Best BMW Z3 Auto Insurance Rates 2021

The price of car insurance for the BMW Z3 depends on a lot of factors. Among the things that can impact your BMW Z3 car insurance rates are your driving history and where you live. Of course, the purchase price of the BMW Z3 also affects car insurance rates, and that depends on trim level and options.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Dec 17, 2021

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Things to Remember

  • Safety features of the BMW Z3 can earn you a car insurance discount
  • The cost of insurance for a BMW Z3 depends on the trim level
  • Crash test ratings have an impact on BMW Z3 auto insurance rates

If you’re looking to buy a BMW Z3, you will want to know the details first. We’ve put together information on insurance for the BMW Z3 to help you get an idea of costs. We’ve also gathered other cost information, including how much a BMW Z3 will run you.

Read on to learn all about the BMW Z3 including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new BMW Z3 with confidence.

To see fast, free BMW Z3 insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal BMW Z3 insurance rate from top companies right away.

Are vehicles like the BMW Z3 expensive to insure?

Take a look at how insurance rates for similar models to the BMW Z3 look. These insurance rates for other convertibles like the Infiniti Q60 Convertible, Mercedes-Benz SLC 300, and Toyota MR2 Spyder give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the BMW Z3

Vehicle Comprehensive Collision Liability Total
Mercedes-Benz SL 450 $482 $922 $398 $1,960
BMW Z4 $332 $612 $364 $1,444
Buick Cascada $332 $656 $398 $1,544
BMW M6 $520 $1,130 $450 $2,280
Mercedes-Benz SLC 300 $432 $804 $398 $1,792
Volkswagen Eos $298 $530 $430 $1,416
MINI Convertible $294 $536 $264 $1,204

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What impacts the cost of BMW Z3 insurance?

The average annual rate for the BMW Z3 is just that, an average. Your insurance rates for a BMW Z3 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW Z3.

Ways to Save on BMW Z3 Insurance

There are several ways you can save even more on your BMW Z3 car insurance rates. Take a look at the following five tips:

  • Ask about welcome discounts
  • Don’t assume your BMW Z3 is cheaper to insure than another vehicle. Compare. Compare. Compare.
  • Use an accurate job title when requesting BMW Z3 auto insurance
  • Consider renting a car instead of buying a second BMW Z3
  • Tell your insurer how you use your BMW Z3

Top BMW Z3 Insurance Companies

Several insurance companies offer competitive rates for the BMW Z3 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW Z3 drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free BMW Z3 Insurance Quotes Online

Save money by comparing BMW Z3 insurance rates with free quotes online now.

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