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UPDATED: Feb 4, 2020
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|Hialeah City Statistics|
|City Density||12,285 people per square mile|
|Average Cost of Insurance in City||$5,659|
|Cheapest Car Insurance Companies||Geico and USAA|
The last thing you want to do when moving is to add shopping for car insurance to your list. If you are moving to Hialeah, Florida, you’ll need a provider that will work with you.
Car insurance is expensive, and having a great provider will make sure you are getting the best price and the best service. Keep reading, because we’ve put together a comprehensive guide on Hialeah, from the best car insurance providers to the best neighborhoods.
Want to start comparing car insurance rates today? Enter your zip code in our FREE online tool above to start comparison shopping.
The Cost of Car Insurance in Hialeah
The last thing you want to tack onto moving expenses is increased rates on car insurance. While sticking with your current provider may be an option, it pays to shop around for car insurance when you move.
This way, you can make sure you are getting the best rates in your area. Stick with us, because we are going to jump into everything you need to know about car insurance costs and providers in Hialeah, Florida.
We’ve partnered with Quadrant to bring you the following data about rates in Hialeah.
Let’s get started.
Male vs. Female vs. Age
Gender and age are two of the biggest demographics insurers look at to determine your rates. While most people don’t suspect their gender is a determining factor, age is an obvious one.
Age is usually directly related to one’s driving experience, which is why parents have a higher insurance bill when they add a teenage driver. Senior drivers may also have higher rates because of aging factors like failing vision and longer reaction time.
According to Data USA, the median age in Hialeah is 44.2 years of age.
This means that the majority of Hialeah residents won’t have steep price increases based on age, as most Hialeah drivers aren’t young or elderly. Let’s go in-depth into price increases based on age.
|Age:||17||25||35||60||Cheapest Rate||Cheapest Age|
|Average Annual Rate||$14,078.20||$5,453.78||$4,826.52||$4,357.40||$4,357.40||60|
As expected, teenage drivers have the highest rates. The good news is that as drivers age, car insurance rates drop. If you are turning 60, you’ll have the cheapest car insurance rates in Hialeah.
Let’s look at a less known demographic — your gender.
Males pay an average of $7,178 in Hialeah, while females pay an average of $6,848.
Rates based on gender are controversial, though Florida has yet to pass a discrimination law forbidding this practice. In fact, only a few states have done this, such as California, but the number of participating states could grow in the future.
Below are rates based on age and gender, so that you can get an idea of what you’ll be paying for your demographic.
|Demographic||Average Annual Rates|
|Married 60-year old female||$4,326.84|
|Married 60-year old male||$4,387.97|
|Married 35-year old female||$4,905.28|
|Married 35-year old male||$4,747.76|
|Single 25-year old female||$5,297.74|
|Single 25-year old male||$5,609.82|
|Single 17-year old female||$12,866.01|
|Single 17-year old male||$15,290.40|
For the most part, males pay more than females in Hialeah. The exception is married, 35-year-old females. As well, 60-year-olds, once again, have the cheapest rates in Hialeah, though males pay slightly more.
Cheapest Zip Codes in Hialeah
Location is another demographic that will affect your insurance rates. It may seem odd that rates change within a city, but these rates are based on factors like crime and theft in your area.
If you live in a bad part of the city, or an area prone to stolen vehicles, your insurance rates will be higher.
Below are the prices by zip code in Hialeah.
|Zip Code||Average Annual Rate|
The good news is that there is only a $447 difference between the cheapest and most expensive zip codes. Price increases between zip codes can be significantly higher in other cities, especially if a city is large.
Now that we’ve looked at some of the demographic rate changes, let’s take a look at the companies that create these rates.
What’s the Best Car Insurance Company in Hialeah?
Picking a car insurance company can be overwhelming. Google searches will yield dozens of pages of information and reviews, making it hard to find to make a decision about a provider.
Luckily, we’ve done all the research for you. To help you pick a provider in Hialeah, we’ve partnered with Quadrant to see which companies have the best rates in Hialeah.
Let’s dive in.
Cheapest Car Insurance Rates by Company
Companies can have drastic differences in rates. Below are the rates for companies in Hialeah.
|Group||Single 17-year old female||Single 17-year old male||Single 25-year old female||Single 25-year old male||Married 35-year old female||Married 35-year old male||Married 60-year old female||Married 60-year old male||Average|
When looking at the average rates, Allstate is the most expensive company at over $11,000. Geico and USAA are the cheapest, falling in at around $4,500.
Our tip to you is to not look at just the overall, average rates a company advertises. While a company may have the cheapest overall rate in Hialeah, it could charge a higher amount for your demographic than other companies.
It always pays off to get multiple quotes from different companies, as you’ll have a better idea of what you’ll be paying.
Best Car Insurance for Commute Rates
Most companies add a little extra onto your yearly premium if you have a longer commute. This is because you are at higher risk of a crash the longer you are on a road.
The average licensed driver will drive 14,465 miles a year in Florida.
Since the average Florida driver travels over 14,000 miles a year, most insurers will charge the average Florida driver for a long commute. Let’s see what Hialeah providers charge drivers based on commute distance.
|Group||10 miles commute. 6000 annual mileage.||25 miles commute. 12000 annual mileage.||Average|
Progressive and Nationwide are the only providers who don’t charge more for a longer commute. While some of the companies’ price increases are economical (a hundred or less), a few companies charge more than $500 for a longer commute.
This is unusual, as most price changes based on commute distance are under the $200 range.
This means that if you live in Hialeah, you will be paying a significant amount for a long commute.
Best Car Insurance for Coverage Level Rates
All insurers will charge customers more for better coverage. After all, the better the coverage level, the better protection a company will provide you in case of an accident.
While high coverage will pay itself off in an accident, some people find that the cost for better coverage stretches their budget.
To help you find a reasonably priced provider, we’ve included Hialeah companies’ rate changes for coverage levels below.
Each company varies in how much it increases prices from low to high coverage. Picking one that is within your price range is important, as otherwise, you could be paying about $4,000 extra a year for high coverage at companies like Allstate.
Other companies, like USAA, State Farm, and Liberty Mutual, have more economical increases in the range of $1000-2000.
While this still means you’ll be paying about an extra $100 a month, it is more doable than companies that charge thousands more for high coverage.
Best Car Insurance for Credit History Rates
Bad credit can be hard to climb out of, especially when even your car insurance company is charging you more because of bad credit. Below are the price increases that Hialeah companies tack on for credit scores.
Drivers with bad credit will be charged THOUSANDS more a year by Hialeah companies. At Allstate, a drop from good to bad credit will cost drivers over $8,000 a year.
As if you need yet another reason to worry about credit score, the increased amount Allstate charges adds to over an extra $700 a month, which is more than what most people pay for basic car insurance.
The bottom line? A credit score is just as important as a driving record to insurers, which we will cover next. Because of this, if you have bad credit, it is worth it to switch to a good company for bad credit scores.
Best Car Insurance for Driving Record Rates
Driving records tell insurers if you’re a risky driver, which means speeding tickets and accidents will raise your rates at insurers. DUI’s will also raise your rates significantly.
Below are Hialeah companies’ average price increases based on driving record. Note that these increases are just for the FIRST incident — additional incidents will raise your rates even more.
|Group||Clean record||With 1 speeding violation||With 1 accident||With 1 DUI||Average|
Providers in Hialeah vary in how they increase prices. Some will charge more for an accident than a DUI, while others view a DUI as the worse of the two offenses.
Generally, speeding tickets raise rates the least. Still, a bad driving record will end up costing drivers thousands a year, especially if multiple accidents and DUIs are on the record.
Now that we’ve looked at companies’ rates, let’s dive into what other factors affect your insurance rates in Hialeah.
Car Insurance Factors in Hialeah
It’s not just driving records and credit history that determine insurance rates. Location factors also impact what insurers charge for rates, such as employment and wages.
Why do these things matter?
Well, a city with higher unemployment rates results in more uninsured drivers on the road. If you are in an accident with an uninsured driver and it’s his or her fault, your insurance company has to pay out more if you have uninsured coverage.
With this in mind, let’s take a look at car insurance factors in Hialeah, from household incomes to common occupations.
Median Household Income
Have you ever wondered what percentage of your income you’re paying to car insurance? The numbers may surprise you. Let’s first take a look at what the median household incomes are in Hialeah, according to Data USA.
In Hialeah, the average household earns $31,012 a year. This is considerably less than the average Florida income of $50,883. This means that Hialeah residents earn about $20,000 less than the average Florida resident.
So how much of Hialeah residents’ income is going to car insurance?
The average cost of car insurance in Hialeah is $5,659, which is one of the highest rates in Florida. The average Hialeah resident therefore spends 18.2 percent of his or her income on car insurance every year.
That is a lot of income going to car insurance. Hialeah residents make less and pay more, which isn’t a good combination to have.
Want to calculate your percentage of income going to car insurance? Use our free calculator below.
Because Hialeah has such high rates, make sure to keep as clean a driving record as possible and shop around for providers to get the best deal. Doing so may make your car insurance payments more manageable.
Homeownership in Hialeah
Homeownership can lower your insurance rates. Insurers view homeowners as more responsible and adjust rates accordingly. Additionally, most insurers offer a home and auto bundling discount for customers.
Let’s take a look at how many Hialeah residents own their homes.
In 2017, 45.5 percent of Hialeah residents owned homes, which was a slight drop from 2016, when there was 45.7 percent homeownership.
In Florida, there is 64.8 percent homeownership, meaning Hialeah’s homeownership is significantly below the state average.
Let’s see if the cost of homes in Hialeah has anything to do with the low rate of homeownership.
The average value of a home in Hialeah was $174,300 in 2017, an increase from $163,600 in 2016. These values are only slightly lower than Florida’s average home value of $178,800.
This could be why there are fewer homeowners in Hialeah — residents make less but the houses cost the same as most Florida homes.
Education in Hialeah
Hialeah does offer higher education opportunities for its residents. The biggest is Florida National University, which awarded 557 degrees in 2016.
If you look below, you can see Hialeah’s other schools and the percentage of degrees the schools gave in 2016.
Hialeah’s largest schools (besides Florida National University) are the Beauty Schools of America, La Belle Beauty School, and Compu-Med Vocational Careers Corp.
The bad news is that Hialeah doesn’t offer a community college. If you are looking for a community college with open enrollment, though, there are community colleges throughout Florida.
As well, community colleges (and most schools) now offer online courses. So even though there aren’t any in Hialeah, there is the option to join a community college in another city and work remotely.
Wage by Race and Ethnicity in Common Jobs
To see how race and ethnicity impact wages, we’ve taken a look at Data USA’s information on wages in the same job.
|Miscellaneous Managers' Race/Ethnicity||Average Full Time Salary||Percentage of Income Going to Car Insurance|
|Native Hawaiian and Other Pacific Islanders||$69,397||8.15%|
|Two or More Races||$68,409||8.27%|
From the highest paid to the lowest paid race or ethnicity, there is an over four percent jump in the percentage of income paid to car insurance. Even the highest paid race or ethnicity pays over 6 percent.
If residents earn less than the wages shown above, then the percentage of income will be much higher.
Wage by Gender in Common Jobs
While we’ve made great strides in gender equality over the last few decades, there is still a gender wage gap. Even if males and females have the SAME job, males will earn more.
Data USA’s graphic shows the gender wage gap in several common jobs in Hialeah.
As you can see from the graphic above, females consistently earn less than males.
In Hialeah, males’ average salary is $58,931, while females’ average salary is $44,078.
These statistics show that in Hialeah, males will earn an average of $14,800 more than females. This is a significant difference, and it also means a smaller percentage of males’ income will be going to car insurance.
Poverty by Age and Gender
A high level of poverty in a city means more uninsured or underinsured drivers and will result in increased insurance rates. And just like the wage gap, poverty shows trends in gender (as well as age).
For the most part, there are more females than males living in poverty in Hialeah. The demographics most stricken with poverty are females aged 35 to 44, 65 to 74, and 75 and older.
25.9 percent of the Hialeah population live BELOW the poverty line, which is higher than the national average living below the poverty line (13.4 percent).
Poverty by Race and Ethnicity
Just like gender and age, race and ethnicity also show trends in poverty in Hialeah.
The most poverty-stricken race or ethnicity in Hialeah is Hispanics, with over 59,000 estimated to be living in poverty. Whites are close behind Hispanics in poverty, with an estimated 58,000 in poverty.
Other races and ethnicities have much lower numbers, as the third-highest number totals only 1,622 people.
Employment by Occupations
The good news is that Hialeah’s employment rates grew from 2016 to 2017, increasing a total of 1.95 percent. Continous job growth will hopefully lessen the amount of poverty in Hialeah. Below are three of the most common job fields in Hialeah.
- Office and Administrative Support — 17,000 people
- Sales and Related Occupations — 11,500 people
- Construction and Extraction Occupations — 9,000 people
Other popular job fields in Hialeah include production operations and transportation operations.
Driving in Hialeah
City driving can frustrate even the most experienced driver. From crowded highways to lengthy road repairs, driving in a city can make for long commute times.
To see what driving in Hialeah is like for residents, we are going to look through everything from highways to traffic. This way, you’ll be better prepared to hit the roads in Hialeah.
Let’s jump right in.
Roads in Hialeah
With so many intersecting routes in cities, it can be hard to find the best route to your destination. And if you are trying to avoid tolls or take the shortest route to save money on gas, it can be even more difficult.
To give you an overview of what Hialeah’s roads are like, we are going to cover everything from Hialeah’s active routes to the use of red-light cameras.
So keep on scrolling to learn about roads in Hialeah.
There are a total of 12 active interstates running through Florida cities, making up 1,497 miles of roadway in Florida. Two of these active routes, I-195 and I-95, run directly through Miami-Dade County (of which Hialeah is part of).
Below you can see the major interstates near Hialeah.
I-95 and I-195 cut close by Hialeah. Ready for an interstate fact? I-95 is a major interstate that cuts through more states than any other U.S. interstate. Below is a video of I-95, from Miami to Ft. Lauderdale (passing by Hialeah).
With highways, though, comes tolls. Did you know that Florida has the most toll roads in the U.S.? Florida has OVER 700 miles of toll roads. Because Hialeah is near Maimi, Hialeah residents will have to deal with multiple toll booths if they travel on Maimi’s main highways.
If Hialeah residents commute on toll roads, those few extra dollars a day can add up significantly at the end of the year. Not to mention the few extra minutes spent paying tolls.
The good news is that Florida has installed cashless toll booths to save time. Florida’s SunPass system uses prepaid toll devices so that drivers don’t have to fumble in purses or wallets for spare change.
The SunPass device costs around $20, and then drivers must set up an account for the tolls to billed to. There is usually a minimum prepaid fee to open an account, and then users can choose the payment amount to place on their devices.
A plus side of these devices is that SunPass users pay the lowest tolls on Florida’s highways. While there isn’t an annual pass cost, having a SunPass device can help lower costs if you frequently pass through tolls.
Popular Road Trips and Sites
While you can always drive over to Miami to visit Florida’s most popular party beaches, there is plenty to do in and around Hialeah.
If you are looking to get out of Hialeah for a weekend, there are multiple road trips to take and sites to visit.
- Hidden Local Attractions — Even if you’ve lived in Florida your whole life, there is always more to discover. Check out local attractions that most people aren’t aware of, from beautiful conservation parks to the Gallery of Amazing Things.
- Lighthouse Trip — A coast-side state, Florida has numerous lighthouses dotting its shore. This trip will take you to historic lighthouses and tucked away seaside towns.
- Mysterious, Haunted Trip — If Halloween is your favorite time of year, then you need to visit haunted and mysterious attractions across Florida.
- Nature Trip — If you’re a nature buff or simply like unwinding from the city life, then Florida has plenty of beautiful spots to visit.
- Top Historical Landmarks — Every state has its own, unique history. This list will take you to Florida’s top 12 historical landmarks.
- Weekend Getaway Trips — If you simply want to get away for a short trip, these places provide plenty of options for a quick getaway.
As you can see, there is no need to feel limited to just exploring Hialeah. Once you’ve exhausted what Hialeah has to offer, there are plenty of places nearby that offer a weekend of fun.
Road upkeep is an important factor that most of us don’t consider until we hit a pothole. Luckily, the Miami-Dade County area has recently invested about 33 million into its roads.
- New four-lane divided roadway
- New bridge over Miami River Canal
- New drainage and water mains
- Five new intersections
- New street lighting
- New pedestrian ramps and sidewalks
- New signage and pavement markings
- New dedicated and shared bicycle lanes
Since this extensive roadway project was just recently finished, you won’t have to worry about sitting in construction in Hialeah. However, there will be more work done on highways near Miami, which will take a few years to complete.
Hialeah Speeding and Red Light Cameras
According to the Insurance Institute for Highway Safety, Florida only uses red-light cameras, not speed cameras. If you are driving around Hialeah, though, you won’t see any red-light cameras.
This is because Hialeah ended its red-light camera program in 2011 after continued dissent from local residents. In fact, most of Florida is trying to get rid of red-light cameras, though the Supreme Court recently ruled that they can stay.
The best way to avoid a red light ticket in Florida? Come to a complete stop and don’t run red lights at intersections.
Vehicles in Hialeah
Owning a car comes with all sorts of troubles. If you own a car, you’ll have to deal with issues like theft and sitting in traffic.
Some cities are worse for theft and traffic, which is why we want to see what it is like to own and drive a car in Hialeah.
Stick with us to see what Hialeah’s vehicle theft, speed traps, and more are like.
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How Many Cars per Household?
Every household varies in how many cars it owns, but the average number of cars Hialeah households own is two.
Forty percent of Hialeah households own two cars, while 23 percent own three cars. A very small percentage (2.5 percent) own more than five cars in Hialeah.
Households without a Car
A number of households in Hialeah depend on transportation methods other than cars. Below are statistics from 2015 to 2016 on households without cars.
|Year||Households Without Vehicles||Vehicles Per Household|
The number of households without vehicles decreased slightly in 2016, meaning more Hialeah households purchased cars for transportation.
Speed Traps in Hialeah
If you’ve ever been the victim of a speed trap, then you know the sinking feeling of having a cop pull out of nowhere to give you a speeding ticket. While speed traps help deter speeding, they also bring in needed revenue to cities.
In 2017, a few Hialeah police reported that officers pressured them to meet traffic ticket quotas.
The good news is that while Hialeah police have received backlash for handing out multiple traffic tickets, Hialeah didn’t make it onto the list of the top 10 worst cities for speed traps in Florida.
Of course, this doesn’t mean that there won’t be speed traps in Hialeah. The best course of action is to follow posted speed limits to avoid a ticket from a hidden cop.
Vehicle Theft in Hialeah
While moving a friend’s car in the parking lot can make for a humorous prank, that moment of blind panic is not as fun for your friend. According to the FBI’s 2013 report on Hialeah crime, there was a total of 708 vehicles stolen.
Neighborhood Scout, another major reporter on local crime, reported that in 2017, the FBI tracked 687 motor vehicle thefts. While this number is lower than 708 in 2013, the number has only gone down slightly and shows vehicle theft is still a major problem in Hialeah.
Like any city, though, there are safer places to live where there is less of a chance of your vehicle being stolen. Neighborhood Scout lists the safest Hialeah neighborhood as NW 87th Avenue and West 74th Street.
The other safest neighborhoods are listed below.
- W 26th Ave/W 73rd Place
- NW 103rd St/NW 80th Way
- W Hialeah Hialeah Gardens Blvd/W 33rd Lane
- NW 79th Ave/NW 197th St
- W 26th Ave/W 80th St
- W 68th St/W 24th St
- W 21st Ct/W 56th St
- NW 135th St/Le Jeune Expy
- W 9th Ct/W 44th Place
These neighborhoods are the safest places to be Hialeah, as they have lower crime rates. Let’s take a look at what Hialeah’s overall crime rates are.
If you live in Hialeah, you have a one in 495 chance (per 1,000 residents) of being the victim of violent crime. Hialeah’s rate is lower than Florida’s, which is a one in 245 chance.
Let’s dig a little deeper and look at the breakdown of the number of violent crimes in Hialeah.
|Hialeah Violent Crimes 2017||Murder||Rape||Robbery||Assault|
|Rate per 1,000||0.03||0.14||0.66||1.20|
The highest risk of violent crime in Hialeah is assault, followed by robbery. Now that we know about violent crimes in Hialeah, let’s look at the total number of crimes in Hialeah.
|Hialeah Annual Crimes 2017||Violent||Property||Total|
|Number of Crimes||484||5,349||5,833|
|Crime Rate (Per 1,000 Residents)||2.02||22.32||24.34|
The total number of crimes in Hialeah has resulted in Hialeah receiving a crime index rating of 25. What does a crime index rating mean? Basically, it means Hialeah is safer than 25 percent of cities in the U.S.
So if you live in Hialeah, it is worth it to live in a safer neighborhood to protect both you and your vehicle.
Traffic in cities makes for a long line of honking vehicles and frustrated drivers. The good news is that the city of Hialeah isn’t on any major traffic-rating scorecards.
This means that compared to other cities in Florida, Hialeah’s traffic wasn’t noteworthy enough to appear on any list.
Miami was a number of traffic scorecards, though, which means residents in the Miami-Dade area may have to deal with traffic overflow.
While Hialeah traffic isn’t that noteworthy, this doesn’t mean residents won’t have to deal with long commutes and sitting in traffic. Below are the average commute times according to Data USA.
The average Hialeah resident will spend 23.4 minutes commuting to and from work each day (for a total of 46.8 minutes). This is less than the average commute time in the U.S. of 25.1 minutes.
As well, only a very small percentage of commuters (1.24 percent) have a super commute of more than 90 minutes.
Let’s now take a look at how commuters get to work each day.
While most Hialeah residents drive alone to work each day, a small percentage also carpool or work from home.
- Urban Areas — The traffic is moving bumper to bumper or stop and go.
- Rural Areas — The traffic makes changing lanes difficult.
So be aware that if you are using I-95 or I-195 around Hialeah, you’ll probably have to deal with heavier congestion than usual.
How Safe are Hialeah’s Streets and Roads?
No matter how safe a driver you are, there are still traffic risks whenever you drive. Some of these factors are outside of your control, such as other drivers on the road driving drunk.
To see how safe Hialeah’s roads are, we are going to look at the National Highway Traffic Safety Administration’s (NHTSA) data on Miami-Dade County’s traffic risks, from crashes to bicyclist fatalities.
To start with, let’s take a look at the total fatal crashes in 2017 for Miami-Dade County.
|Total Fatal Crashes||225||280||339||294||285|
The number of fatal crashes has increased over the years, reaching over 300 in 2015. Let’s dig a little deeper and see how many fatal crashes are caused by one of the most dangerous driving violations — drunk driving.
|Fatal Crashes Involving an Alcohol-Impaired Driver (BAC = .08+)||2013||2014||2015||2016||2017|
|Total Fatal Crashes||51||73||81||73||66|
The number of drunk driving fatalities increased in Maimi-Dade County since 2013, although the number of deaths did decrease slightly in 2017. While Miami-Dade County doesn’t have the highest number of drunk driving fatalities in Florida, the number is still higher than in most areas in Florida.
As for the types of crashes that contribute to fatalities in Miami-Dade County, the table below shows the main causes of driving fatalities.
|Involving a Roadway Departure||54||83||99||88||66|
|Involving an Intersection (or Intersection Related)||93||117||159||130||148|
Unfortunately, drivers and passengers are not the only victims claimed in crashes. The table below shows the types of people that are killed in car accidents.
|Person Type Fatalities||2013||2014||2015||2016||2017|
Car passengers have the highest fatalities in accidents, though pedestrian fatalities also have high numbers in Miami-Dade County. Compared to passengers and pedestrians, cyclists only have a small fatality number.
The type of road could also influence how many fatalities an area is prone to. Below is NHTSA’s data on highways with the most fatal crashes in Florida.
|Florida Road Type||Fatal Crashes|
|Freeway and Expressway||84|
Unless you work for FDOT, there’s a good chance you have no idea what the difference is between arterial road and collector roads.
- Arterial Road — Defined as a high-capacity urban road. An arterial road may be called a highway or minor arterial road (depending on the amount of traffic moving through the area).
- Collector Road — Collects traffic from local roads to take to arterial roads.
Since most of Florida’s fatal crashes are on arterial roads, make sure to exercise caution in these areas to avoid a crash. Finally, the last thing we want to look at about Hialeah’s roads is railroad and highway crashes.
The following data is from the US Department of Transportation (DOT), which lists fatalities and injuries caused by railroad and highway crashes in Hialeah.
|Highway User Speed||Calendar Year||County||Highway||Highway User Type||Rail Equipment Type||Non-Suicide Fatality||Non-Suicide Injury|
|NA||2014||Miami-Dade||NW 79th Street||Pedestrian||C||1||0|
|25||2015||Miami-Dade||NW 54th Street||Automobile||Commuter||0||1|
|5||2015||Miami-Dade||NW 62nd Street||Pick-up truck||C||0||0|
|6||2015||Miami-Dade||NW North River Drive||Automobile||C||0||1|
|0||2016||Miami-Dade||NW North River Drive||Automobile||Commuter||0||0|
|0||2016||Miami-Dade||NW North River Drive||Automobile||C||0||1|
|15||2016||Miami-Dade||NW North River Drive||Pick-up truck||C||0||1|
Since a majority of accidents seem to happen on NW North River Drive, be careful when driving in this area.
Allstate America’s Best Drivers Report
We now know about the number of accidents and fatalities that happen in the Maimi-Dade County area, but how good are Hialeah’s drivers?
Allstate’s report on America’s drivers listed Hialeah as the 138th safest city to drive in in 2018. The report also stated that the average time that passes between claims in Hialeah is 7.5 years.
This average claim time means that the majority of residents in Hialeah aren’t having accidents every year.
This number also means that the relative likelihood of a claim being made (compared to the national average) is 32.8 percent. Hialeah drivers also only brake hard every 1,000 miles.
Why might drivers brake hard? Usually, it’s to avoid an accident (think an animal, swerving car, or jaywalkers), though sometimes it may be due to inattention on a driver’s part.
In Hialeah’s suburban metro areas, the time between claims is even longer — nine years. There are also less hard-braking events (only 26 hard-braking events occurring every 1,000 miles).
So you can rest assured that Hialeah isn’t the worst city to drive in, as Allstate deems it fairly safe to drive in based on claims and hard-braking data.
Ridesharing is becoming increasingly popular, as it is useful for those times you’ve had a bit too much to drink or need a ride home from the airport at 1 a.m.
Ridesharing can quickly ruin your weekly budget, though, which is why it helps to know what ridesharing services are in your area and what the prices are. Below are the ridesharing services Hialeah offers, listed in order from the cheapest to the most expensive.
- Uber — Uber has the cheapest rates in Hialeah.
- Lyft — Lyft has the second-cheapest rates.
- Taxi and Curb — Traditional taxi cabs are the most expensive to take around Hialeah.
Uber and Lyft are the cheapest options in Hialeah, though we should warn you that options like Uber Lux and Lyft Lux will probably end up costing you more than a taxi.
If you use ridesharing sites to compare prices, though, you can make sure you aren’t paying too much for a ride.
EStar Repair Shops
The first thing most people do after a fender bender is call a repair shop. Unfortunately, it can sometimes be hard to find a repair shop in your area that is reliable and has fair prices.
Luckily, Esurance has an Estar repair program that helps drivers find a repair shop near them. Below, we’ve listed EStar’s top 10 repair shops near Hialeah.
|Pro Collision Center LLC||275 West 75th Place |
Hialeah FL, 33014
P: (305) 364-3676
F: (305) 364-3685
|Diamancar Inc. ||3655 N.W. 48th Street|
Miami FL, 33142
P: (305) 633-3304
F: (305) 633-3320
|Charlies Body Shop||7006 SW 13th Street |
Miami FL, 33144
P: (305) 266-7880
F: (305) 264-9952
|Lexus of North Miami||14100 Biscayne Boulevard|
Miami FL, 33181
P: (786) 528-3926
|Carstar Ace Sullins Paint and Body ||6025 SW 35th CT|
Miramar FL, 33023
P: (954) 983-0209
F: (954) 964-2237
|Diamond Automotive Inc. ||2404 SW 58th Avenue|
West Park FL, 33023
P: (954) 963-4004
F: (954) 963-9244
|Collision Zone||12972 S.W. 87 Avenue |
Miami FL, 22176
P: (305) 253-2353
F: (305) 378-2414
|Rick Case Collision Center||15700 Rick Case Honda Way |
Davie FL, 33331
P: (954) 364-3269
F: (954) 364-3191
|Buckeye Body Shop||18790 SW 105th Place |
Miami FL, 33157
P: (305) 238-9373
F: (305) 238-1583
|Briceno Auto Body Shop ||1394 NW 65 Way |
Plantation FL, 33313
P: (954) 894-7776
There is only one repair shop located directly within Hialeah, but there a number close by in cities like Miami.
Florida isn’t called the sunshine state for no reason. While some coast-side cities can tend towards rain, Florida generally has decent weather year-round.
Below is the U.S. Climate Data’s information on Hialeah’s weather, from temperatures to rainfall.
|Hialeah, FL Weather||Details|
|Annual High Temperature||82.4 F|
|Annual Low Temperature||69.5 F|
|Average Temperature||75.95 F|
|Average Annual Precipitation (Rainfall)||70.44 inches|
Noticed anything missing? Snowfall is such a rarity in Florida that weather stations don’t record it on Florida’s yearly weather analysis. Since the average low temperature in Florida is 69.5 degrees Fahrenheit, there is only a minuscule chance of snowfall, let alone needing to wear more than a light jacket.
The bad news is that natural disasters aren’t as rare as snowfall in Hialeah.
While Hialeah’s number of natural disasters is lower than the U.S. average, there have been eight natural disaters in the Miami-Dade area. Hialeah’s disasters include hurricanes, tropical storms, and tornados.
One of the ways you can prep your belongings for natural disasters is to have comprehensive coverage on your car. Comprehensive coverage helps cover damages caused by natural disasters, animal collisions, theft, or vandalism.
Since car theft is still a problem in Hialeah, it may be worth it to have comprehensive coverage to protect your vehicle from more than just natural disasters in Hialeah.
For Hialeah households that don’t own vehicles, public transit is a necessary part of the day. Even if you own a vehicle, there’s always a chance it may break down and result in you having to ride the bus to work.
Luckily, cities have plenty of public transit options.
Hialeah residents in the Miami-Dade County area have the option of purchasing Metrorail or Metrobus tickets. The basic costs of both options are below.
- Metrorail — Fare: $2.25. Monthly pass: $112.50.
- Metrobus — Fare: $2.25. Monthly pass: $112.50.
There is more to transit than just riding a bus or train. While Hialeah doesn’t have bike or scooter rentals, there are some close by in Miami. So if you visit Miami for the day, you can rent a bike or scooter to get around the city.
Below are two popular options of alternate transportation in the Miami-Dade County area.
- Lime — Lime has both bike and scooter rentals for customers. The company has fixed rates per minute, but these rates vary by city, weekday, and time of day.
- Bird — Bird offers scooter rentals, and also has fixed rates per minute that vary by city.
The best way to check prices is to download the companies’ apps. Scootering and bicycling are great options for riding around when you don’t have far to go, or simply want to explore a city and get some exercise.
Parking in Metro Areas
There’s nothing worse than sitting in traffic and then having to find a parking spot on crowded streets or busy parking lots. To see what parking is like in Hialeah, we are going to take a quick look at what parking options are available.
You can park on the street in Hialeah, though you will have to pay parking fees at meters. If you don’t want to constantly run out and feed a meter, there are plenty of parking garages available.
The best part? Some of these parking garages are free to use during certain hours. If you are interested in satellite parking, though, it’s usually only offered at airports and hotels. Hialeah lacks an airport within the city, which means most satellite parking will be within the Miami area.
With the growing concern about sustainability, some of us are turning to electric vehicles. If you have an electric vehicle, it helps to have a city that is full of electric charging stations.
Luckily, Hialeah has a total of 147 electric charging stations for electric vehicles. Between the availability of parking garages and charging stations, parking in Hialeah may be hectic during prime hours, but you should always be able to find a spot eventually.
Air Quality in Hialeah
Today, we know that pollution has a serious effect on people’s health. The growing concern about the air we breathe in has resulted in stricter regulations on car’s emissions — a major contributor to pollution.
Unfortunately, Florida doesn’t require smog checks. To help keep the air clean, you should regularly check your car’s smog emission.
To make sure Florida’s lack of smog checks hasn’t made the air quality worse, let’s take a look at Maimi-Dade County’s air quality index. The table below shows the Environmental Protection Agency’s (EPA) data on air quality over the years.
|Miami-Dade County Air Quality Index||2016||2017||2018|
|Days with AQI||360||354||365|
|Days Unhealthy for Sensitive Groups||3||4||4|
|Days Very Unhealthy||0||0||0|
The good news is that there were no unhealthy or very unhealthy days over a three year period. The total number of good days also went up slightly.
While sensitive groups will have a few days a year to watch out for, for the most part, Hialeah has decent air quality.
Car insurance is expensive. The good news is that military personnel and veterans are often eligible for car insurance discounts at most providers.
To help you sort through car insurance information, we are going to go through everything from Hialeah service periods, military bases, and discounts.
Stick with us to learn how to save money as a military member.
Veterans by Service Period
Cities vary by what types veterans collect in the area. Below is Data USA’s information on service periods in Hialeah.
The majority of veterans in Hialeah served in the Gulf War (2001-), making for a total of 597 Gulf War (2001-) veterans in Hialeah. There are also a number of Vietnam veterans in Hialeah, as well as a small percentage of WWII veterans (37).
Now that we know about the number of retired military veterans in Hialeah, let’s take a look at active military bases.
Military Bases Within an Hour
Only one military base is within an hour of Hialeah — The United States Southern Command.
This military base has been around since 1903, and has grown to be responsible for the command of the U.S. Military activities in the following areas.
“the land mass of Latin America, south of Mexico; the waters adjacent to Central and South America; the Caribbean Sea, with its 13 island nations, European and U.S. territories; the Gulf of Mexico; and a portion of the Atlantic Ocean.”
This is a large area to cover, especially because the United States Southern Command works to prevent drug smuggling. The base is doing a great job, though, as the U.S. Coast Guard caught smugglers in 2019 and confiscated over 14,000 pounds of marijuana and 3,660 pounds of cocaine.
Military Discounts by Providers
Whether you’re retired or active military, there is usually a discount for you. Below are known providers who provide military discounts in Florida.
|Insurance Company||Percentage Saved with Discount|
|Liberty Mutual (must be active duty)||4%|
*USAA also offers a military garaging discount to members.
Make sure to ask providers about military discounts and percentages saved. Even if a company doesn’t seem to offer a military discount, they may have a discount that they don’t readily advertise.
USAA Available in Florida
USAA is a large insurance company that offers car insurance ONLY for U.S. military personnel (and their families). USAA is available in Florida and has corporate headquarters in Tampa, Florida.
USAA prides itself on providing affordable rates for military members, as well as great coverage. The table below shows USAA’s rates compared to competitors.
The rates are also compared to the national average in Florida ($4,680).
|Group||Annual Premium||Compared to State Average (+/-)||Compared to State Average (%)|
Compared to other insurers, USAA is incredibly cheap. Compared to the Hialeah average, USAA’s rates are over 60 percent LESS. If you are military personnel, USAA is definitely an insurer worth looking into.
Unique City Laws
It’s impossible to familiarize yourself with the laws of every city you drive to, but it is important to know your home city’s laws. Knowing what unique laws your city has in place will help you avoid a ticket.
So stick with us as we dive into Hialeah’s unique laws.
We will cover everything from food truck laws to parking laws, so you can feel confident driving around Hialeah.
– Hands-Free Laws
We all know that texting in a car is a terrible and often fatal habit, and in Florida, it is illegal to text and drive. Because the enforcement of this law is currently secondary, though, law enforcement can’t pull drivers over for just texting.
Instead, law enforcement has to have a different reason to initially pull drivers over, such as speeding or a broken taillight.
Drivers can still use hands-free devices in Florida, such as Bluetooth.
This law will soon change though, as the City of Hialeah and all of Florida will soon make enforcement primary, which would mean drivers will be pulled over and ticketed right away if an officer catches them texting.
Florida may also be moving to make the hands-free law include all forms of distracting activities, such as brushing one’s hair or eating.
Is your dream to someday open a food truck? If so, you’ll need to make sure you follow the proper protocol.
Some of Miami-Dade County’s important regulations about food trucks are below.
- You must have a Certificate of Use
- You must operate your food truck in permissible zoning areas
- You must follow the listed hours of operation
- 7 a.m. to 10 p.m. weekdays
- 7 a.m. to 11 p.m. weekends
- You are prohibited from selling alcohol
This is just a shortlist of the major regulations for food trucks. If you have a food truck, you must also follow laws about parking, music use, and more.
For example, you can’t park your food truck near an intersection, or in front of a fire hydrant. So if you are thinking of operating a food truck in Hialeah, make sure you follow the county’s rules to avoid fines.
With the cost of living rising, tiny homes have become a practical option for most people. If you want to own a tiny home in Florida, though, you need to make sure you are following Hialeah’s laws.
You will need to make sure your vehicle is properly insured, as well as park your tiny home in the right areas. Because of tiny homes’ size, they generally must follow mobile home regulations (the same as an RV or trailer).
Because of this, you will have to make sure you park in an approved mobile home park unless you meet certain requirements that would allow you to park on land outside a mobile home.
For the most part, having a tiny home in Hialeah isn’t too stressful. Once you know the local laws, you’ll be a pro. In fact, Miami-Dade County has considered tiny homes as a solution to the current housing crisis.
So if you are looking to downsize, there is a good chance Miami-Dade County will become a lot more tiny home friendly in the future.
While everyone learns parking laws to pass a driver’s test, sometimes people forget that they can’t just park anywhere. In Hialeah, it is illegal to park facing the wrong direction.
Because to get in and out of the spot, you’ll have to pull into oncoming traffic. Not only is this dangerous to you, but it is also dangerous for other drivers. So if you park the wrong way in Hialeah, there is a strong likelihood that an officer will stop and leave you a parking ticket.
To avoid the temptation to whip into a parking spot the wrong way, it might be worth it to reserve a spot at a parking garage. While you’ll have to pay a fee, it means you won’t need to worry about finding a spot when you are already late for work.
Hialeah Car Insurance FAQs
Still have questions? Moving to a new city can be overwhelming, which is why we want to clear a few more things up.
If you’re still concerned about car insurance and living in Hialeah, read through our list of frequently asked questions to see what others are asking about Hialeah.
Let’s get started.
– What is the Cost of Living in Hialeah?
The bad news is that while Hialeah homes are cheaper than in other areas in Maimi-Dade County, the average Hialeah resident earns considerably less. This makes affordability low in Hialeah, contributing to a lower rate of homeowners.
Making sure you have great rates on your car insurance will help you save for a home in Hialeah.
What is the Predominant Language in Hialeah?
If you are thinking of moving to Hialeah, it will help to know Spanish. Data USA states that over 205,500 Hialeah residents speak Spanish or Spanish Creole.
This also means that are great ethnic restaurants in Hialeah, offering a wide variety of food.
What are Hialeah’s Attractions?
While Hialeah has nature parks, restaurants, and other attractions within the city, it is also only a short distance away from Miami and other major cities in Florida. This makes it easy to drive to a weekend of fun near Hialeah.
Is Hialeah Safe to Live In?
Hialeah ranks lower than Florida on its chance of being a victim of a violent crime, but there is a higher crime rate in Hialeah. Since Hialeah is only safer than 25 percent of U.S. cities, it is prudent to live in a safer neighborhood in Hialeah.
Comprehensive car insurance is another great precaution, as it covers vehicle theft and vandalism.
Why is Car Insurance so Expensive in Hialeah, Florida?
Some states are simply more expensive than others. Because Florida is a no-fault state, insurance likely costs more because drivers need higher levels of protection. Hialeah also has a higher crime rate (including a large number of stolen vehicles), which can cause insurers to charge a bit more.
How Can I Save on Car Insurance in Hialeah, Florida?
Shopping around for insurance providers is the best way to save on car insurance. You can also keep costs low by taking advantage of discounts and keeping a clean driving record.
Did we miss anything in this guide? We hope it was helpful to you, and you are now better prepared to live and drive in Hialeah.
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