MetLife is an insurance company that is based out of Philadelphia, Pennsylvania. This article will discuss MetLife Insurance and what it offers in terms of insurance products. It also will talk about any discounts that may be offered through MetLife that would help save you money on your car insurance premium rates.
MetLife has been offering insurance products to individuals and businesses for more than 140 years. For individuals, MetLife offers not only car insurance but also life insurance, disability income insurance, home insurance, long-term care insurance, and dental insurance.
For businesses, MetLife offers benefit programs for employees as well as financing such as agricultural investments, real estate investments, and private placements. MetLife also offers funding for retirement and benefits.
The Car Insurance Coverage offered by MetLife
MetLife offers car insurance that helps cover you in many different circumstances. Some car insurance companies just offer the basic coverage, which includes collision and liability coverage. MetLife offers Auto Advantage, which gives you more benefits and complete coverage.
The coverage that is available through Auto Advantage include liability protection, comprehensive and collision coverage, underinsured/ uninsured motorist, personal injury protection and medical payments coverage, enhanced rental car, and full replacement costs.
Safe Driving Discounts from MetLife
MetLife offers discounts and rewards for safe drivers. If you have completed an eligible driver safety course you can earn a discount of up to 7% off your premium. This also includes online and home study courses in some states.
You can save up to 12% if every driver in your house has a great driving record. If you have been accident- and claim-free for five years you can save up to 20%.
MetLife also has the Deductible Savings Benefit, which allows you to earn a credit of $50 towards your deductible for every year that passes in which you don’t have a loss. This can build to a maximum of $250.
Make It Easy on Yourself and Combine Your Insurance Policies
You can receive discounts for insuring multiple products or policies with MetLife. If you combine your car and homeowners insurance, you will receive a discount of ten percent. If you combine car and life insurance, you will save five percent. For other multi-product discounts, contact a MetLife representative.
Young Drivers Can Get Discounts for Good Grades
Certain young drivers may be eligible for discounts through MetLife.
College and high school students may be eligible for a discount of up to 15% with a qualifying grade point average.
Another benefit of being insured with MetLife is that you can download a free brochure that was created for guardians and parents on how to teach your teenager to drive. This is especially beneficial for those individuals who have to complete supervised drives with the new driver in their family.
Vehicle Safety Features May Lead to Further Discounts
Some insurance companies offer discounts for certain features on your vehicle. Some will have discounts if you have anti-theft features on your car, such as burglar alarms, recovery devices, and disabling devices.
Other companies offer discounts for safety features such as anti-lock brakes, airbags, and seat belts. Check with your MetLife agent to see if there is anything similar offered by MetLife Insurance to help you save money on eligible features on your vehicle.
Find out If MetLife Offers Loyalty Discounts
Some insurance companies will give you a discount if you have insured with the company for a certain period of time. Insurance companies understand that it is easier to keep a current customer than find new ones, so some will reward customers that stay with the company in the form of loyalty discounts. Talk to your MetLife representative to see if the company offers the same or similar benefits.
MetLife Group Discounts
Some insurance companies offer discounts to certain groups or organizations. These groups, employers, or professional organizations will sign up as affiliates with the insurance company to offer benefits to their employees or members.
These benefits are available in the form of discounts for the members, and the insurance company benefits because more people are exposed to their products.
Speak with your representative to see if MetLife offers any kind of affiliate program.
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