Compare Florence, SC Car Insurance Rates (2021)

Car insurance in Florence, SC averages $336 a month. Florence, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Florence car insurance rates, compare quotes from the top car insurance companies in Florence, SC.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Florence for teen drivers is GEICO
  • Average car insurance rates in Florence, SC after a DUI are $4,597/year
  • The cheapest car insurance company in Florence is GEICO

If you need to buy Florence, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Florence, SC is right here.

You’ll find Florence car insurance rates, the cheapest Florence, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Florence, South Carolina car insurance rates to North Charleston car insurance rates, Mount Pleasant car insurance rates, and Florence car insurance rates.

Ready to find affordable Florence, SC car insurance today? Enter your ZIP code for fast, free Florence car insurance quotes.

Cheapest Florence, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Florence, SC car insurance rates? Every Florence, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Florence, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,633 $2,633 $2,521 $2,521 $6,779 $8,637 $2,918 $3,173
Farmers $3,578 $3,600 $3,414 $3,712 $9,377 $10,341 $3,902 $3,921
GEICO $2,306 $2,306 $2,106 $2,106 $5,503 $5,639 $2,684 $2,747
Nationwide $2,658 $2,690 $2,393 $2,481 $6,527 $8,405 $3,015 $3,286
Progressive $2,736 $2,517 $2,348 $2,456 $11,269 $12,437 $3,133 $3,251
State Farm $2,074 $2,074 $1,881 $1,881 $6,010 $7,566 $2,330 $2,613
USAA $1,928 $1,935 $1,774 $1,778 $7,786 $8,523 $2,544 $2,684

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Minimum Car Insurance in Florence, SC

Every driver must carry the minimum car insurance in Florence, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Florence, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Florence, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Florence, SC. Compare credit history car insurance rates in Florence from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Florence, South Carolina

Insurance Company Poor Fair Good
Allstate $5,011 $3,751 $3,168
Farmers $6,021 $5,056 $4,614
GEICO $4,842 $2,604 $2,078
Nationwide $4,672 $3,797 $3,326
Progressive $5,592 $4,898 $4,565
State Farm $4,745 $2,893 $2,273
USAA $5,635 $2,785 $2,437

Cheapest Florence, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Florence, SC to rates for a clean record with top companies.

Annual Florence, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,992 $4,763 $4,192 $3,959
Farmers $4,374 $6,025 $5,024 $5,500
GEICO $2,426 $3,131 $4,715 $2,426
Nationwide $3,132 $4,044 $5,104 $3,447
Progressive $4,113 $5,977 $5,010 $4,974
State Farm $2,997 $3,679 $3,270 $3,270
USAA $2,861 $3,540 $4,868 $3,208

Cheapest Florence, SC Car Insurance for Teen Drivers

Teen car insurance in Florence, SC can be expensive. Take a look at rates from the top car insurance companies in Florence for teenagers.

Annual Car Insurance Rates for Teen Drivers in Florence, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,779 $8,637
Farmers $9,377 $10,341
GEICO $5,503 $5,639
Nationwide $6,527 $8,405
Progressive $11,269 $12,437
State Farm $6,010 $7,566
USAA $7,786 $8,523

Cheapest Florence, SC Car Insurance for Seniors

Take a look at Florence, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Florence, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,521 $2,521
Farmers $3,414 $3,712
GEICO $2,106 $2,106
Nationwide $2,393 $2,481
Progressive $2,348 $2,456
State Farm $1,881 $1,881
USAA $1,774 $1,778

Cheapest Florence, SC Car Insurance Rates After a DUI

A DUI in Florence, SC increases car insurance rates. Compare Florence, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Florence, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,192
Farmers $5,024
GEICO $4,715
Nationwide $5,104
Progressive $5,010
State Farm $3,270
USAA $4,868

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Cheapest Florence, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Florence, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Florence, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,892 $4,061
Farmers $5,231 $5,231
GEICO $3,158 $3,191
Nationwide $3,932 $3,932
Progressive $5,018 $5,018
State Farm $3,220 $3,388
USAA $3,581 $3,657

Cheapest Florence, SC Car Insurance Rates by ZIP Code

Florence car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Florence, SC.

Annual Car Insurance Rates by ZIP Code in Florence, South Carolina

ZIP Code Average Annual Rates
29501 $3,723
29505 $3,642
29506 $3,878

The Best Cheap Car Insurance Companies in Florence, SC

Take a look at a side-by-side comparison of the top car insurance companies in Florence, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Florence, South Carolina

Insurance Company Average Annual Rates
Allstate $3,977
Farmers $5,231
GEICO $3,175
Nationwide $3,932
Progressive $5,018
State Farm $3,304
USAA $3,619

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Category Winners: Cheapest Car Insurance in Florence, South Carolina

Find the cheapest car insurance companies in Florence, SC for each category right here.

Best Annual Car Insurance Rates by Company in Florence, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Florence, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Florence car insurance rates. Find the cheapest Florence, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Florence, South Carolina

Insurance Company Low Medium High
Allstate $3,727 $3,956 $4,246
Farmers $4,629 $5,223 $5,840
GEICO $2,944 $3,140 $3,440
Nationwide $3,856 $3,939 $4,001
Progressive $4,611 $4,944 $5,500
State Farm $3,051 $3,302 $3,558
USAA $3,397 $3,614 $3,846

What affects car insurance rates in Florence, South Carolina?

What factors can have an impact on Florence, SC car insurance? There are several reasons why Florence car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Florence, South Carolina.

Commute Time in Florence

The more time you spend in your car the higher the risk of an accident. The average commute length in Florence, SC is 19.4 minutes according to City-Data.

Traffic in Florence

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Florence, SC traffic data from INRIX ranks Florence as the 87th-most congested in the world.

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Compare Car Insurance Quotes in Florence, SC

Ready to find affordable Florence, South Carolina car insurance today? Enter your ZIP code for fast, free Florence, SC car insurance quotes.

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