Compare Willis, TX Car Insurance Rates (2021)

Car insurance in Willis, TX averages $348 a month. Willis, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Willis car insurance rates, compare quotes from the top car insurance companies in Willis, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Willis is USAA
  • Average car insurance rates in Willis, TX are $4,181/year
  • The cheapest ZIP code in Willis is 77318

If you need to buy Willis, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Willis, TX is right here.

You’ll find Willis car insurance rates, the cheapest Willis, TX car insurance companies, and information on Texas car insurance laws. You can also compare Willis, Texas car insurance rates to Austin car insurance rates, Dallas car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable Willis, TX car insurance today? Enter your ZIP code for fast, free Willis car insurance quotes.

Cheapest Willis, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Willis, TX car insurance rates? Every Willis, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Willis, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,509 $3,533 $3,462 $3,462 $9,377 $11,300 $4,337 $4,508
American Family $3,481 $3,928 $3,341 $3,880 $10,103 $13,121 $5,186 $5,912
GEICO $2,589 $2,805 $2,505 $2,862 $5,747 $5,949 $2,807 $2,791
Nationwide $2,482 $2,523 $2,195 $2,322 $7,049 $9,042 $2,918 $3,155
Progressive $2,415 $2,284 $2,159 $2,194 $10,352 $11,556 $2,858 $2,893
State Farm $2,153 $2,153 $1,921 $1,921 $5,255 $6,714 $2,348 $2,418
USAA $1,617 $1,621 $1,551 $1,535 $4,594 $4,984 $2,154 $2,296

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Minimum Car Insurance in Willis, TX

Every driver must carry the minimum car insurance in Willis, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Willis, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Willis, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Willis, TX. Compare credit history car insurance rates in Willis from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Willis, Texas

Insurance Company Poor Fair Good
Allstate $6,902 $5,066 $4,341
American Family $8,256 $5,404 $4,697
GEICO $5,421 $3,062 $2,037
Nationwide $4,757 $3,815 $3,311
Progressive $5,150 $4,469 $4,147
State Farm $4,406 $2,742 $2,184
USAA $3,719 $2,166 $1,747

Cheapest Willis, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Willis, TX to rates for a clean record with top companies.

Annual Willis, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,194 $6,533 $6,823 $4,194
American Family $5,541 $7,153 $6,241 $5,541
GEICO $2,973 $3,946 $3,276 $3,832
Nationwide $3,437 $3,437 $5,087 $3,881
Progressive $3,999 $5,194 $4,667 $4,495
State Farm $2,754 $3,172 $3,763 $2,754
USAA $1,891 $2,804 $3,311 $2,171

Cheapest Willis, TX Car Insurance for Teen Drivers

Teen car insurance in Willis, TX can be expensive. Take a look at rates from the top car insurance companies in Willis for teenagers.

Annual Car Insurance Rates for Teen Drivers in Willis, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,377 $11,300
American Family $10,103 $13,121
GEICO $5,747 $5,949
Nationwide $7,049 $9,042
Progressive $10,352 $11,556
State Farm $5,255 $6,714
USAA $4,594 $4,984

Cheapest Willis, TX Car Insurance for Seniors

Take a look at Willis, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Willis, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,462 $3,462
American Family $3,341 $3,880
GEICO $2,505 $2,862
Nationwide $2,195 $2,322
Progressive $2,159 $2,194
State Farm $1,921 $1,921
USAA $1,551 $1,535

Cheapest Willis, TX Car Insurance Rates After a DUI

A DUI in Willis, TX increases car insurance rates. Compare Willis, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Willis, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,823
American Family $6,241
GEICO $3,276
Nationwide $5,087
Progressive $4,667
State Farm $3,763
USAA $3,311

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Cheapest Willis, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Willis, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Willis, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,302 $5,570
American Family $6,119 $6,119
GEICO $3,442 $3,572
Nationwide $3,961 $3,961
Progressive $4,589 $4,589
State Farm $3,110 $3,110
USAA $2,512 $2,576

Cheapest Willis, TX Car Insurance Rates by ZIP Code

Willis car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Willis, TX.

Annual Car Insurance Rates by ZIP Code in Willis, Texas

ZIP Code Average Annual Rates
77318 $6,130
77378 $6,327

The Best Cheap Car Insurance Companies in Willis, TX

Take a look at a side-by-side comparison of the top car insurance companies in Willis, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Willis, Texas

Insurance Company Average Annual Rates
Allstate $5,436
American Family $6,119
GEICO $3,507
Nationwide $3,961
Progressive $4,589
State Farm $3,111
USAA $2,544

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Category Winners: Cheapest Car Insurance in Willis, Texas

Find the cheapest car insurance companies in Willis, TX for each category right here.

Best Annual Car Insurance Rates by Company in Willis, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cheapest Willis, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Willis car insurance rates. Find the cheapest Willis, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Willis, Texas

Insurance Company Low Medium High
Allstate $5,311 $5,389 $5,608
American Family $5,619 $5,845 $6,893
GEICO $3,310 $3,461 $3,750
Nationwide $4,265 $3,792 $3,826
Progressive $4,356 $4,567 $4,843
State Farm $2,945 $3,103 $3,283
USAA $2,448 $2,532 $2,652

What affects car insurance rates in Willis, Texas?

What factors can have an impact on Willis, TX car insurance? There are several reasons why Willis car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Willis, Texas.

Car Theft in Willis

High levels of vehicle theft can make car insurance more expensive. Willis, TX car theft statistics from the FBI indicate 15 vehicle thefts a year.

Commute Time in Willis

The more time you spend in your car the higher the risk of an accident. The average commute length in Willis, TX is 27.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Willis, TX

Ready to find affordable Willis, Texas car insurance today? Enter your ZIP code for fast, free Willis, TX car insurance quotes.

Free Car Insurance Comparison

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