What Is Covered by Your Car Insurance

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Will my car insurance go up if I hit a deer with my car?

No matter how safe a driver you are, a deer can hop onto the road without warning. Unfortunately, if you hit a deer with your car, there’s a chance your insurance rates could increase. Luckily, your rates shouldn’t go up by much. Most insurers consider hitting a deer a random event, so your rates might...

No matter how safe a driver you are, a deer can hop onto the...

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Is falling asleep at the wheel covered by car insurance?

Like most people, you have probably experienced drowsiness while driving at least once. You may be wondering whether your insurance protects you if you fall asleep at the wheel. Most liability and collision policies can cover the cost of damages, but you could still face significant financial, legal, and potentially criminal repercussions based on the...

Like most people, you have probably experienced drowsiness w...

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Is a clutch covered by insurance?

Getting a new clutch can be difficult, especially if the reason your clutch is failing isn’t directly because of an accident. Generally, you’ll have to pay for a new clutch out of pocket unless it’s covered by a warranty. This warranty typically only applies if the clutch is defective, as most warranties will not cover...

Getting a new clutch can be difficult, especially if the rea...

Young mechanic over open car smiling at camera while doing repairs.Post

Are car insurance inspections required?

State car insurance requirements are all different. Some states ask for auto and general vehicle inspections for specific reasons. Car insurance inspections are valuable as they reduce the number of accidents that occur due to poorly maintained cars, which reduces car insurance claims. However, some states don’t require auto inspections before getting car insurance. Read...

State car insurance requirements are all different. Some sta...

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Does car insurance cover road debris?

As a driver, you are always faced with potential perils while you are behind the wheel. Think about everything that is happening around you as you are driving down a busy highway. You have cars all around you: to the left, to the right, in front, behind. You have the potential for objects to be...

As a driver, you are always faced with potential perils whil...

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Does car insurance cover air conditioning?

If your air conditioning breaks on your car, you will eventually need to get it repaired. The cost of the repairs can be expensive depending on the level of damage. Your first thought might be to file a claim with your car insurance. Unfortunately, insurance will often reject such claims because a typical air conditioning...

If your air conditioning breaks on your car, you will eventu...

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Broken Windshield Car Insurance: Is a broken car window covered by car insurance?

Windshield repairs and replacements are the most common car repairs that are performed today. How much does it cost to fix a broken car window? Since a single windshield can cost anywhere from $185 to $1,000, depending on the model of the car, it begs the question: Is a broken car window covered by my...

Windshield repairs and replacements are the most common car ...

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Will car insurance cover a bad engine? (Coverage Options)

If an engine blows out on you, know that — at best — a used engine is $3,000. That blows right through the vacation fund, doesn’t it? The fair question to ask now is, can my insurance help me out here? Does insurance cover engine replacement or will insurance cover blown engines? Whether your car...

If an engine blows out on you, know that — at best — a u...

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Are all drivers in one home covered under one car insurance policy?

Are you looking for car insurance for two drivers with one car? Do you find yourself asking, can I get auto insurance for two cars on one policy? What is the difference between multi-driver and multi-car insurance? Don’t worry, we’ve got answers to those questions and more. First, are all drivers in one home covered...

Are you looking for car insurance for two drivers with one c...

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Are tire blowouts covered by insurance? (And what about tire warranties?)

Aside from a car collision, having your tire blow out is one of the scariest things that can happen to you behind the wheel. It occurs unexpectedly with a loud popping sound and can cause you to lose control of your vehicle. If this happens to you, it’s worth knowing what you can do. Will...

Aside from a car collision, having your tire blow out is one...

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Does Car Insurance Cover Non-Accident Repairs?

Does Car Insurance Cover Non-Accident Repairs? Insuring your car isn’t only a legal requirement — it can also save you thousands of dollars in medical and property damage costs from accidents. But does car insurance cover non-accident repairs?  Car insurance is a broad term that refers to multiple types of coverage. Depending on how wide...

Does Car Insurance Cover Non-Accident Repairs? Insuring your...

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Will car insurance cover towing?

Whether car insurance covers towing costs after a car accident depends on the type of insurance coverage you have. Many people think towing insurance as a standard policy inclusion. It is possible that it may not be part of your insurance package. If you are not sure, it is a good idea to either read your...

Whether car insurance covers towing costs after a car a...

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Do Car Insurance Companies Cover Performance Parts?

The question of whether or not car insurance companies will cover performance parts relies very heavily on individual state regulations and the insurance policies of the drivers involved. This article will attempt to clarify some of the common factors that determine whether or not performance parts will be covered by your insurance company. Examples of performance parts include...

The question of whether or not car insurance companies wil...

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Will my car insurance cover the theft of items from my car?

Does liability insurance cover theft? No, it doesn’t, but comprehensive coverage may. It all depends on your policy. If you have any goods or personal property stolen from your car, don’t count on your car insurance company to pay for their replacement. Car insurance policies are not intended to provide coverage for personal property in...

Does liability insurance cover theft? No, it doesn’t, ...

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Catalytic Converter Theft: What To Know About Insurance Coverage

In 2020, car thefts in the United States have increased by 10%, and catalytic converter thefts have increased by approximately 400%. Supply chain issues have made catalytic converters even more valuable than in the past, making them a prime target for thieves looking for a profit. Fortunately, your car insurance policy may compensate the replacement...

In 2020, car thefts in the United States have increased by 1...

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Does car insurance cover a hydrolocked engine?

Will My Car Insurance Cover A Hydrolocked Engine? Driving during heavy precipitation or wet conditions with excess water on the roads can lead to a hydrolocked engine. Hydrolocking could render the engine completely useless. If you can file an insurance claim, it will help you to get the repairs without having to pay out-of-pocket. Not...

Will My Car Insurance Cover A Hydrolocked Engine? Driving du...

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Does car insurance cover bullet holes? [Comprehensive Guide]

If you have bullet holes in your car, you will want to schedule repairs as soon as possible. Depending on the severity of the bullet holes, you might have the following: a damaged frame broken windows engine damage other damage The first question to ask is does car insurance cover bullet holes? The answer is...

If you have bullet holes in your car, you will want to sched...

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Does auto insurance cover water leaks?

Accidents happen, such as tree branches falling on windows, cracking them, and exposing the car to rain damage. Does insurance cover water leaks in your car? What if you accidentally leave the windows open and a storm comes? Read on to gain more insight into when auto insurance helps with water leaks. Will car insurance pay...

Accidents happen, such as tree branches falling on windows, ...

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Does car insurance cover side mirror repair?

Side mirrors are essential for seeing what’s beside and behind you while driving. Since they stick out, they’re more vulnerable to damage than many other parts of your vehicle. In some cases, car insurance pays for side mirror repair. However, the coverage you get can depend on the policy you purchase, and you may need...

Side mirrors are essential for seeing what’s beside and be...

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Is using the wrong fuel in your car covered by insurance?

Using the wrong fuel in a vehicle is more common than most people think. Nearly 150,000 drivers add the wrong fuel to their cars and trucks every year. But what happens if your vehicle sustains damage because you’ve added the wrong fuel? Does car insurance cover misfuelling? While it depends on your car insurance coverage,...

Using the wrong fuel in a vehicle is more common than most p...

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