Compare Bear, DE Car Insurance Rates (2021)

Car insurance in Bear, DE averages $594 a month. Bear, Delaware car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Bear car insurance rates, compare quotes from the top car insurance companies in Bear, DE.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Bear, DE after a DUI are $9,388/year
  • The cheapest ZIP code in Bear is 19701
  • The cheapest car insurance company in Bear is USAA

If you need to buy Bear, Delaware car insurance, the options can be confusing. Everything you need to know about car insurance in Bear, DE is right here.

You’ll find Bear car insurance rates, the cheapest Bear, DE car insurance companies, and information on Delaware car insurance laws. You can also compare Bear, Delaware car insurance rates to Camden car insurance rates, Milford car insurance rates, and Seaford car insurance rates.

Ready to find affordable Bear, DE car insurance today? Enter your ZIP code for fast, free Bear car insurance quotes.

Cheapest Bear, DE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bear, DE car insurance rates? Every Bear, Delaware car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bear, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,283 $4,179 $3,760 $3,955 $15,518 $18,045 $4,460 $4,697
GEICO $3,036 $3,363 $2,962 $3,455 $7,230 $7,469 $3,175 $3,025
Liberty Mutual $14,763 $14,763 $14,584 $14,584 $32,897 $49,856 $14,763 $20,474
Nationwide $3,861 $3,824 $3,519 $3,500 $9,220 $11,691 $4,281 $4,568
Progressive $2,319 $2,139 $2,039 $2,077 $12,007 $13,309 $2,845 $2,768
State Farm $3,693 $3,693 $3,422 $3,422 $10,625 $13,708 $4,148 $4,307
Travelers $1,600 $1,606 $1,580 $1,541 $9,339 $14,455 $1,702 $1,829
USAA $1,540 $1,514 $1,427 $1,422 $5,807 $6,816 $1,943 $2,138

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Bear, DE

Every driver must carry the minimum car insurance in Bear, DE. Take a look at the Delaware car insurance requirements.

Minimum Required Car Insurance Coverage in Bear, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Bear, DE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bear, DE. Compare credit history car insurance rates in Bear from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bear, Delaware

Insurance Company Poor Fair Good
Allstate $9,465 $6,692 $5,930
GEICO $6,543 $3,622 $2,477
Liberty Mutual $29,921 $20,128 $16,208
Nationwide $6,471 $5,347 $4,855
Progressive $5,513 $4,833 $4,467
State Farm $8,993 $4,958 $3,680
Travelers $4,675 $3,889 $4,055
USAA $4,651 $2,230 $1,597

Cheapest Bear, DE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bear, DE to rates for a clean record with top companies.

Annual Bear, Delaware Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,215 $7,475 $8,699 $7,060
GEICO $3,232 $4,474 $5,474 $3,677
Liberty Mutual $17,681 $20,320 $32,228 $18,114
Nationwide $4,425 $4,425 $8,146 $5,236
Progressive $4,242 $5,657 $4,840 $5,012
State Farm $5,321 $6,434 $5,877 $5,877
Travelers $3,602 $3,612 $5,837 $3,775
USAA $2,321 $2,321 $4,004 $2,657

Cheapest Bear, DE Car Insurance for Teen Drivers

Teen car insurance in Bear, DE can be expensive. Take a look at rates from the top car insurance companies in Bear for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bear, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,518 $18,045
GEICO $7,230 $7,469
Liberty Mutual $32,897 $49,856
Nationwide $9,220 $11,691
Progressive $12,007 $13,309
State Farm $10,625 $13,708
Travelers $9,339 $14,455
USAA $5,807 $6,816

Cheapest Bear, DE Car Insurance for Seniors

Take a look at Bear, DE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bear, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,760 $3,955
GEICO $2,962 $3,455
Liberty Mutual $14,584 $14,584
Nationwide $3,519 $3,500
Progressive $2,039 $2,077
State Farm $3,422 $3,422
Travelers $1,580 $1,541
USAA $1,427 $1,422

Cheapest Bear, DE Car Insurance Rates After a DUI

A DUI in Bear, DE increases car insurance rates. Compare Bear, Delaware DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bear, Delaware

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,699
GEICO $5,474
Liberty Mutual $32,228
Nationwide $8,146
Progressive $4,840
State Farm $5,877
Travelers $5,837
USAA $4,004

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bear, DE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bear, DE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bear, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,362 $7,362
GEICO $4,148 $4,281
Liberty Mutual $21,473 $22,698
Nationwide $5,558 $5,558
Progressive $4,938 $4,938
State Farm $5,675 $6,079
Travelers $4,207 $4,207
USAA $2,796 $2,856

Cheapest Bear, DE Car Insurance Rates by ZIP Code

Bear car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Bear, DE.

Annual Car Insurance Rates by ZIP Code in Bear, Delaware

ZIP Code Average Annual Rates
19701 $6,950
19702 $7,072
19720 $7,379

The Best Cheap Car Insurance Companies in Bear, DE

Take a look at a side-by-side comparison of the top car insurance companies in Bear, DE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bear, Delaware

Insurance Company Average Annual Rates
Allstate $7,362
GEICO $4,214
Liberty Mutual $22,086
Nationwide $5,558
Progressive $4,938
State Farm $5,877
Travelers $4,207
USAA $2,826

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Bear, Delaware

Find the cheapest car insurance companies in Bear, DE for each category right here.

Best Annual Car Insurance Rates by Company in Bear, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Bear, DE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bear car insurance rates. Find the cheapest Bear, DE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bear, Delaware

Insurance Company Low Medium High
Allstate $6,664 $7,459 $7,964
GEICO $3,735 $4,275 $4,633
Liberty Mutual $21,007 $21,821 $23,429
Nationwide $5,512 $5,464 $5,698
Progressive $4,273 $4,997 $5,543
State Farm $5,455 $5,892 $6,284
Travelers $3,893 $4,331 $4,397
USAA $2,645 $2,823 $3,009

What affects car insurance rates in Bear, Delaware?

What factors can have an impact on Bear, DE car insurance? There are several reasons why Bear car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bear, Delaware.

Commute Time in Bear

The more time you spend in your car the higher the risk of an accident. The average commute length in Bear, DE is 28.5 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Bear, DE

Ready to find affordable Bear, Delaware car insurance today? Enter your ZIP code for fast, free Bear, DE car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State