AAA car insurance is offered from a company that was founded on March 4, 1902. AAA was started by an organization that initially had 1,000 members. AAA was formed because there was a lack of well-maintained roads for vehicles. AAA also began to print maps in 1905 and printed hotel guides in 1917.
AAA is a non-profit organization and has offered low priced emergency roadside assistance for years. When you are considering AAA car insurance, you should be aware of some benefits that you get when you buy an auto policy with AAA.
Read through this AAA auto insurance review and then enter your zip code in to get a free car insurance comparison!
AAA Car Insurance Policy Terms & Payment Options
One of the benefits of buying AAA car insurance is that you will be offered a 12-month policy. Most other insurance companies offer only a 6-month policy. Be sure to compare policy terms and shop around for the best policy. If you pay for your AAA car insurance policy up front in one payment, you will save 5%. AAA car insurance offers different payment options so you can pay on flexible terms.
Upgrades to AAA Car Insurance
You have the option of purchasing upgrades when you buy AAA car insurance. One upgrade is that you will be able to have a rental car for as long as your car is being repaired after an accident. This can be helpful because most other policies place a 30 day limit on having a rental car after an accident.
Another upgrade that is available is an optional new vehicle replacement. If your vehicle is considered to be a total loss within the first full year of coverage, AAA will replace your vehicle. You can also buy optional loan/lease limited payoff or gap coverage. This means that if your vehicle is a total loss and you owe more than what the vehicle is worth, then AAA will issue a check to the bank or finance company for the remaining loan balance.
There is also optional pet coverage. If you are in an accident and your dog or cat is injured, then AAA will pay up to $500 dollars towards any veterinarian bills. AAA offers an accident forgiveness program so that if you switch car insurance, the next accident that you have could be qualified for accident forgiveness which is also evaluated on your driving history.
AAA Auto Insurance Discounts
When you buy AAA car insurance, you can receive a variety of discounts. You will get the greatest discount when you buy more than just one policy.
- Auto and Home and Life – You ca save up to 17.5 % off of your auto policy and up to 22% off of your homeowner’s policy.
- Auto Policy and Homeowner’s Policy – You can save up to 12.5%.
- Auto Policy and Condo Policy – You can save up to 6%.
- Auto Policy and Renters – You can save up to 6%.
Finding AAA Car Insurance Quotes Online
Before you commit to buying an AAA auto insurance policy, you should evaluate at least a few different policies. If you need other insurance along with auto insurance, it would be best to ask for a quote including all of your insurance needs so you can compare it with what you are currently paying. Get started with a free car insurance comparison now!
