American Interstate Car Insurance Review [2022]

American Interstate car insurance is not offered by American Interstate. The company is owned by Amerisafe, a workers' comp group. Use our free tool below to compare car insurance quotes.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 13321 California Street Suite 310
City: Omaha
State: NE
ZIP Code: 68154
Phone Number: 800-256-9052
Year Founded: 1986
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • American Interstate Insurance Company does not offer car insurance coverage
  • The company is owned by Amerisafe, a workers’ comp insurance company
  • When you are looking for car insurance, check different rating websites to learn the financial status of a company

American Interstate, rather than offering car insurance coverage, is actually owned by Amerisafe which is a workers’ comp insurance company.

Amerisafe was founded in 1986 as a worker’s comp option for men and women in the logging industry. Today they cover high-risk companies and their employees in more than 30 states. It’s always refreshing to learn that an employer has terms set up for their employees to protect them in the event of an issue arising.

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If not American Interstate, who should you look towards for car insurance?

While there is sufficient evidence that American Interstate doesn’t offer car insurance, that doesn’t mean that you should give up your search. You can put your faith in any other provider that is out there, but only after you take action to figure out if they’re going to be a good fit for you.

Choosing the right car insurance company is very important. When it comes time to make a claim, you don’t want to get the run around from your insurance company, nor do you want to be making higher than average payments. Insurers don’t want this either, because if there’s evidence of them not living up to the standards they’re saying they uphold, more than one policy holder may file a complaint, which could be devastating to their brand.

This is why it’s important to focus on the provider as a whole when you’re attempting to get an insurance policy. The financial stability of the company is a very important part of determining who your insurance company will be, because a stable company is more likely to pay their claims. Plus, the policy benefits that you obtain may be even richer in protection if they know it’s something that they can handle.

To find out how stable a car insurance company is that you are considering, you should check out A.M. BestMoody’s or Standard and Poor’s. Gather as much substantial evidence as you can on whether or not the company you’re interested in is going to be able to make future payments to you should you need them. If they aren’t a strong company, you could have a genuine issue when you go to file a claim and they’re unable to assist.

There are a couple of other rating companies, but these are the three most prominent. You can sign up for an account for free to view insurance company information. You can also review any customer complaints that exist, to get a better understanding of where they may have fault. Just keep in mind the nature of complaints – if a person is unhappy and is taking it out on a company their complaint may be baseless.

Amerisafe has an A.M. Best rating of A, which is an excellent rating.

Their future outlook is positive, which means–based on their current finances–they should continue to pay their bills and their claims. You shouldn’t run into any legal issues down the road with them attempting to back out of the process.

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