Compare Milford, DE Car Insurance Rates (2021)

Car insurance in Milford, DE averages $442 a month. Milford, Delaware car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Milford car insurance rates, compare quotes from the top car insurance companies in Milford, DE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Milford, DE are $5,309/year
  • Average car insurance rates in Milford, DE after a DUI are $7,032/year
  • The cheapest car insurance company in Milford is USAA

If you need to buy Milford, Delaware car insurance, the options can be confusing. Everything you need to know about car insurance in Milford, DE is right here.

You’ll find Milford car insurance rates, the cheapest Milford, DE car insurance companies, and information on Delaware car insurance laws. You can also compare Milford, Delaware car insurance rates to Newark car insurance rates, Smyrna car insurance rates, and Dover car insurance rates.

Ready to find affordable Milford, DE car insurance today? Enter your ZIP code for fast, free Milford car insurance quotes.

Cheapest Milford, DE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Milford, DE car insurance rates? Every Milford, Delaware car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Milford, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,160 $3,129 $2,774 $2,932 $11,271 $13,211 $3,364 $3,592
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $11,459 $11,459 $11,321 $11,321 $25,427 $38,488 $11,459 $15,856
Nationwide $2,533 $2,519 $2,314 $2,309 $5,939 $7,522 $2,807 $3,006
Progressive $1,733 $1,605 $1,526 $1,558 $8,628 $9,509 $2,108 $2,052
State Farm $2,440 $2,440 $2,248 $2,248 $6,934 $8,957 $2,735 $2,852
Travelers $1,361 $1,364 $1,345 $1,306 $7,373 $11,117 $1,447 $1,565
USAA $1,198 $1,179 $1,110 $1,108 $4,357 $5,117 $1,500 $1,646

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Minimum Car Insurance in Milford, DE

Every driver must carry the minimum car insurance in Milford, DE. Take a look at the Delaware car insurance requirements.

Minimum Required Car Insurance Coverage in Milford, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Milford, DE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Milford, DE. Compare credit history car insurance rates in Milford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Milford, Delaware

Insurance Company Poor Fair Good
Allstate $6,949 $4,949 $4,389
GEICO $5,219 $2,898 $1,988
Liberty Mutual $23,141 $15,587 $12,568
Nationwide $4,183 $3,489 $3,184
Progressive $4,014 $3,511 $3,245
State Farm $5,904 $3,253 $2,414
Travelers $3,755 $3,095 $3,230
USAA $3,517 $1,706 $1,233

Cheapest Milford, DE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Milford, DE to rates for a clean record with top companies.

Annual Milford, Delaware Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,595 $5,491 $6,417 $5,214
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $13,628 $15,703 $25,102 $13,962
Nationwide $2,892 $2,892 $5,279 $3,412
Progressive $3,101 $4,087 $3,525 $3,647
State Farm $3,499 $4,215 $3,857 $3,857
Travelers $2,873 $2,881 $4,674 $3,012
USAA $1,776 $1,776 $3,029 $2,027

Cheapest Milford, DE Car Insurance for Teen Drivers

Teen car insurance in Milford, DE can be expensive. Take a look at rates from the top car insurance companies in Milford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Milford, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,271 $13,211
GEICO $5,847 $6,106
Liberty Mutual $25,427 $38,488
Nationwide $5,939 $7,522
Progressive $8,628 $9,509
State Farm $6,934 $8,957
Travelers $7,373 $11,117
USAA $4,357 $5,117

Cheapest Milford, DE Car Insurance for Seniors

Take a look at Milford, DE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Milford, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,774 $2,932
GEICO $2,291 $2,666
Liberty Mutual $11,321 $11,321
Nationwide $2,314 $2,309
Progressive $1,526 $1,558
State Farm $2,248 $2,248
Travelers $1,345 $1,306
USAA $1,110 $1,108

Cheapest Milford, DE Car Insurance Rates After a DUI

A DUI in Milford, DE increases car insurance rates. Compare Milford, Delaware DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Milford, Delaware

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,417
GEICO $4,373
Liberty Mutual $25,102
Nationwide $5,279
Progressive $3,525
State Farm $3,857
Travelers $4,674
USAA $3,029

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Cheapest Milford, DE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Milford, DE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Milford, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,429 $5,429
GEICO $3,314 $3,422
Liberty Mutual $16,627 $17,571
Nationwide $3,619 $3,619
Progressive $3,590 $3,590
State Farm $3,725 $3,989
Travelers $3,360 $3,360
USAA $2,129 $2,175

The Best Cheap Car Insurance Companies in Milford, DE

Take a look at a side-by-side comparison of the top car insurance companies in Milford, DE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Milford, Delaware

Insurance Company Average Annual Rates
Allstate $5,429
GEICO $3,368
Liberty Mutual $17,099
Nationwide $3,619
Progressive $3,590
State Farm $3,857
Travelers $3,360
USAA $2,152

Category Winners: Cheapest Car Insurance in Milford, Delaware

Find the cheapest car insurance companies in Milford, DE for each category right here.

Best Annual Car Insurance Rates by Company in Milford, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Milford, DE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Milford car insurance rates. Find the cheapest Milford, DE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Milford, Delaware

Insurance Company Low Medium High
Allstate $5,004 $5,488 $5,795
GEICO $3,044 $3,417 $3,644
Liberty Mutual $16,248 $16,898 $18,149
Nationwide $3,604 $3,559 $3,692
Progressive $3,162 $3,632 $3,976
State Farm $3,599 $3,866 $4,105
Travelers $3,183 $3,462 $3,436
USAA $2,012 $2,148 $2,297

What affects car insurance rates in Milford, Delaware?

What factors can have an impact on Milford, DE car insurance? There are several reasons why Milford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Milford, Delaware.

Commute Time in Milford

The more time you spend in your car the higher the risk of an accident. The average commute length in Milford, DE is 26.6 minutes according to City-Data.

Compare Car Insurance Quotes in Milford, DE

Ready to find affordable Milford, Delaware car insurance today? Enter your ZIP code for fast, free Milford, DE car insurance quotes.

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