Compare Sidney, OH Car Insurance Rates (2021)

Car insurance in Sidney, OH averages $218 a month. Sidney, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sidney car insurance rates, compare quotes from the top car insurance companies in Sidney, OH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sidney for teen drivers is USAA
  • The cheapest car insurance company in Sidney is USAA
  • Average car insurance rates in Sidney, OH after a DUI are $3,040/year

If you need to buy Sidney, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Sidney, OH is right here.

You’ll find Sidney car insurance rates, the cheapest Sidney, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Sidney, Ohio car insurance rates to Canton car insurance rates, Cleveland car insurance rates, and Hamilton car insurance rates.

Ready to find affordable Sidney, OH car insurance today? Enter your ZIP code for fast, free Sidney car insurance quotes.

Cheapest Sidney, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sidney, OH car insurance rates? Every Sidney, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sidney, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,872 $1,867 $1,684 $1,800 $5,121 $5,868 $1,974 $2,113
American Family $849 $880 $774 $778 $2,534 $2,746 $1,045 $1,098
Farmers $1,710 $1,700 $1,508 $1,588 $7,435 $7,695 $1,923 $2,016
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,775 $1,935 $1,368 $1,657 $9,292 $10,495 $1,886 $2,061
Nationwide $2,133 $2,144 $1,925 $1,939 $5,448 $7,025 $2,286 $2,660
Progressive $1,697 $1,598 $1,413 $1,458 $7,601 $8,555 $2,037 $2,105
State Farm $1,390 $1,390 $1,245 $1,245 $4,361 $5,473 $1,616 $1,856
Travelers $1,459 $1,481 $1,451 $1,441 $6,272 $9,870 $1,522 $1,740
USAA $800 $807 $760 $761 $2,425 $2,701 $1,066 $1,151

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Minimum Car Insurance in Sidney, OH

Every driver must carry the minimum car insurance in Sidney, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Sidney, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sidney, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sidney, OH. Compare credit history car insurance rates in Sidney from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sidney, Ohio

Insurance Company Poor Fair Good
Allstate $3,572 $2,606 $2,184
American Family $1,774 $1,212 $1,027
Farmers $3,626 $3,056 $2,909
GEICO $2,035 $1,699 $1,363
Liberty Mutual $5,452 $3,348 $2,626
Nationwide $3,855 $3,106 $2,623
Progressive $3,711 $3,211 $3,002
State Farm $3,308 $2,045 $1,612
Travelers $3,529 $3,069 $2,866
USAA $1,698 $1,203 $1,026

Cheapest Sidney, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sidney, OH to rates for a clean record with top companies.

Annual Sidney, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,352 $2,830 $3,312 $2,654
American Family $1,284 $1,356 $1,356 $1,356
Farmers $2,631 $3,391 $3,306 $3,460
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $3,203 $4,104 $4,194 $3,734
Nationwide $2,561 $3,257 $4,131 $2,831
Progressive $2,851 $3,881 $3,035 $3,464
State Farm $2,114 $2,530 $2,322 $2,322
Travelers $2,321 $3,028 $4,568 $2,702
USAA $1,008 $1,347 $1,763 $1,116

Cheapest Sidney, OH Car Insurance for Teen Drivers

Teen car insurance in Sidney, OH can be expensive. Take a look at rates from the top car insurance companies in Sidney for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sidney, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,121 $5,868
American Family $2,534 $2,746
Farmers $7,435 $7,695
GEICO $3,279 $3,053
Liberty Mutual $9,292 $10,495
Nationwide $5,448 $7,025
Progressive $7,601 $8,555
State Farm $4,361 $5,473
Travelers $6,272 $9,870
USAA $2,425 $2,701

Cheapest Sidney, OH Car Insurance for Seniors

Take a look at Sidney, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sidney, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,684 $1,800
American Family $774 $778
Farmers $1,508 $1,588
GEICO $1,153 $1,164
Liberty Mutual $1,368 $1,657
Nationwide $1,925 $1,939
Progressive $1,413 $1,458
State Farm $1,245 $1,245
Travelers $1,451 $1,441
USAA $760 $761

Cheapest Sidney, OH Car Insurance Rates After a DUI

A DUI in Sidney, OH increases car insurance rates. Compare Sidney, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sidney, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,312
American Family $1,356
Farmers $3,306
GEICO $2,408
Liberty Mutual $4,194
Nationwide $4,131
Progressive $3,035
State Farm $2,322
Travelers $4,568
USAA $1,763

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Cheapest Sidney, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sidney, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sidney, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,787 $2,787
American Family $1,322 $1,354
Farmers $3,197 $3,197
GEICO $1,669 $1,728
Liberty Mutual $3,809 $3,809
Nationwide $3,195 $3,195
Progressive $3,308 $3,308
State Farm $2,265 $2,379
Travelers $3,155 $3,155
USAA $1,259 $1,359

The Best Cheap Car Insurance Companies in Sidney, OH

Take a look at a side-by-side comparison of the top car insurance companies in Sidney, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sidney, Ohio

Insurance Company Average Annual Rates
Allstate $2,787
American Family $1,338
Farmers $3,197
GEICO $1,699
Liberty Mutual $3,809
Nationwide $3,195
Progressive $3,308
State Farm $2,322
Travelers $3,155
USAA $1,309

Category Winners: Cheapest Car Insurance in Sidney, Ohio

Find the cheapest car insurance companies in Sidney, OH for each category right here.

Best Annual Car Insurance Rates by Company in Sidney, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Sidney, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sidney car insurance rates. Find the cheapest Sidney, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sidney, Ohio

Insurance Company Low Medium High
Allstate $2,712 $2,782 $2,867
American Family $1,313 $1,348 $1,353
Farmers $3,047 $3,154 $3,389
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,669 $3,825 $3,931
Nationwide $3,541 $3,096 $2,948
Progressive $3,196 $3,284 $3,444
State Farm $2,209 $2,329 $2,428
Travelers $3,077 $3,195 $3,192
USAA $1,252 $1,307 $1,367

What affects car insurance rates in Sidney, Ohio?

What factors can have an impact on Sidney, OH car insurance? There are several reasons why Sidney car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sidney, Ohio.

Car Theft in Sidney

High levels of vehicle theft can make car insurance more expensive. Sidney, OH car theft statistics from the FBI indicate 27 vehicle thefts a year.

Commute Time in Sidney

The more time you spend in your car the higher the risk of an accident. The average commute length in Sidney, OH is 16.0 minutes according to City-Data.

Compare Car Insurance Quotes in Sidney, OH

Ready to find affordable Sidney, Ohio car insurance today? Enter your ZIP code for fast, free Sidney, OH car insurance quotes.

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