4 Places to Find Your Car Insurance Policy Number (New)

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Joel Ohman
Founder, CFP®https://res.cloudinary.com/quotellc/image/upload/insurance-site-images/ciccom-live/41b5e36b-joel-ohman.jpg

UPDATED: Oct 9, 2018

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Here's what you need to know...

  • Your auto insurance policy number is your account number that can be used to pull up your account or make payments
  • When you’re in search of a policy number, the easiest way to find it is on your auto insurance ID cards
  • Your policy number can also be found on billing statements and on your declaration page

Auto insurance companies assign policy numbers to each and every policy that they issue. Just like an account number, the policy number is an identifying sequence of letters and numbers that can be used to pull up your account or to make payments.

It’s also important to have your full policy number if you’re planning on submitting a cancellation request after comparing premiums.

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Below, we’ll explore four places to find your policy  number:

#1 – The Declaration Page

Your declaration page is the most detailed policy document that you’ll receive.

It includes all of your personal information, your vehicle information, your coverage information, the length of your term, the coverages that you’ve elected to carry, and the discounts you’re receiving.

If you have your declaration page handy, you can find your policy number on this document near the top of the front page.

The number itself will typically be labeled, “policy number,” but some companies might reference it as an account number.

Whether it’s only a sequence of number or letters and numbers combined depends on the company you’re doing business with.

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#2 – Your Auto Insurance ID Card

Your declaration page might be the first place that you look for your policy number, but you typically don’t take the declaration page with you on-the-go.

If you’re away from home and you don’t have access to this policy document, you can also find your policy number on your insurance ID cards.

Auto insurance ID cards, which also go by “proof of insurance,” are smaller pieces of paper that you’re required to carry with you in each vehicle.

These cards show that you have insurance and who you’re insured with. The cards don’t include all of the information that’s on your declaration page, but they do include your policy number and term.

#3 – Your Auto Insurance Billing Statement

It can get a bit confusing when you’re looking for your policy number on a billing statement. That’s because of how some auto insurance companies handle payment plans.

If you’re planning to pay your policy in full, your actual policy number will be on the billing statement. If you pay monthly, however, things can get confusing.

Some companies that have been around for years setup different payment accounts to accept monthly and quarterly accounts from their clients.

This is the case with one of the largest providers in the country going by the name of State Farm. If you have a payment plan, the account number on your statements might not be your policy number.

#4 – Your Insurance Company

If you’ve lost all of your policy information and you don’t have your policy number saved in your phone, you can call your insurer and ask them to provide it to you.

Before the company will give you the number you’ll need to provide the following:

  • your name
  • your address
  • your phone number
  • other identifying information to verify your identity

You can also ask the representative to send you out your policy documents since you’ve misplaced them.

Some companies won’t charge you for a copy of your declaration page and ID cards but others will. See if you can have them emailed to you free of charge so that you can print them yourself.

Do officers accept electronic proof of insurance?


If you’re not the most organized person, it might make sense to just keep electronic ID cards in your email or stored on your phone.

This option ensures that you’ll always have access to your policy number. The only states that don’t allow electronic proof of insurance are Connecticut and New Mexico. Washington D.C. doesn’t accept electronic ID cards as valid proof either.

If you’re interested in switching carriers to save money, now is the time to price the cost of coverage. Use an intelligent online quoting tool to find out how much each of the leading carriers will charge you.

Once you have the cost comparison, you can effectively make the switch to save the biggest amount of money.

Enter your zip code in our FREE tool below to compare car insurance rates now!

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