Compare Simi Valley, CA Car Insurance Rates (2021)

Car insurance in Simi Valley, CA averages $312 a month. Simi Valley, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Simi Valley car insurance rates, compare quotes from the top car insurance companies in Simi Valley, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Simi Valley, CA after a DUI are $5,273/year
  • The cheapest car insurance company in Simi Valley for teen drivers is USAA
  • The cheapest car insurance company in Simi Valley is USAA

If you need to buy Simi Valley, California car insurance, the options can be confusing. Everything you need to know about car insurance in Simi Valley, CA is right here.

You’ll find Simi Valley car insurance rates, the cheapest Simi Valley, CA car insurance companies, and information on California car insurance laws. You can also compare Simi Valley, California car insurance rates to Anaheim car insurance rates, San Diego car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Simi Valley, CA car insurance today? Enter your ZIP code for fast, free Simi Valley car insurance quotes.

Cheapest Simi Valley, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Simi Valley, CA car insurance rates? Every Simi Valley, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Simi Valley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,194 $3,181 $2,331 $2,334 $8,925 $11,191 $4,027 $4,363
Farmers $2,657 $2,657 $2,411 $2,411 $8,444 $13,722 $3,147 $3,505
GEICO $1,773 $1,773 $1,667 $1,667 $5,401 $5,482 $2,547 $2,598
Liberty Mutual $2,249 $2,115 $2,109 $2,037 $4,860 $5,226 $2,516 $2,557
Nationwide $3,265 $3,113 $2,880 $2,710 $8,361 $9,237 $3,900 $3,837
Progressive $1,921 $1,976 $1,658 $1,958 $5,230 $6,275 $2,793 $3,001
State Farm $3,285 $3,285 $2,936 $2,936 $6,095 $7,578 $3,637 $3,748
Travelers $2,497 $2,407 $2,211 $2,191 $5,290 $5,916 $3,232 $3,155
USAA $1,977 $1,870 $1,929 $1,934 $4,538 $4,555 $2,729 $2,577

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Minimum Car Insurance in Simi Valley, CA

Every driver must carry the minimum car insurance in Simi Valley, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Simi Valley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Simi Valley, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Simi Valley, CA to rates for a clean record with top companies.

Annual Simi Valley, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,986 $4,986 $7,890 $3,910
Farmers $3,608 $4,906 $6,097 $4,866
GEICO $2,000 $3,096 $3,876 $2,482
Liberty Mutual $2,569 $3,437 $3,106 $2,722
Nationwide $3,252 $4,174 $7,051 $4,174
Progressive $2,020 $3,459 $4,011 $2,915
State Farm $2,992 $3,566 $6,723 $3,470
Travelers $2,224 $3,685 $4,228 $3,313
USAA $1,835 $2,736 $4,473 $2,011

Cheapest Simi Valley, CA Car Insurance for Teen Drivers

Teen car insurance in Simi Valley, CA can be expensive. Take a look at rates from the top car insurance companies in Simi Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Simi Valley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,925 $11,191
Farmers $8,444 $13,722
GEICO $5,401 $5,482
Liberty Mutual $4,860 $5,226
Nationwide $8,361 $9,237
Progressive $5,230 $6,275
State Farm $6,095 $7,578
Travelers $5,290 $5,916
USAA $4,538 $4,555

Cheapest Simi Valley, CA Car Insurance for Seniors

Take a look at Simi Valley, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Simi Valley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,331 $2,334
Farmers $2,411 $2,411
GEICO $1,667 $1,667
Liberty Mutual $2,109 $2,037
Nationwide $2,880 $2,710
Progressive $1,658 $1,958
State Farm $2,936 $2,936
Travelers $2,211 $2,191
USAA $1,929 $1,934

Cheapest Simi Valley, CA Car Insurance Rates After a DUI

A DUI in Simi Valley, CA increases car insurance rates. Compare Simi Valley, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Simi Valley, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,890
Farmers $6,097
GEICO $3,876
Liberty Mutual $3,106
Nationwide $7,051
Progressive $4,011
State Farm $6,723
Travelers $4,228
USAA $4,473

Cheapest Simi Valley, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Simi Valley, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Simi Valley, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,446 $5,440
Farmers $4,416 $5,322
GEICO $2,601 $3,126
Liberty Mutual $2,716 $3,202
Nationwide $4,118 $5,208
Progressive $2,813 $3,390
State Farm $4,034 $4,341
Travelers $3,030 $3,695
USAA $2,546 $2,982

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Cheapest Simi Valley, CA Car Insurance Rates by ZIP Code

Simi Valley car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Simi Valley, CA.

Annual Car Insurance Rates by ZIP Code in Simi Valley, California

ZIP Code Average Annual Rates
93063 $5,152
93065 $5,102

The Best Cheap Car Insurance Companies in Simi Valley, CA

Take a look at a side-by-side comparison of the top car insurance companies in Simi Valley, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Simi Valley, California

Insurance Company Average Annual Rates
Allstate $4,943
Farmers $4,869
GEICO $2,864
Liberty Mutual $2,959
Nationwide $4,663
Progressive $3,101
State Farm $4,188
Travelers $3,362
USAA $2,764

Category Winners: Cheapest Car Insurance in Simi Valley, California

Find the cheapest car insurance companies in Simi Valley, CA for each category right here.

Best Annual Car Insurance Rates by Company in Simi Valley, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Simi Valley, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Simi Valley car insurance rates. Find the cheapest Simi Valley, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Simi Valley, California

Insurance Company Low Medium High
Allstate $4,620 $4,994 $5,215
Farmers $4,493 $4,911 $5,203
GEICO $2,568 $2,900 $3,123
Liberty Mutual $2,727 $2,987 $3,162
Nationwide $4,129 $4,753 $5,107
Progressive $2,723 $3,207 $3,374
State Farm $3,722 $4,271 $4,569
Travelers $2,831 $3,471 $3,785
USAA $2,489 $2,821 $2,982

What affects car insurance rates in Simi Valley, California?

What factors can have an impact on Simi Valley, CA car insurance? There are several reasons why Simi Valley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Simi Valley, California.

Car Theft in Simi Valley

High levels of vehicle theft can make car insurance more expensive. Simi Valley, CA car theft statistics from the FBI indicate 120 vehicle thefts a year.

Commute Time in Simi Valley

The more time you spend in your car the higher the risk of an accident. The average commute length in Simi Valley, CA is 30.9 minutes according to City-Data.

Compare Car Insurance Quotes in Simi Valley, CA

Ready to find affordable Simi Valley, California car insurance today? Enter your ZIP code for fast, free Simi Valley, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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