American Standard Car Insurance Review [2023]

American Standard car insurance offers insurance to Florida residents only. Enter your ZIP code below to compare quotes from insurance companies.

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Laura Berry

Former Licensed Insurance Producer

Laura Berry has experience as a licensed producer selling life, health, and property insurance coverage for both Allstate and State Farm. She has dedicated many hours to helping her clients understand the insurance marketplace so they could find the best car, home, and life insurance products for their circumstances. While she currently helps businesses take advantage of the federal R&D tax...

Former Licensed Insurance Producer

Joel Ohman

Founder & CFP®

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Founder & CFP®

UPDATED: Jun 22, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • American Standard represents several companies for insurance
  • American Standard provides quotes for companies like Progressive and Liberty Mutual
  • American Standard only serves the state of Florida
  • American Standard is limited according to their insurance agent licensing

American Standard Insurance Group, Inc. is an independent insurance company that provides insurance solutions in Florida. American Standard has one office located in the Orlando area.

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What is there to know about American Standard Insurance Company?

As an independent insurance agency, American Standard doesn’t represent a single company for insurance, but rather multiple companies.

The good news is that you can get quotes from many car insurance companies; the bad news is that you are limited to the companies that the agents with American Standard are licensed to sell. Still, it can be looked at as a benefit that you have independent agents to help you through the process, even if there are limits.

If you don’t wish to work with customer service, you can always compare insurance providers online. When you use a free quote tool service, you aren’t limited by the licensing of an agent because the tool is directing you to an agent.

This means that you will see quotes from insurance companies that offer you the best price rather than limited choices. This could lead to additional discounts that may not appear if you’re only able to view certain companies, or higher monthly payments.

That being said, some of the companies American Standard works with are:

  • Travelers
  • Progressive
  • Liberty Mutual
  • Safeco
  • Assurant
  • Mercury
  • The Hartford
  • Prepared

Because American Standard Insurance Group isn’t an insurance company, they don’t actually underwrite the insurance policies that they write. This means that it doesn’t matter what their financial standing is, because you aren’t purchasing insurance from them directly.

Unlike auto insurance companies that write their policies directly, American Standard won’t show any losses. They may have complaints against the way they handle their customer service, but that would be considered a separate issue.

If you are looking for car insurance, then there are two things that you will want to consider before choosing American Standard.

First of all, they only serve Florida, although they do sell insurance products throughout the entire state. The second thing to consider is that they are limited by their insurance agent licensing.

When you’re searching for insurance, the best thing that you can do for yourself is to look at numerous businesses and what customer reviews are saying about them. The insurance industry is vast; if you decide you need help finding an auto policy, that’s when a company such as American Standard would come in handy.

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Frequently Asked Questions

Does American Standard Insurance offer coverage nationwide?

No, American Standard Insurance only provides insurance solutions in Florida.

Is American Standard Insurance an independent insurance agency?

Yes, American Standard Insurance is an independent insurance agency that represents multiple insurance companies.

Can I compare quotes from various insurance companies through American Standard Insurance?

American Standard Insurance agents are licensed to sell insurance from specific companies. However, using an online quote tool can provide you with quotes from multiple companies.

Does American Standard Insurance underwrite the insurance policies themselves?

No, American Standard Insurance Group does not underwrite the insurance policies they sell. They work with other insurance companies to provide coverage.

What should I consider before choosing American Standard Insurance?

Consider that American Standard Insurance serves only Florida residents and is limited by the insurance companies their agents are licensed to sell. It’s important to compare multiple insurance companies and read customer reviews when choosing auto insurance coverage.

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