Compare Southaven, MS Car Insurance Rates (2021)

Car insurance in Southaven, MS averages $313 a month. Southaven, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Southaven car insurance rates, compare quotes from the top car insurance companies in Southaven, MS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Southaven for teen drivers is USAA
  • Average car insurance rates in Southaven, MS are $3,751/year
  • The cheapest car insurance company in Southaven is USAA

If you need to buy Southaven, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Southaven, MS is right here.

You’ll find Southaven car insurance rates, the cheapest Southaven, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Southaven, Mississippi car insurance rates to Gulfport car insurance rates, Tupelo car insurance rates, and Hattiesburg car insurance rates.

Ready to find affordable Southaven, MS car insurance today? Enter your ZIP code for fast, free Southaven car insurance quotes.

Cheapest Southaven, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Southaven, MS car insurance rates? Every Southaven, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Southaven, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,862 $2,719 $2,575 $2,632 $11,862 $12,670 $3,202 $3,267
GEICO $2,831 $2,668 $2,546 $2,366 $7,507 $7,039 $5,003 $2,297
Liberty Mutual $2,587 $2,797 $2,070 $2,321 $9,614 $10,688 $2,752 $2,896
Nationwide $2,052 $2,094 $1,848 $1,943 $4,266 $5,385 $2,348 $2,529
Progressive $2,590 $2,386 $2,154 $2,088 $9,893 $11,063 $2,652 $2,769
State Farm $1,943 $1,943 $1,758 $1,758 $5,897 $7,412 $2,173 $2,482
Travelers $1,653 $1,681 $1,582 $1,581 $7,555 $11,946 $1,741 $2,002
USAA $1,428 $1,410 $1,343 $1,350 $3,643 $4,298 $1,735 $1,907

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Minimum Car Insurance in Southaven, MS

Every driver must carry the minimum car insurance in Southaven, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Southaven, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Southaven, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Southaven, MS. Compare credit history car insurance rates in Southaven from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Southaven, Mississippi

Insurance Company Poor Fair Good
Allstate $6,051 $5,354 $4,265
GEICO $6,080 $3,446 $2,569
Liberty Mutual $6,388 $3,926 $3,084
Nationwide $3,284 $2,684 $2,457
Progressive $5,006 $4,314 $4,028
State Farm $4,571 $2,772 $2,169
Travelers $4,213 $3,444 $3,496
USAA $2,913 $1,908 $1,597

Cheapest Southaven, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Southaven, MS to rates for a clean record with top companies.

Annual Southaven, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,376 $5,179 $6,351 $4,990
GEICO $2,552 $3,820 $5,738 $4,018
Liberty Mutual $3,159 $5,072 $5,186 $4,446
Nationwide $2,256 $2,862 $3,624 $2,491
Progressive $3,787 $5,130 $4,441 $4,440
State Farm $2,858 $3,552 $3,136 $3,136
Travelers $3,245 $3,396 $4,687 $3,543
USAA $1,664 $2,137 $2,902 $1,855

Cheapest Southaven, MS Car Insurance for Teen Drivers

Teen car insurance in Southaven, MS can be expensive. Take a look at rates from the top car insurance companies in Southaven for teenagers.

Annual Car Insurance Rates for Teen Drivers in Southaven, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,862 $12,670
GEICO $7,507 $7,039
Liberty Mutual $9,614 $10,688
Nationwide $4,266 $5,385
Progressive $9,893 $11,063
State Farm $5,897 $7,412
Travelers $7,555 $11,946
USAA $3,643 $4,298

Cheapest Southaven, MS Car Insurance for Seniors

Take a look at Southaven, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Southaven, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,575 $2,632
GEICO $2,546 $2,366
Liberty Mutual $2,070 $2,321
Nationwide $1,848 $1,943
Progressive $2,154 $2,088
State Farm $1,758 $1,758
Travelers $1,582 $1,581
USAA $1,343 $1,350

Cheapest Southaven, MS Car Insurance Rates After a DUI

A DUI in Southaven, MS increases car insurance rates. Compare Southaven, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Southaven, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,351
GEICO $5,738
Liberty Mutual $5,186
Nationwide $3,624
Progressive $4,441
State Farm $3,136
Travelers $4,687
USAA $2,902

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Cheapest Southaven, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Southaven, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Southaven, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,224 $5,224
GEICO $4,016 $4,048
Liberty Mutual $4,466 $4,466
Nationwide $2,808 $2,808
Progressive $4,449 $4,449
State Farm $3,092 $3,249
Travelers $3,718 $3,718
USAA $2,074 $2,204

Cheapest Southaven, MS Car Insurance Rates by ZIP Code

Southaven car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Southaven, MS.

Annual Car Insurance Rates by ZIP Code in Southaven, Mississippi

ZIP Code Average Annual Rates
38671 $3,257
38672 $3,231

The Best Cheap Car Insurance Companies in Southaven, MS

Take a look at a side-by-side comparison of the top car insurance companies in Southaven, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Southaven, Mississippi

Insurance Company Average Annual Rates
Allstate $5,224
GEICO $4,032
Liberty Mutual $4,466
Nationwide $2,808
Progressive $4,449
State Farm $3,171
Travelers $3,718
USAA $2,139

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Category Winners: Cheapest Car Insurance in Southaven, Mississippi

Find the cheapest car insurance companies in Southaven, MS for each category right here.

Best Annual Car Insurance Rates by Company in Southaven, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Southaven, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Southaven car insurance rates. Find the cheapest Southaven, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Southaven, Mississippi

Insurance Company Low Medium High
Allstate $4,966 $5,218 $5,488
GEICO $3,791 $4,063 $4,242
Liberty Mutual $4,206 $4,447 $4,743
Nationwide $2,628 $2,799 $2,997
Progressive $3,915 $4,533 $4,901
State Farm $2,960 $3,158 $3,394
Travelers $3,535 $3,740 $3,878
USAA $1,989 $2,128 $2,301

What affects car insurance rates in Southaven, Mississippi?

What factors can have an impact on Southaven, MS car insurance? There are several reasons why Southaven car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Southaven, Mississippi.

Car Theft in Southaven

High levels of vehicle theft can make car insurance more expensive. Southaven, MS car theft statistics from the FBI indicate 116 vehicle thefts a year.

Commute Time in Southaven

The more time you spend in your car the higher the risk of an accident. The average commute length in Southaven, MS is 24.5 minutes according to City-Data.

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Compare Car Insurance Quotes in Southaven, MS

Ready to find affordable Southaven, Mississippi car insurance today? Enter your ZIP code for fast, free Southaven, MS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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