
USAA $1,154 $1,149

Cheapest Sammamish, WA Car Insurance Rates After a DUI

A DUI in Sammamish, WA increases car insurance rates. Compare Sammamish, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sammamish, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,775
American Family $5,126
Farmers $3,657
GEICO $4,160
Liberty Mutual $5,066
Nationwide $3,168
Progressive $3,593
State Farm $2,945
USAA $3,211

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Cheapest Sammamish, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sammamish, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sammamish, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,068 $4,068
American Family $4,222 $4,396
Farmers $3,272 $3,272
GEICO $2,796 $2,869
Liberty Mutual $4,624 $4,624
Nationwide $2,398 $2,398
Progressive $3,814 $3,814
State Farm $2,863 $3,027
USAA $2,390 $2,437

Cheapest Sammamish, WA Car Insurance Rates by ZIP Code

Sammamish car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Sammamish, WA.

Annual Car Insurance Rates by ZIP Code in Sammamish, Washington

ZIP Code Average Annual Rates
98074 $3,415
98075 $3,422

The Best Cheap Car Insurance Companies in Sammamish, WA

Take a look at a side-by-side comparison of the top car insurance companies in Sammamish, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sammamish, Washington

Insurance Company Average Annual Rates
Allstate $4,068
American Family $4,309
Farmers $3,272
GEICO $2,833
Liberty Mutual $4,624
Nationwide $2,398
Progressive $3,814
State Farm $2,945
USAA $2,414

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Sammamish, Washington

Find the cheapest car insurance companies in Sammamish, WA for each category right here.

Best Annual Car Insurance Rates by Company in Sammamish, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Cheapest Sammamish, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sammamish car insurance rates. Find the cheapest Sammamish, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sammamish, Washington

Insurance Company Low Medium High
Allstate $3,837 $4,055 $4,311
American Family $4,077 $4,305 $4,546
Farmers $3,052 $3,277 $3,487
GEICO $2,661 $2,837 $3,001
Liberty Mutual $4,357 $4,636 $4,879
Nationwide $2,268 $2,399 $2,527
Progressive $3,453 $3,724 $4,266
State Farm $2,741 $2,961 $3,134
USAA $2,260 $2,414 $2,568

What affects car insurance rates in Sammamish, Washington?

What factors can have an impact on Sammamish, WA car insurance? There are several reasons why Sammamish car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sammamish, Washington.

Commute Time in Sammamish

The more time you spend in your car the higher the risk of an accident. The average commute length in Sammamish, WA is 33.6 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Sammamish, WA

Ready to find affordable Sammamish, Washington car insurance today? Enter your ZIP code for fast, free Sammamish, WA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption