Compare Canyon Lake, TX Car Insurance Rates (2021)

Car insurance in Canyon Lake, TX averages $313 a month. Canyon Lake, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Canyon Lake car insurance rates, compare quotes from the top car insurance companies in Canyon Lake, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Canyon Lake, TX after a DUI are $4,262/year
  • Average car insurance rates in Canyon Lake, TX are $3,762/year
  • The cheapest car insurance company in Canyon Lake is USAA

If you need to buy Canyon Lake, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Canyon Lake, TX is right here.

You’ll find Canyon Lake car insurance rates, the cheapest Canyon Lake, TX car insurance companies, and information on Texas car insurance laws. You can also compare Canyon Lake, Texas car insurance rates to Austin car insurance rates, Fort Worth car insurance rates, and Houston car insurance rates.

Ready to find affordable Canyon Lake, TX car insurance today? Enter your ZIP code for fast, free Canyon Lake car insurance quotes.

Cheapest Canyon Lake, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Canyon Lake, TX car insurance rates? Every Canyon Lake, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Canyon Lake, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,176 $3,203 $3,133 $3,133 $8,527 $10,298 $3,941 $4,109
American Family $2,586 $2,876 $2,412 $2,760 $6,794 $8,889 $3,701 $4,215
GEICO $2,657 $2,864 $2,564 $2,898 $5,800 $6,027 $2,870 $2,864
Nationwide $2,210 $2,247 $1,955 $2,068 $6,251 $8,016 $2,595 $2,805
Progressive $2,504 $2,380 $2,229 $2,272 $10,554 $11,771 $2,972 $3,018
State Farm $2,037 $2,037 $1,810 $1,810 $4,838 $6,159 $2,212 $2,281
USAA $1,536 $1,543 $1,472 $1,459 $4,347 $4,724 $2,048 $2,190

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Minimum Car Insurance in Canyon Lake, TX

Every driver must carry the minimum car insurance in Canyon Lake, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Canyon Lake, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Canyon Lake, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Canyon Lake, TX. Compare credit history car insurance rates in Canyon Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Canyon Lake, Texas

Insurance Company Poor Fair Good
Allstate $6,265 $4,608 $3,948
American Family $5,882 $3,712 $3,243
GEICO $5,518 $3,115 $2,071
Nationwide $4,217 $3,390 $2,947
Progressive $5,302 $4,585 $4,250
State Farm $4,106 $2,554 $2,034
USAA $3,534 $2,054 $1,657

Cheapest Canyon Lake, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Canyon Lake, TX to rates for a clean record with top companies.

Annual Canyon Lake, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,820 $5,920 $6,201 $3,820
American Family $3,903 $4,959 $4,351 $3,903
GEICO $3,025 $4,000 $3,345 $3,902
Nationwide $3,055 $3,055 $4,516 $3,448
Progressive $4,108 $5,317 $4,798 $4,628
State Farm $2,579 $2,953 $3,480 $2,579
USAA $1,798 $2,659 $3,140 $2,063

Cheapest Canyon Lake, TX Car Insurance for Teen Drivers

Teen car insurance in Canyon Lake, TX can be expensive. Take a look at rates from the top car insurance companies in Canyon Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Canyon Lake, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,527 $10,298
American Family $6,794 $8,889
GEICO $5,800 $6,027
Nationwide $6,251 $8,016
Progressive $10,554 $11,771
State Farm $4,838 $6,159
USAA $4,347 $4,724

Cheapest Canyon Lake, TX Car Insurance for Seniors

Take a look at Canyon Lake, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Canyon Lake, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,133 $3,133
American Family $2,412 $2,760
GEICO $2,564 $2,898
Nationwide $1,955 $2,068
Progressive $2,229 $2,272
State Farm $1,810 $1,810
USAA $1,472 $1,459

Cheapest Canyon Lake, TX Car Insurance Rates After a DUI

A DUI in Canyon Lake, TX increases car insurance rates. Compare Canyon Lake, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Canyon Lake, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,201
American Family $4,351
GEICO $3,345
Nationwide $4,516
Progressive $4,798
State Farm $3,480
USAA $3,140

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Cheapest Canyon Lake, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Canyon Lake, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Canyon Lake, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,822 $5,058
American Family $4,279 $4,279
GEICO $3,502 $3,634
Nationwide $3,518 $3,518
Progressive $4,713 $4,713
State Farm $2,898 $2,898
USAA $2,384 $2,445

Cheapest Canyon Lake, TX Car Insurance Rates by ZIP Code

Canyon Lake car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Canyon Lake, TX.

Annual Car Insurance Rates by ZIP Code in Canyon Lake, Texas

ZIP Code Average Annual Rates
78070 $5,619
78133 $5,543

The Best Cheap Car Insurance Companies in Canyon Lake, TX

Take a look at a side-by-side comparison of the top car insurance companies in Canyon Lake, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Canyon Lake, Texas

Insurance Company Average Annual Rates
Allstate $4,940
American Family $4,279
GEICO $3,568
Nationwide $3,518
Progressive $4,713
State Farm $2,898
USAA $2,415

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Category Winners: Cheapest Car Insurance in Canyon Lake, Texas

Find the cheapest car insurance companies in Canyon Lake, TX for each category right here.

Best Annual Car Insurance Rates by Company in Canyon Lake, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Canyon Lake, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Canyon Lake car insurance rates. Find the cheapest Canyon Lake, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Canyon Lake, Texas

Insurance Company Low Medium High
Allstate $4,847 $4,905 $5,069
American Family $3,992 $4,130 $4,715
GEICO $3,382 $3,525 $3,796
Nationwide $3,797 $3,369 $3,389
Progressive $4,497 $4,691 $4,949
State Farm $2,753 $2,891 $3,050
USAA $2,327 $2,404 $2,513

What affects car insurance rates in Canyon Lake, Texas?

What factors can have an impact on Canyon Lake, TX car insurance? There are several reasons why Canyon Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Canyon Lake, Texas.

Commute Time in Canyon Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Canyon Lake, TX is 40.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Canyon Lake, TX

Ready to find affordable Canyon Lake, Texas car insurance today? Enter your ZIP code for fast, free Canyon Lake, TX car insurance quotes.

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