Compare Spring Hill, TN Car Insurance Rates (2021)

Car insurance in Spring Hill, TN averages $293 a month. Spring Hill, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Spring Hill car insurance rates, compare quotes from the top car insurance companies in Spring Hill, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Spring Hill is State Farm
  • The cheapest ZIP code in Spring Hill is 37174
  • The cheapest car insurance company in Spring Hill for teen drivers is State Farm

If you need to buy Spring Hill, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Spring Hill, TN is right here.

You’ll find Spring Hill car insurance rates, the cheapest Spring Hill, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Spring Hill, Tennessee car insurance rates to Murfreesboro car insurance rates, Bartlett car insurance rates, and Johnson City car insurance rates.

Ready to find affordable Spring Hill, TN car insurance today? Enter your ZIP code for fast, free Spring Hill car insurance quotes.

Cheapest Spring Hill, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Spring Hill, TN car insurance rates? Every Spring Hill, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Spring Hill, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,712 $2,603 $2,444 $2,537 $10,282 $11,210 $2,886 $2,982
Farmers $1,380 $1,404 $1,232 $1,351 $5,634 $6,001 $1,877 $2,002
GEICO $2,208 $2,229 $2,035 $2,035 $6,685 $6,808 $2,242 $2,313
Liberty Mutual $3,489 $129 $2,862 $3,197 $14,578 $16,198 $3,744 $3,987
Nationwide $2,179 $2,195 $1,954 $1,983 $6,026 $7,761 $2,507 $2,717
Progressive $1,845 $1,736 $1,507 $1,573 $8,398 $9,448 $2,227 $2,432
State Farm $1,525 $1,525 $1,379 $1,379 $4,704 $5,880 $1,724 $2,006
Travelers $1,727 $1,818 $1,584 $1,685 $4,963 $6,200 $1,836 $1,931
USAA $1,540 $1,566 $1,389 $1,388 $5,480 $6,298 $2,009 $2,140

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Minimum Car Insurance in Spring Hill, TN

Every driver must carry the minimum car insurance in Spring Hill, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Spring Hill, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Spring Hill, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Spring Hill, TN. Compare credit history car insurance rates in Spring Hill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Spring Hill, Tennessee

Insurance Company Poor Fair Good
Allstate $5,998 $4,604 $3,518
Farmers $3,091 $2,435 $2,305
GEICO $3,767 $3,225 $2,966
Liberty Mutual $8,617 $5,303 $4,149
Nationwide $4,094 $3,259 $2,892
Progressive $4,092 $3,537 $3,309
State Farm $3,652 $2,191 $1,702
Travelers $3,446 $2,723 $1,984
USAA $3,954 $2,315 $1,909

Cheapest Spring Hill, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Spring Hill, TN to rates for a clean record with top companies.

Annual Spring Hill, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,938 $4,698 $5,683 $4,508
Farmers $2,237 $2,755 $2,805 $2,643
GEICO $2,408 $3,231 $5,229 $2,408
Liberty Mutual $4,881 $7,048 $6,550 $5,613
Nationwide $2,956 $2,956 $4,435 $3,313
Progressive $3,211 $4,174 $3,418 $3,780
State Farm $2,290 $2,741 $2,515 $2,515
Travelers $2,200 $2,831 $3,135 $2,705
USAA $1,983 $2,970 $3,492 $2,461

Cheapest Spring Hill, TN Car Insurance for Teen Drivers

Teen car insurance in Spring Hill, TN can be expensive. Take a look at rates from the top car insurance companies in Spring Hill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Spring Hill, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,282 $11,210
Farmers $5,634 $6,001
GEICO $6,685 $6,808
Liberty Mutual $14,578 $16,198
Nationwide $6,026 $7,761
Progressive $8,398 $9,448
State Farm $4,704 $5,880
Travelers $4,963 $6,200
USAA $5,480 $6,298

Cheapest Spring Hill, TN Car Insurance for Seniors

Take a look at Spring Hill, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Spring Hill, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,444 $2,537
Farmers $1,232 $1,351
GEICO $2,035 $2,035
Liberty Mutual $2,862 $3,197
Nationwide $1,954 $1,983
Progressive $1,507 $1,573
State Farm $1,379 $1,379
Travelers $1,584 $1,685
USAA $1,389 $1,388

Cheapest Spring Hill, TN Car Insurance Rates After a DUI

A DUI in Spring Hill, TN increases car insurance rates. Compare Spring Hill, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Spring Hill, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,683
Farmers $2,805
GEICO $5,229
Liberty Mutual $6,550
Nationwide $4,435
Progressive $3,418
State Farm $2,515
Travelers $3,135
USAA $3,492

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Cheapest Spring Hill, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Spring Hill, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Spring Hill, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,707 $4,707
Farmers $2,610 $2,610
GEICO $3,300 $3,339
Liberty Mutual $6,023 $6,023
Nationwide $3,415 $3,415
Progressive $3,646 $3,646
State Farm $2,455 $2,575
Travelers $2,611 $2,824
USAA $2,650 $2,802

Cheapest Spring Hill, TN Car Insurance Rates by ZIP Code

Spring Hill car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Spring Hill, TN.

Annual Car Insurance Rates by ZIP Code in Spring Hill, Tennessee

ZIP Code Average Annual Rates
37174 $3,569
37179 $3,582

The Best Cheap Car Insurance Companies in Spring Hill, TN

Take a look at a side-by-side comparison of the top car insurance companies in Spring Hill, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Spring Hill, Tennessee

Insurance Company Average Annual Rates
Allstate $4,707
Farmers $2,610
GEICO $3,319
Liberty Mutual $6,023
Nationwide $3,415
Progressive $3,646
State Farm $2,515
Travelers $2,718
USAA $2,726

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Category Winners: Cheapest Car Insurance in Spring Hill, Tennessee

Find the cheapest car insurance companies in Spring Hill, TN for each category right here.

Best Annual Car Insurance Rates by Company in Spring Hill, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors Farmers
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Spring Hill, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Spring Hill car insurance rates. Find the cheapest Spring Hill, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Spring Hill, Tennessee

Insurance Company Low Medium High
Allstate $4,540 $4,696 $4,885
Farmers $2,486 $2,603 $2,741
GEICO $3,165 $3,314 $3,479
Liberty Mutual $5,772 $6,025 $6,273
Nationwide $3,438 $3,344 $3,464
Progressive $3,420 $3,650 $3,867
State Farm $2,370 $2,527 $2,649
Travelers $2,545 $2,716 $2,892
USAA $2,644 $2,718 $2,817

What affects car insurance rates in Spring Hill, Tennessee?

What factors can have an impact on Spring Hill, TN car insurance? There are several reasons why Spring Hill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Spring Hill, Tennessee.

Commute Time in Spring Hill

The more time you spend in your car the higher the risk of an accident. The average commute length in Spring Hill, TN is 31.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Spring Hill, TN

Ready to find affordable Spring Hill, Tennessee car insurance today? Enter your ZIP code for fast, free Spring Hill, TN car insurance quotes.

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