Best Clifton Park, NY Car Insurance in 2025
Car insurance in Clifton Park, NY averages $251 a month. Clifton Park, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Clifton Park car insurance rates, compare quotes from the top car insurance companies in Clifton Park, NY.
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Table of Contents
Table of Contents
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Zach Fagiano
Updated October 2024
- Average car insurance rates in Clifton Park, NY after a DUI are $4,003/year
- Average car insurance rates in Clifton Park, NY are $3,010/year
- The cheapest car insurance company in Clifton Park for teen drivers is Geico
If you need to buy Clifton Park, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Clifton Park, NY is right here.
You’ll find Clifton Park car insurance rates, the cheapest Clifton Park, NY car insurance companies, and information on New York car insurance laws. You can also compare Clifton Park, New York car insurance rates to Mount Vernon car insurance rates, Albany car insurance rates, and Buffalo car insurance rates.
Ready to find affordable Clifton Park, NY car insurance today? Enter your ZIP code for fast, free Clifton Park car insurance quotes.
Cheapest Clifton Park, NY Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Clifton Park, NY car insurance rates? Every Clifton Park, New York car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,461 | $2,325 | $2,314 | $2,358 | $7,354 | $7,952 | $2,438 | $2,467 |
| Geico | $1,341 | $1,294 | $1,309 | $1,290 | $2,886 | $4,282 | $1,205 | $1,245 |
| Liberty Mutual | $3,086 | $3,086 | $2,879 | $2,879 | $6,015 | $9,730 | $3,086 | $3,270 |
| Nationwide | $2,043 | $2,043 | $1,930 | $1,930 | $3,658 | $5,430 | $2,043 | $2,600 |
| Progressive | $1,471 | $1,367 | $1,176 | $1,196 | $5,275 | $5,886 | $1,921 | $1,877 |
| State Farm | $1,733 | $1,733 | $1,516 | $1,516 | $5,230 | $6,761 | $1,910 | $2,040 |
| Travelers | $2,441 | $2,455 | $2,254 | $2,412 | $5,863 | $6,998 | $2,605 | $2,711 |
| USAA | $1,434 | $1,406 | $1,311 | $1,305 | $5,839 | $6,923 | $1,825 | $2,007 |
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Minimum Car Insurance in Clifton Park, NY
Every driver must carry the minimum car insurance required by the state in Clifton Park, NY. Take a look at the New York car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Clifton Park, NY Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Clifton Park, NY. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Clifton Park from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,294 | $3,126 | $2,707 |
| Geico | $2,326 | $1,709 | $1,534 |
| Liberty Mutual | $5,935 | $3,897 | $2,929 |
| Nationwide | $2,710 | $2,710 | $2,710 |
| Progressive | $3,943 | $2,081 | $1,539 |
| State Farm | $3,959 | $2,484 | $1,972 |
| Travelers | $4,726 | $3,030 | $2,646 |
| USAA | $4,203 | $2,156 | $1,910 |
Cheapest Clifton Park, NY Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Clifton Park, NY to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,130 | $3,130 | $4,607 | $3,968 |
| Geico | $1,441 | $1,572 | $2,971 | $1,441 |
| Liberty Mutual | $3,390 | $3,390 | $6,847 | $3,390 |
| Nationwide | $2,081 | $2,081 | $4,549 | $2,128 |
| Progressive | $2,451 | $2,451 | $2,717 | $2,466 |
| State Farm | $2,669 | $2,669 | $2,941 | $2,941 |
| Travelers | $2,944 | $3,709 | $3,764 | $3,452 |
| USAA | $2,439 | $2,480 | $3,626 | $2,480 |
Cheapest Clifton Park, NY Car Insurance for Teen Drivers
Teen car insurance in Clifton Park, NY can be expensive. Take a look at rates from the top car insurance companies in Clifton Park for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,354 | $7,952 |
| Geico | $2,886 | $4,282 |
| Liberty Mutual | $6,015 | $9,730 |
| Nationwide | $3,658 | $5,430 |
| Progressive | $5,275 | $5,886 |
| State Farm | $5,230 | $6,761 |
| Travelers | $5,863 | $6,998 |
| USAA | $5,839 | $6,923 |
Cheapest Clifton Park, NY Car Insurance for Seniors
Take a look at Clifton Park, NY rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,314 | $2,358 |
| Geico | $1,309 | $1,290 |
| Liberty Mutual | $2,879 | $2,879 |
| Nationwide | $1,930 | $1,930 |
| Progressive | $1,176 | $1,196 |
| State Farm | $1,516 | $1,516 |
| Travelers | $2,254 | $2,412 |
| USAA | $1,311 | $1,305 |
Cheapest Clifton Park, NY Car Insurance Rates After a DUI
A DUI in Clifton Park, NY increases car insurance rates. Compare Clifton Park, New York car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,607 |
| Geico | $2,971 |
| Liberty Mutual | $6,847 |
| Nationwide | $4,549 |
| Progressive | $2,717 |
| State Farm | $2,941 |
| Travelers | $3,764 |
| USAA | $3,626 |
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Cheapest Clifton Park, NY Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Clifton Park, NY by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,659 | $3,759 |
| Geico | $1,801 | $1,912 |
| Liberty Mutual | $4,136 | $4,372 |
| Nationwide | $2,710 | $2,710 |
| Progressive | $2,521 | $2,521 |
| State Farm | $2,710 | $2,900 |
| Travelers | $3,467 | $3,467 |
| USAA | $2,729 | $2,784 |
The Best Cheap Car Insurance Companies in Clifton Park, NY
Take a look at a side-by-side comparison of the top car insurance companies in Clifton Park, NY to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,709 |
| Geico | $1,856 |
| Liberty Mutual | $4,254 |
| Nationwide | $2,710 |
| Progressive | $2,521 |
| State Farm | $2,805 |
| Travelers | $3,467 |
| USAA | $2,756 |
Category Winners: Cheapest Car Insurance in Clifton Park, New York
Find the cheapest car insurance companies in Clifton Park, NY for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Progressive |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | Geico |
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Cheapest Clifton Park, NY Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Clifton Park car insurance rates. Find the cheapest Clifton Park, NY car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,525 | $3,698 | $3,903 |
| Geico | $1,750 | $1,854 | $1,966 |
| Liberty Mutual | $4,064 | $4,239 | $4,459 |
| Nationwide | $2,557 | $2,691 | $2,881 |
| Progressive | $2,392 | $2,510 | $2,661 |
| State Farm | $2,644 | $2,823 | $2,948 |
| Travelers | $3,318 | $3,447 | $3,637 |
| USAA | $2,666 | $2,742 | $2,860 |
Compare Car Insurance Quotes in Clifton Park, NY
Ready to find affordable Clifton Park, New York car insurance today? Enter your ZIP code for fast, free Clifton Park, NY car insurance quotes.
Frequently Asked Questions
What is the average monthly car insurance rate in Clifton Park, NY?
The average monthly car insurance rate is $251.
What are the car insurance requirements in Clifton Park, NY?
You need at least 25/50/10 coverage (bodily injury liability: $25,000 per person, $50,000 per accident; property damage liability: $10,000).
Do I need full coverage if my car is financed?
Yes, full coverage insurance is usually required for financed cars.
How can I find cheap car insurance in Clifton Park, NY?
Compare quotes from top car insurance companies to find affordable rates.
How do age, gender, and marital status affect rates in Clifton Park, NY?
Younger and male drivers typically have higher rates. Married individuals may get lower rates.
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