What Is Covered by Your Car Insurance

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Young mechanic over open car smiling at camera while doing repairs.Post

Are car insurance inspections required?

State car insurance requirements are all different. Some states ask for auto and general vehicle inspections for specific reasons. Car insurance inspections are valuable as they reduce the number of accidents that occur due to poorly maintained cars, which reduces car insurance claims. However, some states don’t require auto inspections before getting car insurance. Read...

State car insurance requirements are all different. Some sta...

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Does car insurance cover road debris?

As a driver, you are always faced with potential perils while you are behind the wheel. Think about everything that is happening around you as you are driving down a busy highway. You have cars all around you: to the left, to the right, in front, behind. You have the potential for objects to be...

As a driver, you are always faced with potential perils whil...

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Does car insurance cover air conditioning?

If your air conditioning breaks on your car, you will eventually need to get it repaired. The cost of the repairs can be expensive depending on the level of damage. Your first thought might be to file a claim with your car insurance. Unfortunately, insurance will often reject such claims because a typical air conditioning...

If your air conditioning breaks on your car, you will eventu...

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Broken Windshield Car Insurance: Is a broken car window covered by car insurance?

Windshield repairs and replacements are the most common car repairs that are performed today. How much does it cost to fix a broken car window? Since a single windshield can cost anywhere from $185 to $1,000, depending on the model of the car, it begs the question: Is a broken car window covered by my...

Windshield repairs and replacements are the most common car ...

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Will car insurance cover a bad engine? (Coverage Options)

If an engine blows out on you, know that — at best — a used engine is $3,000. That blows right through the vacation fund, doesn’t it? The fair question to ask now is, can my insurance help me out here? Does insurance cover engine replacement or will insurance cover blown engines? Whether your car...

If an engine blows out on you, know that — at best — a u...

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Are all drivers in one home covered under one car insurance policy?

Are you looking for car insurance for two drivers with one car? Do you find yourself asking, can I get auto insurance for two cars on one policy? What is the difference between multi-driver and multi-car insurance? Don’t worry, we’ve got answers to those questions and more. First, are all drivers in one home covered...

Are you looking for car insurance for two drivers with one c...

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Are tire blowouts covered by insurance? (And what about tire warranties?)

If you’re driving and one of your tires blows out, it can be a scary and dangerous situation. The question is, are tire blowouts covered by insurance? Or do tire warranties cover blowouts? Whether it’s considered to be a car accident and covered by your car insurance policy depends on a number of different factors....

If you’re driving and one of your tires blows out, it ...

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Does Car Insurance Cover Non-Accident Repairs?

Does Car Insurance Cover Non-Accident Repairs? Insuring your car isn’t only a legal requirement — it can also save you thousands of dollars in medical and property damage costs from accidents. But does car insurance cover non-accident repairs?  Car insurance is a broad term that refers to multiple types of coverage. Depending on how wide...

Does Car Insurance Cover Non-Accident Repairs? Insuring your...

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Will car insurance cover towing?

Whether car insurance covers towing costs after a car accident depends on the type of insurance coverage you have. Many people think towing insurance as a standard policy inclusion. It is possible that it may not be part of your insurance package. If you are not sure, it is a good idea to either read your...

Whether car insurance covers towing costs after a car accid...

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Do Car Insurance Companies Cover Performance Parts?

The question of whether or not car insurance companies will cover performance parts relies very heavily on individual state regulations and the insurance policies of the drivers involved. This article will attempt to clarify some of the common factors that determine whether or not performance parts will be covered by your insurance company. Examples of performance parts include...

The question of whether or not car insurance companies wil...

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Will my car insurance cover the theft of items from my car?

Does liability insurance cover theft? No, it doesn’t, but comprehensive coverage may. It all depends on your policy. If you have any goods or personal property stolen from your car, don’t count on your car insurance company to pay for their replacement. Car insurance policies are not intended to provide coverage for personal property in...

Does liability insurance cover theft? No, it doesn’t, ...

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Catalytic Converter Theft: What To Know About Insurance Coverage

In 2020, car thefts in the United States have increased by 10%, and catalytic converter thefts have increased by approximately 400%. Supply chain issues have made catalytic converters even more valuable than in the past, making them a prime target for thieves looking for a profit. Fortunately, your car insurance policy may compensate the replacement...

In 2020, car thefts in the United States have increased by 1...

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Is a clutch covered by insurance?

Clutch damage is relatively common in manual transmission cars. Particularly when you do a lot of driving, updating the clutch at some point or another will be necessary. The cost might be covered by auto insurance, though it will depend on how the damage occurred. There’s a big difference between wear and tear of the...

Clutch damage is relatively common in manual transmission ca...

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Does car insurance cover a hydrolocked engine?

Will My Car Insurance Cover A Hydrolocked Engine? Driving during heavy precipitation or wet conditions with excess water on the roads can lead to a hydrolocked engine. Hydrolocking could render the engine completely useless. If you can file an insurance claim, it will help you to get the repairs without having to pay out-of-pocket. Not...

Will My Car Insurance Cover A Hydrolocked Engine? Driving du...

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Does car insurance cover bullet holes? [Comprehensive Guide]

If you have bullet holes in your car, you will want to schedule repairs as soon as possible. Depending on the severity of the bullet holes, you might have the following: a damaged frame broken windows engine damage other damage The first question to ask is does car insurance cover bullet holes? The answer is...

If you have bullet holes in your car, you will want to sched...

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Does auto insurance cover water leaks?

Your car might be built to withstand the sun, the wind, and everything the open highway might throw at it, but it’s not invincible. While moderate levels of rain won’t do much harm to your vehicle, heavy storms can wreak havoc and cause water damage to your vehicle’s interior and mechanical components under the hood....

Your car might be built to withstand the sun, the wind, and ...

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Is falling asleep at the wheel covered by car insurance?

Driving comes with risks. Sometimes, the reason can be something as unexpected as falling asleep at the wheel. We have put together this guide to help you understand your car insurance policy and what might happen if you fell asleep while driving. If you have questions like, does sleep apnea affect your car insurance? You’re...

Driving comes with risks. Sometimes, the reason can be somet...

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Does car insurance cover a side mirror?

A side mirror is an important component when it comes to your visibility on the road. If it gets damaged or broken off, you will want to get it repaired/replaced immediately in order to be a safe driver. Side mirrors protrude out from the side of the car, so they are easily broken off when...

A side mirror is an important component when it comes to you...

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Is using the wrong fuel in your car covered by insurance?

Using the wrong fuel in a vehicle is more common than most people think. Nearly 150,000 drivers add the wrong fuel to their cars and trucks every year. But what happens if your vehicle sustains damage because you’ve added the wrong fuel? Does car insurance cover misfuelling? While it depends on your car insurance coverage,...

Using the wrong fuel in a vehicle is more common than most p...

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Does car insurance pay for paint jobs?

A vehicle’s cosmetic condition can say a lot about how you maintain it. If your paint job is dull and lackluster, the car isn’t going to catch the eye of your neighbors or your acquaintances. It’s even worse if you have deep scrapes or large chipping areas that only get worse. Unfortunately, your auto insurance...

A vehicle’s cosmetic condition can say a lot about how...

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