Are you comparing AAA vs. Nationwide for car insurance? It’s a good idea to first learn some facts and company ratings so you can make an informed decision. Read through this Nationwide and AAA comparison and then use the free tool on this page to compare car insurance rates from many different companies!
Over 100 Years Of AAA
The AAA company used to be called the American Automobile Association. AAA was created in March of 1902 to lobby for roads to be fixed and built. Its purpose was to make driving safer across the US. In 1905, AAA published its first US road maps. AAA started in Chicago, Illinois with about 1000 original members. Currently AAA is based in Heathrow, Florida.
AAA has 50 million members in North America including its nonprofit auto lobbying group and service organization. Its road services include travel guides, emergency automobile assistance and maps for the states in the US.
AAA Products
AAA is different from any other insurer because its automobile insurance is exclusively provided through its 69 clubs that are located in state regions across the US. AAA’s automobile insurance is called the Automobile Club Group or ACG. ACG insurance products include:
- Automobile
- Life
- Travel
- Homeowners
- Dental
- Medical
AAA Special Discounts
You can receive a discount on your premium if you buy your life, automobile and homeowners insurance from AAA. Also, AAA will give its members a $250 discount on their deductible in an automobile collision when the other car is also an AAA member.
How Does AAA Insurance Rate In Customer Satisfaction?
J.D. Powers & Associates conducted a “2009 National Homeowners Insurance Survey” on the major insurance companies. It ranked companies on a scale of 1 meaning less than the rest of the companies to as high as 5 for being among the best. Here are the results for AAA:
- Policies offered – 4
- Contacting the insured – 3
- Pricing – 4
- Billing and payment – 3
- Customer overall experience – 3
Nationwide Insurance Still Growing
Nationwide started out in December of 1925 in Columbus, Ohio and became a public corporation over 72 years later in 1997. It was initially named the “Farm Bureau Mutual Automobile Insurance Company”.
Nationwide Products And Services
Nationwide insurance company is the 6th biggest auto insurer according to its recorded premiums. Their insurance products and financial services include:
- Homeowners
- Automobile
- Renters
- Life
- Motorcycle
- Farm
- Banking
- Annuities
- Mutual funds
- IRAs
- Mortgage loans
Nationwide’s Unique Insurance Discounts
You can receive a discount on your homeowners and car insurance if they are both with Nationwide. Also, you can get as much as 20% off your premiums if all the cars your own are insured by Nationwide. More discounts are offered when you remain free of accidents for 5 years and if your teenage child maintains an average grade of “B”in school.
Nationwide’s Customer Service Rating
Nationwide was also reviewed in the “2009 National Homeowners Study” conducted by J. D. Powers & Associates. Here are the ratings:
- Pricing – 3
- Insured contact – 3
- Payment and billing – 3
- Policies offered – 3
- Customer overall experience – 3
Nationwide or AAA Car Insurance?
When deciding between AAA car insurance and Nationwide car insurance remember that there are many different companies to compare. Enter your zip code in to start with your free car insurance comparison today!
