Allstate Drivewise Review: Compare Rates, Discounts, & Requirements [2024]

Save up to 40% on your car insurance bill by monitoring your driving habits with the Allstate Drivewise program. Learn how the program works and how you can save the most on your car insurance rates.

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Zach Fagiano

Insurance & Finance Analyst

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Insurance & Finance Analyst

Brandon Frady

Licensed Insurance Agent

Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...

Licensed Insurance Agent

UPDATED: Dec 18, 2023

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Company Details
Address: 2775 Sanders Road
City: Northbrook
State: IL
ZIP Code: 60062
Phone Number: 847-402-5000
Year Founded: 1931
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

The Allstate Drivewise Program is an app that monitors your driving habits and syncs with your vehicle’s infotainment system and internal sensors. You can get a reward just for signing up, and after that, you can get a policy credit every six months if you display consistently good driving habits. Read this Allstate Drivewise review to learn about the program’s features, how it works, and other details.

What is Allstate Drivewise?

With the Allstate Drivewise Program, participating drivers can save 40% or more on their monthly insurance bills if they maintain a good driving record through the app. This program has several features.

Earning Points

When you start the Drivewise Program or purchase one of Allstate’s Milewise usage-based insurance policies, the company grants you 10,000 points. You can get another 5,000 points just for activating your account on Allstate Rewards.

The Opportunity to Get Feedback on Your Driving and Additional Points

The Drivewise app also gives feedback on your driving performance and habits, helping you improve your driving skills. 

When you complete safe driving challenges, you can earn more points. You can get 200 points for making 10 safe trips without exceeding the speed limit or braking hard. Avoiding sudden braking for three days can get you another 200 points, and you can get an additional 200 points for avoiding high speeds for three days. 

You can also gain points by driving during times of day when the roads are safest in your area. Your Drivewise app will inform you when the safest times are after you turn on location tracking in the options. To earn points when you’re not driving, you can redeem promotional codes from Allstate Rewards surveys, promotions, and emails.

Crash Detection

The Allstate Drivewise app includes a crash detection feature as well. In the event of a collision, the app will give you the option to call for emergency aid, summon roadside assistance, and start filing a related claim. Other people in your household that are covered by your Allstate insurance policy can also create a Drivewise account and refine their driving through its features.

A Convenient Dashboard

Once you have the app, you can use your Allstate Drivewise login to see how many points you’ve earned so far, get personalized feedback, and see how much you use your phone while behind the wheel. Drivewise is compatible with Android and Apple smartphones.

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How are my Drivewise savings calculated?

Every time you take a trip with your Drivewise app active, it records your driving habits. After earning points through safe driving, you can redeem them for any of the following:

  • Daily deals
  • Gift cards
  • Sweepstake entries
  • Merchandise
  • Travel tickets
  • Insurance savings

To get the most out of program participation, keep location tracking and app functionality on at all times. If you drive without the app active, your trip won’t count towards your challenge completions or help you earn points.

Can Allstate Drivewise Program participation make my bill go up?

Even if you occasionally speed or violate other traffic laws, Allstate’s Drivewise Program won’t punish you for these habits. Instead, you can save just by using the app to improve your driving.

What information does the app collect?

The Drivewise application collects information about:

  • Driver acceleration and deceleration
  • The times of day when your trips usually take place
  • Your braking habits
  • The average distance you drive per hour
  • Sudden increases or decreases in speed
  • Your location

Different states allow different levels of data collection through these kinds of application-based programs, so it’s a good idea to check your local laws for details. Allstate discloses all forms of data it receives, and the company values your personal data and privacy. It won’t share your information without your state’s legal permission.

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Final Thoughts About the Allstate Drivewise Program

With the Allstate Drivewise Program, participating has many benefits, and there are no potential penalties. The app can distinguish between drivers and passengers, so you won’t lose the chance for points because of someone else’s driving behavior.

Frequently Asked Questions

What is Allstate Drivewise?

Allstate Drivewise is a program that allows drivers to monitor their driving habits through an app and potentially save up to 40% on their car insurance rates.

How can I earn points with Allstate Drivewise?

You can earn points by signing up for the program, activating your account on Allstate Rewards, completing safe driving challenges, driving during safe times of the day, and redeeming promotional codes.

Does participating in the Allstate Drivewise Program increase my insurance bill?

No, participating in the Allstate Drivewise Program does not result in a higher insurance bill. The program focuses on rewarding safe driving habits.

What information does the Drivewise app collect?

The Drivewise app collects information about your driving habits, such as speed, braking, and phone usage. The data collected may vary based on local laws and regulations.

Are there any penalties for someone else’s driving behavior while using the Drivewise app?

No, the Drivewise app can distinguish between drivers and passengers, so you won’t be penalized for someone else’s driving behavior. Your points are based on your own driving habits.

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