Compare Santee, SC Car Insurance Rates (2021)

Car insurance in Santee, SC averages $313 a month. Santee, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Santee car insurance rates, compare quotes from the top car insurance companies in Santee, SC.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Santee, SC after a DUI are $4,297/year
  • The cheapest car insurance company in Santee for teen drivers is GEICO
  • Average car insurance rates in Santee, SC are $3,751/year

If you need to buy Santee, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Santee, SC is right here.

You’ll find Santee car insurance rates, the cheapest Santee, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Santee, South Carolina car insurance rates to Columbia car insurance rates, Charleston car insurance rates, and Florence car insurance rates.

Ready to find affordable Santee, SC car insurance today? Enter your ZIP code for fast, free Santee car insurance quotes.

Cheapest Santee, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Santee, SC car insurance rates? Every Santee, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Santee, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,588 $2,588 $2,469 $2,469 $6,577 $8,408 $2,868 $3,122
Farmers $3,143 $3,176 $3,003 $3,273 $8,131 $8,935 $3,422 $3,446
GEICO $2,415 $2,415 $2,205 $2,205 $5,911 $6,044 $2,820 $2,895
Nationwide $2,426 $2,468 $2,177 $2,274 $5,648 $7,342 $2,728 $2,996
Progressive $2,428 $2,247 $2,081 $2,170 $9,694 $10,718 $2,780 $2,888
State Farm $2,064 $2,064 $1,852 $1,852 $5,675 $7,170 $2,311 $2,584
USAA $1,811 $1,818 $1,668 $1,672 $7,180 $7,860 $2,377 $2,507

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Minimum Car Insurance in Santee, SC

Every driver must carry the minimum car insurance in Santee, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Santee, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Santee, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Santee, SC. Compare credit history car insurance rates in Santee from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Santee, South Carolina

Insurance Company Poor Fair Good
Allstate $4,891 $3,672 $3,095
Farmers $5,280 $4,399 $4,020
GEICO $5,131 $2,759 $2,202
Nationwide $4,182 $3,369 $2,971
Progressive $4,888 $4,270 $3,969
State Farm $4,589 $2,800 $2,201
USAA $5,237 $2,585 $2,262

Cheapest Santee, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Santee, SC to rates for a clean record with top companies.

Annual Santee, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,953 $4,626 $4,097 $3,869
Farmers $3,828 $5,242 $4,386 $4,810
GEICO $2,581 $3,319 $4,976 $2,581
Nationwide $2,784 $3,607 $4,568 $3,069
Progressive $3,592 $5,190 $4,371 $4,351
State Farm $2,921 $3,533 $3,166 $3,166
USAA $2,663 $3,286 $4,516 $2,982

Cheapest Santee, SC Car Insurance for Teen Drivers

Teen car insurance in Santee, SC can be expensive. Take a look at rates from the top car insurance companies in Santee for teenagers.

Annual Car Insurance Rates for Teen Drivers in Santee, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,577 $8,408
Farmers $8,131 $8,935
GEICO $5,911 $6,044
Nationwide $5,648 $7,342
Progressive $9,694 $10,718
State Farm $5,675 $7,170
USAA $7,180 $7,860

Cheapest Santee, SC Car Insurance for Seniors

Take a look at Santee, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Santee, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,469 $2,469
Farmers $3,003 $3,273
GEICO $2,205 $2,205
Nationwide $2,177 $2,274
Progressive $2,081 $2,170
State Farm $1,852 $1,852
USAA $1,668 $1,672

Cheapest Santee, SC Car Insurance Rates After a DUI

A DUI in Santee, SC increases car insurance rates. Compare Santee, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Santee, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,097
Farmers $4,386
GEICO $4,976
Nationwide $4,568
Progressive $4,371
State Farm $3,166
USAA $4,516

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Cheapest Santee, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Santee, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Santee, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,805 $3,967
Farmers $4,566 $4,566
GEICO $3,345 $3,383
Nationwide $3,507 $3,507
Progressive $4,376 $4,376
State Farm $3,117 $3,276
USAA $3,326 $3,397

The Best Cheap Car Insurance Companies in Santee, SC

Take a look at a side-by-side comparison of the top car insurance companies in Santee, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Santee, South Carolina

Insurance Company Average Annual Rates
Allstate $3,886
Farmers $4,566
GEICO $3,364
Nationwide $3,507
Progressive $4,376
State Farm $3,196
USAA $3,362

Category Winners: Cheapest Car Insurance in Santee, South Carolina

Find the cheapest car insurance companies in Santee, SC for each category right here.

Best Annual Car Insurance Rates by Company in Santee, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Santee, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Santee car insurance rates. Find the cheapest Santee, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Santee, South Carolina

Insurance Company Low Medium High
Allstate $3,663 $3,868 $4,127
Farmers $4,039 $4,559 $5,101
GEICO $3,117 $3,328 $3,647
Nationwide $3,499 $3,502 $3,522
Progressive $4,018 $4,309 $4,800
State Farm $2,972 $3,195 $3,422
USAA $3,159 $3,356 $3,569

What affects car insurance rates in Santee, South Carolina?

What factors can have an impact on Santee, SC car insurance? There are several reasons why Santee car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Santee, South Carolina.

Commute Time in Santee

The more time you spend in your car the higher the risk of an accident. The average commute length in Santee, SC is 22.1 minutes according to City-Data.

Compare Car Insurance Quotes in Santee, SC

Ready to find affordable Santee, South Carolina car insurance today? Enter your ZIP code for fast, free Santee, SC car insurance quotes.

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