Is AAA car insurance or USAA car insurance better? Read through this comparison of USAA and AAA to and then read through the full AAA car insurance review and USAA car insurance review for more in depth coverage.
When choosing an insurance company, you must always carefully consider what type of plan you’re looking to purchase.
The best way to go about finding a new company is getting quotes from all of the major companies in order to find the best deal, but sometimes, paying a little extra money is worth it.
After you having finished reading this USAA AAA car insurance comparison then use our free quote finder to do your own car insurance comparison – the more car insurance companies you compare the better your chances are of finding the best rates!
In the case of Triple-A (AAA) insurance versus the well-established USAA, you may want to consider AAA especially for car insurance. AAA has a long history of customer satisfaction with car insurance plans, and has a famous roadside assistance program.
The USAA roadside assistance program isn’t quite as reliable, and has had a lot of complaints over the years from ConsumerReports and other professional reviewers, as well as customers. Despite this both companies have a decent track record.
I found that AAA is cheaper than USAA in Seattle. USAA seems to be the most expensive of the car or home insurance companies in my area, but this isn’t the case for Dallas, Austin, San Francisco, or any big city in the southern half of the United States. USAA tends to be cheaper than AAA in those parts for some reason, from my research.
USAA has a long and established history in this country, which gives it the edge when acquiring new customers. Perhaps the most profound thing about the USAA is their lack of a proper marketing plan. You almost never see a USAA commercial on TV, because they acquire clients on a word-to-mouth or inheritance basis.
The USAA was such a hegemonic and well-established business, that it dominated home and auto insurance from the early 1900’s onward. This hasn’t kept the USAA from retrofitting their policies (or their prices), and they have an updated website and powerful E-marketing campaign in the works.
USAA generally has more comprehensive plans than AAA insurance, but AAA still has an overall better customer satisfaction rate when it comes to car insurance, which is probably a result of the roadside assistance program. But before you make a final decision, check out both the AAA and USAA websites, if you haven’t already.
Punch in your zipcode and other information to get a precise quote from either company, and that should help you (usually) in solidifying your final decision.
In short, both companies offer a wide variety of full-coverage plans and everything in between. The USAA is a well established company with a good track record, and is in no way, shape, or form understaffed. The USAA has offices all around the US, as does AAA. AAA generally has better car insurance plans for cheaper prices, and offers a membership-based roadside assistance program to supplement their already ample coverage.
Before you narrow down to just USAA and AAA, you should take a look at what other companies have to offer as well. Shop around to find the best deals on car insurance, and you could end up saving a hundred dollars or more a year. Enter your zip code in to start comparing quotes now!