Allstate or AAA?

Compare car insurance for Allstate vs AAA by looking at rates and average savings. You can save an average of up to $396/year with Allstate and $407/year with AAA on car insurance.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Sep 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • Allstate and AAA offer auto insurance, along with many other insurance options like roadside assistance plans
  • The average savings for patrons of each company are very similar
  • The best way for you to decide which company is best is to compare rates based on your specific information

Which company is better for car insurance: Allstate or AAA?

Enter your zip code above for access to car insurance rates from multiple companies today!

There are countless auto insurance companies to choose from, but you want to make sure you know all the facts about a company before you make any decisions.

Allstate & AAA Details

Allstate and AAA offer similar options, but the type of insurances and rates vary. AAA was founded in Chicago Illinois in 1902. Allstate came about in 1931. Both have been around since before World War II. They both provide services that include: Roadside Assistance, Theft Protection, Travel Accident Coverage, Medical Payments, Collision Damage Waiver or Loss Control, Uninsured Motorist Bodily Injury Liability, Underinsured Motorists Bodily Injury Liability and Personal Umbrella Liability. They also offer most services through their mobile app

The Allstate Super Bowl is one of the sporting events they sponsor.

They also own 15 companies in the United States and Canada.

AAA has International affiliates and has 69 individual clubs that provide emergency road assistance to all of their members, along with towing services.

Allstate offers:

  • Business Insurance
  • Homeowners Insurance
  • Auto Insurance
  • Life Insurance
  • Banking Services
  • Investment Products and Retirement Insurance
  • Fire Insurance
  • Emergency roadside service including fuel delivery services, flat tire services including flat-tire changes, battery service, lockout service, and towing to the nearest repair facility

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

AAA offers basic roadside assistance services with a AAA membership but also so much more:

  • Auto Insurance
  • Emergency Roadside Assistance benefit including gas delivery, flat tire repairs, battery service, and locksmith service
  • Towing Services
  • Life Insurance
  • Homeowners Insurance

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

International Presence

AAA International affiliates are located in Europe, with European clubs, as well as AA United Kingdom, ANWB Netherlands, ACI Italy, RACE Spain, OAMTC Austria TCS Switzerland, and ADAC Germany.

Allstate and AAA base insurance rates on the same information, such as social security number, license number, personal address and phone number.

You will also have to go through a process where they check your driving history to see how many points are on your license through a Motor Vehicle Record (MVR) search.

How do Allstate & AAA car insurance costs compare?

You can save an average of up to $396 a year if you select Allstate while AAA boasts an average of $407 in savings on auto insurance policies.

What AAA & Allstate insurance products are offered?

Aside from auto insurance coverage, Allstate offers several other products and services. Even though AAA only offers road assistance, life insurance, and their homeowners insurance policy, they also have some great membership benefits when you become a member, such as:

  • Discounts on dining, entertainment, and shopping
  • Discounts on vacation deals such as cruises and local events
  • Umbrella Insurance
  • Boats and Watercraft Coverage

Are you searching for car insurance? Enter your zip code to start comparison shopping for car insurance now!

References:

  1. https://www.allstate.com/
  2. https://www.aaa.com
  3. https://www.allstate.com/tools-and-resources/home-insurance/fire-insurance-coverage.aspx
  4. https://www.theaa.com/
  5. https://www.wikihow.com/Check-Your-Driving-Record-Online

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption