Compare Mount Vernon, NY Car Insurance Rates (2021)

Car insurance in Mount Vernon, NY averages $537 a month. Mount Vernon, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Mount Vernon car insurance rates, compare quotes from the top car insurance companies in Mount Vernon, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Mount Vernon is 10552
  • The cheapest car insurance company in Mount Vernon is GEICO
  • The cheapest car insurance company in Mount Vernon for teen drivers is GEICO

If you need to buy Mount Vernon, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Vernon, NY is right here.

You’ll find Mount Vernon car insurance rates, the cheapest Mount Vernon, NY car insurance companies, and information on New York car insurance laws. You can also compare Mount Vernon, New York car insurance rates to Buffalo car insurance rates, New Rochelle car insurance rates, and Albany car insurance rates.

Ready to find affordable Mount Vernon, NY car insurance today? Enter your ZIP code for fast, free Mount Vernon car insurance quotes.

Cheapest Mount Vernon, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mount Vernon, NY car insurance rates? Every Mount Vernon, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Vernon, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,514 $5,019 $5,236 $5,248 $16,046 $16,859 $5,154 $5,059
GEICO $2,753 $2,645 $2,671 $2,631 $5,956 $8,810 $2,473 $2,525
Liberty Mutual $6,649 $6,649 $6,189 $6,189 $13,001 $18,841 $6,649 $7,066
Nationwide $4,383 $4,383 $4,123 $4,123 $8,032 $12,085 $4,383 $5,660
Progressive $3,692 $3,364 $2,875 $2,946 $12,402 $13,575 $4,681 $4,432
State Farm $3,971 $3,971 $3,483 $3,483 $11,668 $14,285 $4,392 $4,607
Travelers $5,097 $4,994 $4,638 $4,873 $11,992 $14,138 $5,331 $5,434
USAA $2,904 $2,855 $2,632 $2,638 $11,869 $14,112 $3,741 $4,148

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Minimum Car Insurance in Mount Vernon, NY

Every driver must carry the minimum car insurance in Mount Vernon, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Mount Vernon, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Mount Vernon, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mount Vernon, NY. Compare credit history car insurance rates in Mount Vernon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mount Vernon, New York

Insurance Company Poor Fair Good
Allstate $11,859 $6,618 $5,574
GEICO $4,773 $3,505 $3,146
Liberty Mutual $12,482 $8,144 $6,086
Nationwide $5,896 $5,896 $5,896
Progressive $9,745 $4,793 $3,449
State Farm $8,800 $5,518 $4,379
Travelers $9,972 $6,049 $5,165
USAA $8,660 $4,349 $3,828

Cheapest Mount Vernon, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mount Vernon, NY to rates for a clean record with top companies.

Annual Mount Vernon, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,761 $6,761 $9,966 $8,579
GEICO $2,932 $3,199 $6,169 $2,932
Liberty Mutual $7,029 $7,029 $14,528 $7,029
Nationwide $4,450 $4,450 $10,129 $4,556
Progressive $5,821 $5,821 $6,481 $5,861
State Farm $5,920 $5,920 $6,545 $6,545
Travelers $5,959 $7,583 $7,691 $7,016
USAA $5,002 $5,084 $7,279 $5,084

Cheapest Mount Vernon, NY Car Insurance for Teen Drivers

Teen car insurance in Mount Vernon, NY can be expensive. Take a look at rates from the top car insurance companies in Mount Vernon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mount Vernon, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $16,046 $16,859
GEICO $5,956 $8,810
Liberty Mutual $13,001 $18,841
Nationwide $8,032 $12,085
Progressive $12,402 $13,575
State Farm $11,668 $14,285
Travelers $11,992 $14,138
USAA $11,869 $14,112

Cheapest Mount Vernon, NY Car Insurance for Seniors

Take a look at Mount Vernon, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mount Vernon, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,236 $5,248
GEICO $2,671 $2,631
Liberty Mutual $6,189 $6,189
Nationwide $4,123 $4,123
Progressive $2,875 $2,946
State Farm $3,483 $3,483
Travelers $4,638 $4,873
USAA $2,632 $2,638

Cheapest Mount Vernon, NY Car Insurance Rates After a DUI

A DUI in Mount Vernon, NY increases car insurance rates. Compare Mount Vernon, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mount Vernon, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,966
GEICO $6,169
Liberty Mutual $14,528
Nationwide $10,129
Progressive $6,481
State Farm $6,545
Travelers $7,691
USAA $7,279

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Cheapest Mount Vernon, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mount Vernon, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mount Vernon, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,901 $8,133
GEICO $3,696 $3,920
Liberty Mutual $8,645 $9,163
Nationwide $5,896 $5,896
Progressive $5,996 $5,996
State Farm $6,001 $6,464
Travelers $7,062 $7,062
USAA $5,555 $5,670

Cheapest Mount Vernon, NY Car Insurance Rates by ZIP Code

Mount Vernon car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Mount Vernon, NY.

Annual Car Insurance Rates by ZIP Code in Mount Vernon, New York

ZIP Code Average Annual Rates
10550 $6,604
10552 $6,117
10553 $6,613

The Best Cheap Car Insurance Companies in Mount Vernon, NY

Take a look at a side-by-side comparison of the top car insurance companies in Mount Vernon, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mount Vernon, New York

Insurance Company Average Annual Rates
Allstate $8,017
GEICO $3,808
Liberty Mutual $8,904
Nationwide $5,896
Progressive $5,996
State Farm $6,233
Travelers $7,062
USAA $5,612

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Category Winners: Cheapest Car Insurance in Mount Vernon, New York

Find the cheapest car insurance companies in Mount Vernon, NY for each category right here.

Best Annual Car Insurance Rates by Company in Mount Vernon, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Cheapest Mount Vernon, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mount Vernon car insurance rates. Find the cheapest Mount Vernon, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mount Vernon, New York

Insurance Company Low Medium High
Allstate $7,135 $7,954 $8,961
GEICO $3,584 $3,786 $4,054
Liberty Mutual $8,470 $8,881 $9,361
Nationwide $5,498 $5,839 $6,352
Progressive $5,634 $5,947 $6,407
State Farm $5,892 $6,270 $6,535
Travelers $6,629 $6,969 $7,588
USAA $5,413 $5,575 $5,849

What affects car insurance rates in Mount Vernon, New York?

What factors can have an impact on Mount Vernon, NY car insurance? There are several reasons why Mount Vernon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mount Vernon, New York.

Commute Time in Mount Vernon

The more time you spend in your car the higher the risk of an accident. The average commute length in Mount Vernon, NY is 36.6 minutes according to City-Data.

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Compare Car Insurance Quotes in Mount Vernon, NY

Ready to find affordable Mount Vernon, New York car insurance today? Enter your ZIP code for fast, free Mount Vernon, NY car insurance quotes.

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