Compare Newark, DE Car Insurance Rates (2021)

Car insurance in Newark, DE averages $523 a month. Newark, Delaware car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Newark car insurance rates, compare quotes from the top car insurance companies in Newark, DE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Newark, DE are $6,273/year
  • The cheapest car insurance company in Newark for teen drivers is USAA
  • The cheapest car insurance company in Newark is USAA

If you need to buy Newark, Delaware car insurance, the options can be confusing. Everything you need to know about car insurance in Newark, DE is right here.

You’ll find Newark car insurance rates, the cheapest Newark, DE car insurance companies, and information on Delaware car insurance laws. You can also compare Newark, Delaware car insurance rates to Wilmington car insurance rates, Newark car insurance rates, and Milford car insurance rates.

Ready to find affordable Newark, DE car insurance today? Enter your ZIP code for fast, free Newark car insurance quotes.

Cheapest Newark, DE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Newark, DE car insurance rates? Every Newark, Delaware car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Newark, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,259 $4,174 $3,741 $3,944 $15,530 $18,132 $4,463 $4,719
GEICO $2,877 $3,195 $2,804 $3,281 $6,941 $7,199 $3,013 $2,884
Liberty Mutual $12,128 $12,128 $11,982 $11,982 $26,879 $40,671 $12,128 $16,773
Nationwide $3,278 $3,255 $2,990 $2,978 $7,875 $9,971 $3,640 $3,892
Progressive $2,108 $1,944 $1,850 $1,895 $10,612 $11,680 $2,572 $2,481
State Farm $3,037 $3,037 $2,806 $2,806 $8,731 $11,275 $3,412 $3,551
Travelers $1,586 $1,593 $1,563 $1,526 $9,161 $14,158 $1,693 $1,834
USAA $1,430 $1,406 $1,324 $1,321 $5,331 $6,262 $1,802 $1,981

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Minimum Car Insurance in Newark, DE

Every driver must carry the minimum car insurance in Newark, DE. Take a look at the Delaware car insurance requirements.

Minimum Required Car Insurance Coverage in Newark, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Newark, DE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Newark, DE. Compare credit history car insurance rates in Newark from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Newark, Delaware

Insurance Company Poor Fair Good
Allstate $9,478 $6,699 $5,934
GEICO $6,246 $3,460 $2,367
Liberty Mutual $24,449 $16,493 $13,310
Nationwide $5,491 $4,561 $4,152
Progressive $4,920 $4,296 $3,962
State Farm $7,398 $4,075 $3,023
Travelers $4,610 $3,812 $3,995
USAA $4,266 $2,066 $1,490

Cheapest Newark, DE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Newark, DE to rates for a clean record with top companies.

Annual Newark, Delaware Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,216 $7,471 $8,724 $7,069
GEICO $3,082 $4,270 $5,247 $3,498
Liberty Mutual $14,410 $16,606 $26,558 $14,762
Nationwide $3,777 $3,777 $6,922 $4,463
Progressive $3,786 $5,018 $4,307 $4,459
State Farm $4,375 $5,289 $4,832 $4,832
Travelers $3,526 $3,536 $5,796 $3,698
USAA $2,145 $2,145 $3,685 $2,454

Cheapest Newark, DE Car Insurance for Teen Drivers

Teen car insurance in Newark, DE can be expensive. Take a look at rates from the top car insurance companies in Newark for teenagers.

Annual Car Insurance Rates for Teen Drivers in Newark, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,530 $18,132
GEICO $6,941 $7,199
Liberty Mutual $26,879 $40,671
Nationwide $7,875 $9,971
Progressive $10,612 $11,680
State Farm $8,731 $11,275
Travelers $9,161 $14,158
USAA $5,331 $6,262

Cheapest Newark, DE Car Insurance for Seniors

Take a look at Newark, DE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Newark, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,741 $3,944
GEICO $2,804 $3,281
Liberty Mutual $11,982 $11,982
Nationwide $2,990 $2,978
Progressive $1,850 $1,895
State Farm $2,806 $2,806
Travelers $1,563 $1,526
USAA $1,324 $1,321

Cheapest Newark, DE Car Insurance Rates After a DUI

A DUI in Newark, DE increases car insurance rates. Compare Newark, Delaware DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Newark, Delaware

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,724
GEICO $5,247
Liberty Mutual $26,558
Nationwide $6,922
Progressive $4,307
State Farm $4,832
Travelers $5,796
USAA $3,685

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Cheapest Newark, DE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Newark, DE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Newark, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,370 $7,370
GEICO $3,960 $4,089
Liberty Mutual $17,586 $18,583
Nationwide $4,735 $4,735
Progressive $4,393 $4,393
State Farm $4,667 $4,997
Travelers $4,139 $4,139
USAA $2,580 $2,635

Cheapest Newark, DE Car Insurance Rates by ZIP Code

Newark car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Newark, DE.

Annual Car Insurance Rates by ZIP Code in Newark, Delaware

ZIP Code Average Annual Rates
19711 $6,243
19713 $6,828
19716 $6,296
19717 $6,280

The Best Cheap Car Insurance Companies in Newark, DE

Take a look at a side-by-side comparison of the top car insurance companies in Newark, DE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Newark, Delaware

Insurance Company Average Annual Rates
Allstate $7,370
GEICO $4,024
Liberty Mutual $18,084
Nationwide $4,735
Progressive $4,393
State Farm $4,832
Travelers $4,139
USAA $2,607

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Category Winners: Cheapest Car Insurance in Newark, Delaware

Find the cheapest car insurance companies in Newark, DE for each category right here.

Best Annual Car Insurance Rates by Company in Newark, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Newark, DE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Newark car insurance rates. Find the cheapest Newark, DE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Newark, Delaware

Insurance Company Low Medium High
Allstate $6,683 $7,465 $7,963
GEICO $3,570 $4,086 $4,417
Liberty Mutual $17,204 $17,876 $19,172
Nationwide $4,702 $4,655 $4,847
Progressive $3,836 $4,444 $4,898
State Farm $4,506 $4,844 $5,147
Travelers $3,858 $4,277 $4,282
USAA $2,437 $2,604 $2,780

What affects car insurance rates in Newark, Delaware?

What factors can have an impact on Newark, DE car insurance? There are several reasons why Newark car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Newark, Delaware.

Commute Time in Newark

The more time you spend in your car the higher the risk of an accident. The average commute length in Newark, DE is 21.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Newark, DE

Ready to find affordable Newark, Delaware car insurance today? Enter your ZIP code for fast, free Newark, DE car insurance quotes.

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Average Monthly Car Insurance Rates by State