Allstate Drivewise Program Review (2022)

Save up to 40% on your car insurance bill by monitoring your driving habits with the Allstate Drivewise program. Learn how the program works and how you can save the most on your car insurance rates.

UPDATED: Oct 20, 2022Fact Checked

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Oct 20, 2022

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Company Details
Address: 2775 Sanders Road
City: Northbrook
State: IL
ZIP Code: 60062
Phone Number: 847-402-5000
Year Founded: 1931
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

The Allstate Drivewise Program is an app that monitors your driving habits and syncs with your vehicle’s infotainment system and internal sensors. You can get a reward just for signing up, and after that, you can get a policy credit every six months if you display consistently good driving habits. Read this Allstate Drivewise review to learn about the program’s features, how it works, and other details.

What is Allstate Drivewise?

With the Allstate Drivewise Program, participating drivers can save 40% or more on their monthly insurance bills if they maintain a good driving record through the app. This program has several features.

Earning Points

When you start the Drivewise Program or purchase one of Allstate’s Milewise usage-based insurance policies, the company grants you 10,000 points. You can get another 5,000 points just for activating your account on Allstate Rewards.

The Opportunity to Get Feedback on Your Driving and Additional Points

The Drivewise app also gives feedback on your driving performance and habits, helping you improve your driving skills. 

When you complete safe driving challenges, you can earn more points. You can get 200 points for making 10 safe trips without exceeding the speed limit or braking hard. Avoiding sudden braking for three days can get you another 200 points, and you can get an additional 200 points for avoiding high speeds for three days. 

You can also gain points by driving during times of day when the roads are safest in your area. Your Drivewise app will inform you when the safest times are after you turn on location tracking in the options. To earn points when you’re not driving, you can redeem promotional codes from Allstate Rewards surveys, promotions, and emails.

Crash Detection

The Allstate Drivewise app includes a crash detection feature as well. In the event of a collision, the app will give you the option to call for emergency aid, summon roadside assistance, and start filing a related claim. Other people in your household that are covered by your Allstate insurance policy can also create a Drivewise account and refine their driving through its features.

A Convenient Dashboard

Once you have the app, you can use your Allstate Drivewise login to see how many points you’ve earned so far, get personalized feedback, and see how much you use your phone while behind the wheel. Drivewise is compatible with Android and Apple smartphones.

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How are my Drivewise savings calculated?

Every time you take a trip with your Drivewise app active, it records your driving habits. After earning points through safe driving, you can redeem them for any of the following:

  • Daily deals
  • Gift cards
  • Sweepstake entries
  • Merchandise
  • Travel tickets
  • Insurance savings

To get the most out of program participation, keep location tracking and app functionality on at all times. If you drive without the app active, your trip won’t count towards your challenge completions or help you earn points.

Can Allstate Drivewise Program participation make my bill go up?

Even if you occasionally speed or violate other traffic laws, Allstate’s Drivewise Program won’t punish you for these habits. Instead, you can save just by using the app to improve your driving.

What information does the app collect?

The Drivewise application collects information about:

  • Driver acceleration and deceleration
  • The times of day when your trips usually take place
  • Your braking habits
  • The average distance you drive per hour
  • Sudden increases or decreases in speed
  • Your location

Different states allow different levels of data collection through these kinds of application-based programs, so it’s a good idea to check your local laws for details. Allstate discloses all forms of data it receives, and the company values your personal data and privacy. It won’t share your information without your state’s legal permission.

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Final Thoughts About the Allstate Drivewise Program

With the Allstate Drivewise Program, participating has many benefits, and there are no potential penalties. The app can distinguish between drivers and passengers, so you won’t lose the chance for points because of someone else’s driving behavior.

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