American Road Car Insurance Review [2023]

American Road car insurance is a Michigan-based subsidiary of the Ford Motor Credit Company. American Road has assets in excess of $590 million.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Laura Berry

Former Licensed Insurance Producer

Laura Berry has experience as a licensed producer selling life, health, and property insurance coverage for both Allstate and State Farm. She has dedicated many hours to helping her clients understand the insurance marketplace so they could find the best car, home, and life insurance products for their circumstances. While she currently helps businesses take advantage of the federal R&D tax...

Former Licensed Insurance Producer

Joel Ohman

Founder & CFP®

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Founder & CFP®

UPDATED: Oct 20, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • American Road Insurance is based out of Dearborn, Michigan
  • American Road offers several types of insurance services including physical damage and liability reinsurance
  • Research about American Road may be difficult to do because there is no official company website

Who are they as a company?

The American Road Car Insurance Company is a Michigan-based stock company incorporated in December of 1959.

American Road Insurance operates out of the 52-year-old headquarters in Dearborn, Michigan. This could certainly prove that they have solid bones as a company. Most people could take heart in knowing that they’ve had the same headquarters, and have been such a long term company. The insurance industry is heavily competitive; the fact that they’ve been around so long says great things about their business choices.

American Road insurance provides multiple types of vehicle insurance products including the following:

  • Contractual liability insurance
  • Physical damage insurance
  • Physical damage and liability reinsurance
  • Extended service plan contracts

In terms of what they have to offer, they have just as many options as most other providers, they just seem to be a little less present within the online community. They have a rich history, and a longstanding company presence.

Enter your zip code above to compare car insurance quotes now!

American Road Insurance of Dearborn Michigan operates as a subsidiary of the Ford Motor Credit Company.

American Road Insurance is a fire and casualty insurance company that has assets in excess of $590 million, capital of $3 million, and a net surplus of more than $260 million.

American Road Insurance offers multiple types of insurance policies including auto, boat, and business.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

What are your options when contacting them?

Unfortunately, there is no official website for the American Road insurance company which can make learning more about their varied auto, boat, and business insurance policies and their rates very difficult. They are one of the insurance providers out there who offers numerous sorts of policies though, so they would be worth looking into. This may mean calling to speak with someone, which can sometimes be seen as a hassle. However, speaking with an agent who knows the business and is able to provide you with quality information should not be looked at as a terrible option.

If you’re averse to speaking with agents over the phone or in person, one suggestion would be to look into car insurance companies that are more prevalent online to make comparing rates easier.

The easiest way to compare car insurance rates is by using our free tool to compare the car insurance quotes of the American Road Insurance online today against the car insurance rates of many top companies.

Start now by entering your zip code!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption