4 Places to Find Your Car Insurance Policy Number (New)

You can find your insurance policy number in four places. The declaration page, your auto insurance ID card, your insurance billing statement, and your insurance company.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses...

Full Bio →

Reviewed byJoel Ohman
Founder, CFP®https://res.cloudinary.com/quotellc/image/upload/insurance-site-images/ciccom-live/41b5e36b-joel-ohman.jpg

UPDATED: May 30, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • Your auto insurance policy number is your account number that can be used to pull up your account or make payments
  • When you’re in search of a policy number, the easiest way to find it is on your auto insurance ID cards
  • Your policy number can also be found on billing statements and on your declaration page

Auto insurance companies assign policy numbers to each and every policy that they issue. Just like an account number, the car insurance number is an identifying sequence of letters and numbers that can be used to pull up your account or to make payments.

It’s also important to have your full policy number if you’re planning on submitting a cancellation request after comparing premiums.

Compare car insurance rates now by using our FREE tool above! Enter your zip code to get started!

How do I find out my car insurance policy number? Can you find your policy number online? Below, we’ll explore four places to find your policy  number:

#1 – The Declaration Page

Your declaration page is the most detailed policy document that you’ll receive.

It includes all of your personal information, your vehicle information, your coverage information, the length of your term, the coverages that you’ve elected to carry, and the discounts you’re receiving.

If you have your declaration page handy, you can find your policy number on this document near the top of the front page.

The number itself will typically be labeled, “policy number,” but some companies might reference it as an account number.

Whether it’s only a sequence of number or letters and numbers combined depends on the company you’re doing business with.

Free Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption

Free Car Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

#2 – Your Auto Insurance ID Card

Your declaration page might be the first place that you look for your policy number, but you typically don’t take the declaration page with you on-the-go.

If you’re away from home and you don’t have access to this policy document, you can also find your policy number on your insurance ID cards.

Auto insurance ID cards, which also go by “proof of insurance,” are smaller pieces of paper that you’re required to carry with you in each vehicle.

These cards show that you have insurance and who you’re insured with. The cards don’t include all of the information that’s on your declaration page, but they do include your policy number and term.

#3 – Your Auto Insurance Billing Statement

It can get a bit confusing when you’re looking for your policy number on a billing statement. That’s because of how some auto insurance companies handle payment plans.

If you’re planning to pay your policy in full, your actual policy number will be on the billing statement. If you pay monthly, however, things can get confusing.

Some companies that have been around for years setup different payment accounts to accept monthly and quarterly accounts from their clients.

This is the case with one of the largest providers in the country going by the name of State Farm. If you have a payment plan, the account number on your statements might not be your policy number.

#4 – Your Insurance Company

If you’ve lost all of your policy information and you don’t have your policy number saved in your phone, you can call your insurer and ask them to provide it to you.

Before the company will give you the number you’ll need to provide the following:

  • your name
  • your address
  • your phone number
  • other identifying information to verify your identity

You can also ask the representative to send you out your policy documents since you’ve misplaced them.

Some companies won’t charge you for a copy of your declaration page and ID cards but others will. See if you can have them emailed to you free of charge so that you can print them yourself.

Free Car Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Do officers accept electronic proof of insurance?

 

If you’re not the most organized person, it might make sense to just keep electronic ID cards in your email or stored on your phone.

This option ensures that you’ll always have access to your policy number. The only states that don’t allow electronic proof of insurance are Connecticut and New Mexico. Washington D.C. doesn’t accept electronic ID cards as valid proof either.

If you’re interested in switching carriers to save money, now is the time to price the cost of coverage. Use an intelligent online quoting tool to find out how much each of the leading carriers will charge you.

Once you have the cost comparison, you can effectively make the switch to save the biggest amount of money.

Enter your zip code in our FREE tool below to compare car insurance rates now!

References:

  1. http://www.iii.org/article/what-auto-insurance
  2. https://www.irmi.com/online/insurance-glossary/terms/d/declarations.aspx
  3. http://carinsurance.about.com/od/PolicyFundamentals/a/The-Importance-Of-The-Declaration-Page.htm
  4. http://www.ct.gov/dmv/cwp/view.asp?a=1523&q=251214
  5. http://cca.hawaii.gov/ins/consumer/mvi/
  6. http://carinsurance.about.com/od/PolicyFundamentals/a/Best-Ways-To-Make-Your-Car-Insurance-Payment.htm
  7. https://www.allstate.com/tools-and-resources/car-insurance/electronic-insurance-card.aspx

Free Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption