CURE Car Insurance Review for 2024 [Find Savings Here]
CURE car insurance is available only in New Jersey, Pennsylvania, and Michigan. It offers budget-friendly options with minimum coverage starting at $53 monthly. This CURE car insurance review also highlights its Safe Driver Program, which rewards responsible drivers with added savings.
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Nov 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
CURE Car Insurance
Average Monthly Rate For Good Drivers
$53A.M. Best Rating:
BComplaint Level:
LowPros
- Affordable rates geared towards responsible, good drivers
- No-credit-check car insurance for budget-conscious consumers
- Competitive pricing makes it a strong choice among similar plans
- Simple policies that make coverage easy to understand
Cons
- Customer service response times can be slow, per reviews
- Some customers report rate increases without notification
- Coverage options are limited compared to larger providers
Our CURE car insurance review emphasizes its low car insurance costs, but coverage is exclusively in New Jersey, Pennsylvania, and Michigan.
Citizens United Reciprocal Exchange (CURE) insurance company specializes in no-credit-check car insurance, meaning it won’t use your credit score to set rates. It offers affordable coverage in states known for very high rates, like Michigan and New Jersey.
CURE Car Insurance Rating
Rating Criteria | |
---|---|
Overall Score | 2.8 |
Business Reviews | 3.0 |
Claim Processing | 1.8 |
Company Reputation | 3.0 |
Coverage Availability | 1.5 |
Coverage Value | 2.9 |
Customer Satisfaction | 2.5 |
Digital Experience | 2.5 |
Discounts Available | 2.0 |
Insurance Cost | 3.7 |
Plan Personalization | 2.5 |
Policy Options | 3.1 |
Savings Potential | 3.2 |
CURE Auto Insurance also has a Safe Driver Program, which gives discounts to careful drivers as a reward for good driving behavior. Find out why a safe driving record means lower car insurance rates.
Keep reading to explore CURE insurance ratings, special offers, and unique auto insurance options without a credit check. Enter your ZIP code into our free comparison tool to see how much car insurance costs in your area.
- CURE car insurance has a 2.8 rating, reflecting mixed feedback
- Affordable rates make it appealing for budget-conscious drivers
- Offers straightforward policies suited for basic coverage needs
How Age and Gender Affect CURE Car Insurance Premiums
The table below presents monthly CURE car insurance rates, sorted by age, gender, and coverage level. This gives an understanding of how costs change as you gain more driving experience.
CURE Car Insurance Monthly Rates by Coverage Level, Age, & Gender
Age & Gender | Minimum Coverage | Full Coverage |
---|---|---|
Age: 16 Female | $112 | $196 |
Age: 16 Male | $120 | $210 |
Age: 18 Female | $139 | $222 |
Age: 18 Male | $145 | $230 |
Age: 25 Female | $84 | $158 |
Age: 25 Male | $89 | $164 |
Age: 30 Female | $71 | $134 |
Age: 30 Male | $76 | $138 |
Age: 45 Female | $56 | $110 |
Age: 45 Male | $59 | $116 |
Age: 60 Female | $53 | $101 |
Age: 60 Male | $55 | $102 |
Age: 65 Female | $58 | $109 |
Age: 65 Male | $61 | $112 |
For young drivers, prices are much higher because there is more risk with teen drivers. As drivers grow older, their insurance premiums become lower. People between 60-65 years old get the cheapest rates for both types of coverage.
Safe drivers will get the cheapest CURE auto insurance quotes. This table shows how CURE uses risk-based pricing, showing directly how driving history can change insurance premiums.
Unlike many other insurers, CURE does not use credit scores to set prices. Instead, it looks only at factors related to driving, which helps safe drivers save money.
Read More: Factors That Affect Car Insurance Rates
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CURE Car Insurance vs. Competitors: Monthly Rate Comparison
The table compares CURE Car Insurance’s monthly prices with those of its main competitors for both minimum and full coverage. CURE’s lowest insurance plan costs $69/month, which is more expensive than other companies like Geico and USAA.
CURE Car Insurance Monthly Rates vs. Top Competitors by Coverage Level
Insurance Company | Minimum Coverage | Full Coverage |
---|---|---|
$61 | $160 | |
$69 | $143 | |
$53 | $139 | |
$30 | $80 | |
$68 | $174 | |
$44 | $115 | |
$39 | $105 | |
$33 | $86 | |
$37 | $99 | |
$22 | $59 |
If you need full coverage, CURE costs $143 per month, which is quite good compared to others, such as Liberty Mutual, which asks for $174 monthly.
However, CURE does not use credit scores to set rates. CURE could be cheaper than Geico and USAA if you have poor credit. Compare it to the best car insurance companies that don’t use credit scores to find out.
CURE Auto Insurance continues to fight against discriminatory practices when determining insurance rates.#CUREAutoInsurance #DriveWellhttps://t.co/M0DKQHR65l
— CURE Auto Insurance (@CUREInsurance) March 12, 2020
This table shows monthly insurance rate comparisons for many companies, divided by driving history. It shows how different driver records affect premium costs and gives helpful information to drivers who want to check their choices.
CURE Car Insurance Monthly Rates vs. Top Competitors by Driving Record
Insurance Company | Clean Record | One Ticket | One Accident | One DUI |
---|---|---|---|---|
$130 | $150 | $170 | $190 | |
$120 | $140 | $160 | $180 | |
$128 | $148 | $168 | $188 | |
$110 | $130 | $150 | $170 | |
$135 | $155 | $175 | $195 | |
$118 | $138 | $158 | $178 | |
$125 | $145 | $165 | $185 | |
$115 | $135 | $155 | $175 | |
$122 | $142 | $162 | $182 | |
$105 | $125 | $145 | $165 |
CURE increases rates by $20 on average for each infraction, helping high-risk drivers save money on coverage. This is a bit more than USAA’s rate, which is $105 per month, but less compared to Liberty Mutual’s charge, which is $135 every month.
CURE Car Insurance Discounts & Savings
This table shows the car insurance discounts CURE gives. Homeowners get the most benefit with a big 17% discount, which is one of the highest savings chances. Safe drivers and seniors also save a lot, each getting 15% off their insurance cost.
CURE Car Insurance Discounts by Savings Potential
Discount Name | |
---|---|
Homeowner | 17% |
Safe Driver | 15% |
Senior Citizen | 15% |
Affinity | 12% |
Military | 11% |
Good Student | 10% |
Multi-Vehicle | 10% |
Renewal | 10% |
Welcome Back | 10% |
Prior Coverage | 9% |
Students who get good grades can receive a 10% discount, showing CURE’s encouragement for young and reliable drivers. Military members and drivers of certain professional groups get 11% and 12% discounts.
These types of discounts show that CURE cares about giving real savings based on actual qualifications. Learn how to qualify for the best car insurance discounts today.
CURE Car Insurance Coverage Details
This table shows different coverage choices offered by CURE, which meet many driving requirements and ensure policyholders can get the protection they require.
CURE Car Insurance Coverage
Coverage Option | Description |
---|---|
Collision Coverage | Pays for damage to your vehicle in an accident, regardless of fault |
Comprehensive Coverage | Covers non-collision events like theft, vandalism, and natural disasters |
Liability Coverage | Covers bodily injury and property damage you are legally responsible for |
Medical Payments (MedPay) | Covers medical expenses for you and passengers after an accident |
Personal Injury Protection | Provides coverage for medical costs, lost wages, and other injury-related expenses |
Rental Reimbursement | Covers the cost of a rental car while your car is being repaired |
Roadside Assistance | Offers towing, flat tire changes, and other emergency services |
Safe Driver Program | Rewards policyholders with clean driving records through lower premiums |
Telematics Discounts | Usage-based insurance discounts for monitoring safe driving habits |
Uninsured Motorist (UM) | Protects you if hit by a driver without insurance or underinsured coverage |
CURE aims to provide easy-to-understand car insurance without a credit check. Explore the types of car insurance coverage to find the best fit for your needs.
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CURE Car Insurance Customer Reviews and Industry Scores
The table shows the company’s business ratings. The Cure Auto Insurance A.M. Best gives a “B” rating for fair financial stability, which is acceptable but not the best.
CURE Car Insurance Business Ratings & Consumer Reviews
Agency | |
---|---|
Score: 790 / 1,000 Avg. Satisfaction |
|
Score: B Good Business Practices |
|
Score: 68/100 Mixed Customer Feedback |
|
Score: 1.20 More Complaints Than Avg. |
|
Score: B Fair Financial Strength |
At the same time, its NAIC score of 1.20 shows more complaints than the average in the industry, indicating some unhappy customers.
Comment
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CURE’s J.D. Power score of 790/1,000 shows that most customers are happy with the service, but Consumer Reports gives it a 68/100 rating, meaning some people have different opinions about it. The BBB offers CURE a “B” grade for its business ways, meaning they are good but not the best.
CURE Car Insurance Pros and Cons Overview
CURE car insurance is good choice for drivers who care about saving money and being careful. For people with bad credit who want to keep expenses down without dealing with complicated insurance plans, CURE is a very attractive option.
- Good Price for Safe Drivers: Cheap rates to people who drive well and have no accidents or tickets.
- Budget-Friendly Plans: Easy coverage choices for people who want basic protection without paying a lot of money.
- Competitive in the Market: Insurance rates consistently rank well against similar insurers, providing value.
- Straightforward Policies: Policies are clear and simple, helping policyholders easily understand coverage.
CURE Auto Insurance caters to drivers looking for a low-cost, uncomplicated insurance option. However, it has some problems with customer support and not many coverage choices, which might not be good for all drivers. The cons of CURE car insurance coverage are:
- Slow Customer Support: Reviews indicate that response times for customer inquiries may lag.
- Unexpected Rate Increases: Some policyholders report rate hikes without prior notification.
- Limited Coverage Options: CURE might have too few choices for drivers who need different or more advanced coverage types.
Even though CURE is affordable, people say that customer service is sometimes slow to respond, and rates can go up suddenly, which may make customers unhappy. Get insights on how you can find affordable car insurance rates now.
Find Affordable Protection With CURE Car Insurance
Our CURE car insurance review finds affordable prices and a Safe Driver Program that rewards careful driving. It provides low-cost, no-credit-check auto insurance to drivers in Pennsylvania, New Jersey, and Michigan. Compare the cheapest car insurance companies to find more savings.
CURE’s 2.8 customer rating reflects both affordability and room for improvement.
Daniel Walker Licensed Insurance Agent
Although customer service and limited coverage choices have some disadvantages, CURE car insurance without a credit check is a good option for people with bad credit scores who want to save money and keep things simple with their insurance.
Finding affordable car insurance doesn’t have to be a challenge. Enter your ZIP code into our free comparison tool to find the lowest prices in your area.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How long has CURE car insurance been around?
CURE auto insurance was established in 1990. See how to purchase the right car insurance quote online.
Who is the CEO of Citizen United Reciprocal Exchange (CURE)?
Eric S. Poe serves as the Chief Executive Officer of CURE auto insurance.
How can I contact CURE Auto Insurance?
You can reach CURE auto insurance’s customer service at 800-535-2873 or visit their website at CURE.com.
What is the contact number for CURE car insurance?
The main contact number for CURE Auto Insurance is 800-535-2873.
At what age is CURE car insurance cheapest?
CURE Auto Insurance typically offers the lowest premiums to drivers aged 60-65. Compare car insurance companies to get the best rates.
What type of car insurance is best with CURE?
CURE offers both minimum and full coverage options.
What is the NAIC code for CURE Auto Insurance in New Jersey?
CURE auto insurance’s NAIC code for New Jersey is 12157. Find out why understanding your car insurance policy is essential.
Is CURE insurance available in Michigan?
Yes, CURE expanded its services to Michigan in 2021.
Is CURE car insurance available in Florida?
No, CURE auto insurance does not currently operate in Florida. To avoid overpaying for your car insurance, enter your ZIP code in our free comparison tool to find which company has the lowest rates.
Where is CURE located in Detroit?
CURE auto insurance is in Detroit, Michigan. Visit the insurance website to learn more or secure the cheapest Michigan car insurance rates now.
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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CURE Auto Insurance review
Customer_Mad
Worst Customer Service
Awilli1989
The worst
noneofyourbiz44_yahoo_com
Worst experience
Mese
Worst Ever
Jass10
Great rate and service
Jass10
Very affordable & great service
sj1023
CURE SUCKS and is a scam
Gege
Scam, raising the policy rate without a notification
BigCurt208
CURE is a SCAM!