I Can’t Remember My Car Insurance Company

If you can't remember your car insurance company, try (1) checking your financial records, (2) talking to your lienholder, or (3) finding your insurance card where if you can't remember your car insurance provider the info will be available. Almost all of the best car insurance companies have apps to manage your car insurance policy, so consider asking your provider if they have an auto insurance app to prevent this issue.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: May 4, 2022

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Here's what you need to know...

  • It’s easy to forget the insurance company you use when you have policies from multiple companies
  • You can work with a lienholder to find out who you are insured with
  • Your financial records might tell you who your car insurance company is
  • Downloading the insurance company app and following other tips will help you to remember your car insurance company in the future

If you can’t remember the name of your car insurance company, it’s difficult to file a claim or obtain information about your policy. In today’s digital age, it’s easy for emails and other information to be deleted.

You need to know your car insurance company and the policy number to be able to provide proof of insurance.

There are some ways to find out the name of your insurance company. It’s simply a matter of knowing where to look and how to avoid problems in the future.

Compare car insurance quotes today to make sure you’re not overpaying for the coverage you need.

Talk with Your Lienholder

Your lienholder is the person who is responsible for providing you with financing on your vehicle. If you are in the process of buying or leasing your car, it is the bank that you make your payments to on a monthly basis.

The lienholder has a vested interest in you and your insurance until your loan is paid off. They might request that you go above and beyond the basic insurance policy as required by the state.

When you got your car loan or lease, you had to prove that you met the insurance requirements by sending a copy to your lienholder.

If you call the lienholder and ask them about your car insurance company, they will be able to provide you with the details.

Then, should you choose to ever make changes to your car insurance, such as changing the insurance company, you need to let the lien holder know of those changes.

You are required to keep the lie holder informed of all information as it pertains to your car insurance. By doing so, you also have them to fall back on in the event you forget your car insurance provider.

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Find Your Insurance Card

If you can locate your insurance card, you will be able to find out about your car insurance company. You should try looking in such areas as:

  • Glove compartment
  • Inside owner’s manual of vehicle
  • Your wallet

Every time you renew your policy, your insurance company should send mail out to you. Inside the mail should also include a copy of your insurance card. It’s important to have a copy readily available, otherwise, you are unable to provide proof of insurance.

Failure to provide proof of insurance when pulled over or involved in an accident can result in fines and even revocation of your driver’s license.

Check Your Financial Records

At some point, you have to pay for your car insurance premiums. You might pay all at once at the beginning of the six-month period or on a monthly basis.

Either way, you should have some record of making a payment to the insurance company. Once you locate the transaction, you can contact the insurance company.

If you have software that tracks your spending, such as Quickbooks or Money, you might also be able to search for the transaction by type.

Many of the software programs automatically categorize transactions, so you would be able to search “insurance” in order to locate payments to your car insurance company.

Once you locate the name of your car insurance company, you can call them and provide them with as much information as you have. They will then be able to tell you everything else you need to know, including:

  • your policy number
  • premium amount
  • when your policy expires

Tips for Remembering Your Car Insurance Company in the Future

It’s important to remember your car insurance company. You should also know your policy number and the phone number to the claims department. A few tips will help you to keep track of it all.

Print Out Your Insurance Card

Insurance companies provide you with an insurance card. It details your VIN number, the name of the insured, the insurance company, contact phone numbers, and more. The card might be mailed to you or it might be available on the online portal.

Whatever the option, be sure to print it and store a copy in your glove compartment. You should also have another one in your wallet. By doing so, your card is always available to you.

Making copies of your insurance card is easy and makes it so you don’t encounter a problem with remembering the company in the future.

Download the App

Many insurance companies have an app that you can download onto a smart device. If you’re not sure of your car insurance company in the future, simply look for an insurance app on your smartphone or tablet.

The app will make it simple for you to find your policy number, file a claim, and even pay your monthly premium. Every company has different features within their app that you can take advantage of. However, the app will be a reminder as to who you are insured with.

File the Email

With just about everything going digital, insurance companies send out a lot of communication by email. Once you get your policy, either a new one or a renewed one, you will get an email confirmation.

Be sure to file this email inside your email inbox or elsewhere with documents that pertain to your car and/or your home.

Once you have the email filed away, you can look it up again when you need it. You might also want to print the email and store it in your desk or on a bulletin board somewhere in your home or garage.

Get Multiple Insurance Policies from One Company

It’s easy to forget who your car insurance company is when you have policies with a variety of different insurance companies. You might use one company for car insurance, another for homeowners insurance and another one for life insurance.

If you get multiple policies from a single provider, it makes it easier to keep track of who you are insured with. You simply call the company and let them reference your policy with the following information:

  • your social security number
  • your address
  • other identifying pieces of information

You will also find that you are able to get multi-policy discounts in many instances, which have the potential to save you a lot of money on insurance premiums.

Knowing who your car insurance company is will make your life easier. If you need to provide proof of insurance, file a claim, or do anything else, you need to know the name of the company.

Work with a lienholder or your financial institution to see who you are insured with. From there, take steps to ensure you remember the company in the future.

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