Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Oct 7, 2020

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • 21st Century is available in all 50 states
  • Customers appreciate 21st Century’s premiums and overall coverage prices
  • The company is rated poorly in areas of overall satisfaction, policy offerings, claims processing, and customer service

Read this 21st Century Car Insurance review to decide if you should buy a 21st Century auto insurance policy. No matter what you decide, make sure you enter your zip into our free tool to compare car insurance rates from many different car insurance companies today!

Table of Contents

21st Century Car Insurance Availability

21st Century Car Insurance is available in all 50 states. However, it can only be purchased online in some of those states. Entering the zip code for location that the insurance will be needed will provide the appropriate information.

Although identity theft restoration service is listed as an advantage included for no additional cost, it is not available in the state of New York.

For consumers in this state who want this as a part of their insurance package, they will need to look elsewhere.

This company is a subsidiary of AIG. As a result, the locations in each state are often AIG offices that can provide underwriting services for these insurance policies.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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21st Century Car Insurance Details

The key benefits in the 21st Century auto policies are 24-hour emergency roadside assistance, and emergency travel and medical assistance.

The prices are comparable to other discounted auto insurance policies.

Their web site makes it easy to get quotes that are based on zip code. It also makes recommendations for coverage so that individuals researching quotes can conduct accurate comparisons when shopping for rates and benefits.

Sites that present provider ratings, such as J.D. Power, show that the premium and pricing are the highest rated factors.

Areas such as overall satisfaction, policy offerings, claims processing, and customer service do not meet the standards for many customers.

The 21st Century Insurance Experience

Each consumer’s needs are unique. Some will need higher service levels than others. It is important to read the fine print in the quote before selecting a company. Comparing the details point-by-point instead of focusing on the rate is recommended.

Many customers have found that their policy does not cover areas they assumed it would, and the lack of informative customer services in the event of a claim has been rated as poor. Contacting a 21st Century auto insurance agent via telephone will provide the best indication of whether 21st Century insurance is the right choice for car insurance.

Enter your zip to compare quotes from top companies for car insurance today!