Compare Bear, DE Car Insurance Rates [2023]
Car insurance in Bear, DE averages $594 a month. Bear, Delaware car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Bear car insurance rates, compare quotes from the top car insurance companies in Bear, DE.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
UPDATED: Dec 27, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 27, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Bear, DE after a DUI are $9,388/year
- The cheapest ZIP code in Bear is 19701
- The cheapest car insurance company in Bear is USAA
If you need to buy Bear, Delaware car insurance, the options can be confusing. Everything you need to know about car insurance in Bear, DE is right here.
You’ll find Bear car insurance rates, the cheapest Bear, DE car insurance companies, and information on Delaware car insurance laws. You can also compare Bear, Delaware car insurance rates to Camden car insurance rates, Milford car insurance rates, and Seaford car insurance rates.
Ready to find affordable Bear, DE car insurance today? Enter your ZIP code for fast, free Bear car insurance quotes.
Cheapest Bear, DE Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Bear, DE car insurance rates? Every Bear, Delaware car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,283 | $4,179 | $3,760 | $3,955 | $15,518 | $18,045 | $4,460 | $4,697 |
| Geico | $3,036 | $3,363 | $2,962 | $3,455 | $7,230 | $7,469 | $3,175 | $3,025 |
| Liberty Mutual | $14,763 | $14,763 | $14,584 | $14,584 | $32,897 | $49,856 | $14,763 | $20,474 |
| Nationwide | $3,861 | $3,824 | $3,519 | $3,500 | $9,220 | $11,691 | $4,281 | $4,568 |
| Progressive | $2,319 | $2,139 | $2,039 | $2,077 | $12,007 | $13,309 | $2,845 | $2,768 |
| State Farm | $3,693 | $3,693 | $3,422 | $3,422 | $10,625 | $13,708 | $4,148 | $4,307 |
| Travelers | $1,600 | $1,606 | $1,580 | $1,541 | $9,339 | $14,455 | $1,702 | $1,829 |
| USAA | $1,540 | $1,514 | $1,427 | $1,422 | $5,807 | $6,816 | $1,943 | $2,138 |
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Minimum Car Insurance in Bear, DE
Every driver must carry the minimum car insurance required by the state in Bear, DE. Take a look at the Delaware car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Bear, DE Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Bear, DE. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Bear from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $9,465 | $6,692 | $5,930 |
| Geico | $6,543 | $3,622 | $2,477 |
| Liberty Mutual | $29,921 | $20,128 | $16,208 |
| Nationwide | $6,471 | $5,347 | $4,855 |
| Progressive | $5,513 | $4,833 | $4,467 |
| State Farm | $8,993 | $4,958 | $3,680 |
| Travelers | $4,675 | $3,889 | $4,055 |
| USAA | $4,651 | $2,230 | $1,597 |
Cheapest Bear, DE Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Bear, DE to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $6,215 | $7,475 | $8,699 | $7,060 |
| Geico | $3,232 | $4,474 | $5,474 | $3,677 |
| Liberty Mutual | $17,681 | $20,320 | $32,228 | $18,114 |
| Nationwide | $4,425 | $4,425 | $8,146 | $5,236 |
| Progressive | $4,242 | $5,657 | $4,840 | $5,012 |
| State Farm | $5,321 | $6,434 | $5,877 | $5,877 |
| Travelers | $3,602 | $3,612 | $5,837 | $3,775 |
| USAA | $2,321 | $2,321 | $4,004 | $2,657 |
Cheapest Bear, DE Car Insurance for Teen Drivers
Teen car insurance in Bear, DE can be expensive. Take a look at rates from the top car insurance companies in Bear for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $15,518 | $18,045 |
| Geico | $7,230 | $7,469 |
| Liberty Mutual | $32,897 | $49,856 |
| Nationwide | $9,220 | $11,691 |
| Progressive | $12,007 | $13,309 |
| State Farm | $10,625 | $13,708 |
| Travelers | $9,339 | $14,455 |
| USAA | $5,807 | $6,816 |
Cheapest Bear, DE Car Insurance for Seniors
Take a look at Bear, DE rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,760 | $3,955 |
| Geico | $2,962 | $3,455 |
| Liberty Mutual | $14,584 | $14,584 |
| Nationwide | $3,519 | $3,500 |
| Progressive | $2,039 | $2,077 |
| State Farm | $3,422 | $3,422 |
| Travelers | $1,580 | $1,541 |
| USAA | $1,427 | $1,422 |
Cheapest Bear, DE Car Insurance Rates After a DUI
A DUI in Bear, DE increases car insurance rates. Compare Bear, Delaware car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $8,699 |
| Geico | $5,474 |
| Liberty Mutual | $32,228 |
| Nationwide | $8,146 |
| Progressive | $4,840 |
| State Farm | $5,877 |
| Travelers | $5,837 |
| USAA | $4,004 |
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Cheapest Bear, DE Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Bear, DE by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $7,362 | $7,362 |
| Geico | $4,148 | $4,281 |
| Liberty Mutual | $21,473 | $22,698 |
| Nationwide | $5,558 | $5,558 |
| Progressive | $4,938 | $4,938 |
| State Farm | $5,675 | $6,079 |
| Travelers | $4,207 | $4,207 |
| USAA | $2,796 | $2,856 |
Cheapest Bear, DE Car Insurance Rates by ZIP Code
Bear car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Bear, DE.
| ZIP Code | Average Annual Rates |
|---|---|
| 19701 | $6,950 |
| 19702 | $7,072 |
| 19720 | $7,379 |
The Best Cheap Car Insurance Companies in Bear, DE
Take a look at a side-by-side comparison of the top car insurance companies in Bear, DE to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $7,362 |
| Geico | $4,214 |
| Liberty Mutual | $22,086 |
| Nationwide | $5,558 |
| Progressive | $4,938 |
| State Farm | $5,877 |
| Travelers | $4,207 |
| USAA | $2,826 |
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Category Winners: Cheapest Car Insurance in Bear, Delaware
Find the cheapest car insurance companies in Bear, DE for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Cheapest Bear, DE Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Bear car insurance rates. Find the cheapest Bear, DE car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,664 | $7,459 | $7,964 |
| Geico | $3,735 | $4,275 | $4,633 |
| Liberty Mutual | $21,007 | $21,821 | $23,429 |
| Nationwide | $5,512 | $5,464 | $5,698 |
| Progressive | $4,273 | $4,997 | $5,543 |
| State Farm | $5,455 | $5,892 | $6,284 |
| Travelers | $3,893 | $4,331 | $4,397 |
| USAA | $2,645 | $2,823 | $3,009 |
What affects car insurance rates in Bear, Delaware?
What are the factors that affect car insurance rates in Bear, DE? There are several reasons why Bear car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bear, Delaware.
Commute Time in Bear
The more time you spend in your car the higher the risk of an accident. The average commute length in Bear, DE is 28.5 minutes according to City-Data.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Compare Car Insurance Quotes in Bear, DE
Ready to find affordable Bear, Delaware car insurance today? Enter your ZIP code for fast, free Bear, DE car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.