Force-Placed Car Insurance: Explained Simply

There are many obscure insurance products that most of us have never heard of, force-placed car insurance might be one of those terms for you. Force-placed car insurance is a product that’s rarely used since almost all of us carry our own individual car insurance policies. In fact, when a person is subject to force-placed…

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Is basic car insurance coverage a smart choice?

If you’ve ever shopped for car insurance, you know how expensive it can be. Depending on your age, car, and driving record, an auto insurance policy could cost hundreds of dollars a month. So what is a basic car insurance policy? Can drivers get cheap car insurance with a basic policy? And does a basic…

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Does a negligent driving ticket affect car insurance rates?

A negligent driving ticket will, unfortunately, affect your insurance rates. What this type of ticket tells an insurance company is that at some point in your driving history you were conducting unsafe driving seen as negligent and irresponsible. Many insurance companies see this as a risk factor. How does a negligent driving ticket affect insurance rates?…

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Does car insurance cover performance parts?

The question of whether or not car insurance companies will cover performance parts relies very heavily on individual state regulations and the insurance policies of the drivers involved. This article will attempt to clarify some of the common factors that determine whether or not performance parts will be covered by your insurance company. Examples of performance parts include…

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Does car insurance cover stolen items?

If someone steals your vehicle, your auto insurance coverage may pay out for the theft, but it depends on your policy.  Read this comprehensive car insurance guide to learn more about how comprehensive coverage will help if someone steals your vehicle. With comprehensive insurance, you’ll receive an insurance payment equal to your vehicle’s actual cash…

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What affects a car insurance quote?

A wide variety of things can affect a car insurance quote. That’s why car insurance is not a one sizes fits all kind of product. You must get a personalized car insurance quote that takes your individual information into account. Enter your zip code to get free and personalized car insurance quotes now! Some of…

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Cheapest Vermont Car Insurance Rates in 2025 (10 Most Affordable Companies)

Discover the best options for the cheapest Vermont car insurance rates, including plans from Geico, USAA, and Travelers starting at just $12 per month. Understand the average Vermont car insurance costs and Vermont car laws, including DUI regulations, to stay informed and safe on the road. High insurance rates got you down?  Overpaying for car insurance…

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10 Best Car Insurance Companies for High-Risk Drivers in 2025

The top picks for the best car insurance companies for high-risk drivers are State Farm, Progressive, and Allstate, offering exceptional service and comprehensive coverage. If you need high-risk insurance it is in your interest to find the best high car risk insurance companies around. If you need high-risk insurance it is in your interest to…

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Where can I find the lowest car insurance quotes?

Most people shopping for new car insurance research their options by calling or visiting any local insurance agencies. This is time-consuming and usually leads to high levels of frustration. Every time you call or visit an agent, you have to give them the same information before they can research a quote for you. Imagine how…

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