GHS Car Insurance Review [2020]

GHS car insurance has been sold in Oklahoma since 2005. GHS has A+ ratings from AM Best and the BBB for financial stability and customer service.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Oct 24, 2020

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Company Details
Address: 3817 Northwest Expressway Suite 300
City: Oklahoma City
State: OK
ZIP Code: 73112
Phone Number: 312-653-6000
Year Founded: 2005
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • GHS Insurance is a subsidiary of Health Care Services Corporation
  • They only offer insurance in Oklahoma
  • Their financial stability and outlook is positive

This review is about the services offered by GHS Property and Casualty Insurance Co., a subsidiary of Health Care Services Corporation.

Despite being under the Health Care Services Corporation, GHS operates as an independent insurance company.

GHS was founded in 2005; however, its parent company was founded in 1940. GHS claims that you can feel confident about buying their insurance products because while being independent of their parent company they still have financial backing from them if they need it.

GHS claims that you can feel confident about buying their insurance products because while being independent of their parent company they still have financial backing from them if they need it.

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More About GHS Property and Casualty

GHS has an A.M. Best rating of A+, which is superior and has recently upgraded their long-term outlook from negative to A (excellent).

The BBB (Better Business Bureau) has given GHS an A+ rating. This rating is based on the size of the company versus the number of complaints that they have received.

In the last three years, GHS has had three complaints filed against them, all of which were resolved. All three complaints were regarding customer service issues.

GHS products are only available in Oklahoma, where they have two offices for you to visit if you want to see an agent in person. They offer car insurance, homeowners insurance, and umbrella liability.

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