Compare Daphne, AL Car Insurance Rates (2021)

Car insurance in Daphne, AL averages $304 a month. Daphne, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Daphne car insurance rates, compare quotes from the top car insurance companies in Daphne, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Daphne is 36527
  • The cheapest car insurance company in Daphne for teen drivers is USAA
  • Average car insurance rates in Daphne, AL after a DUI are $4,157/year

If you need to buy Daphne, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Daphne, AL is right here.

You’ll find Daphne car insurance rates, the cheapest Daphne, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Daphne, Alabama car insurance rates to Tuscaloosa car insurance rates, Birmingham car insurance rates, and Mobile car insurance rates.

Ready to find affordable Daphne, AL car insurance today? Enter your ZIP code for fast, free Daphne car insurance quotes.

Cheapest Daphne, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Daphne, AL car insurance rates? Every Daphne, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Daphne, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,944 $1,848 $1,762 $1,795 $6,914 $7,444 $2,168 $2,213
Farmers $2,322 $2,306 $2,074 $2,209 $9,067 $9,327 $2,628 $2,718
GEICO $1,980 $1,969 $1,893 $1,961 $5,246 $5,134 $2,089 $1,931
Liberty Mutual $3,172 $3,424 $2,595 $2,904 $11,797 $13,118 $3,375 $3,589
Nationwide $1,625 $1,642 $1,486 $1,534 $4,274 $5,478 $1,801 $2,006
Progressive $2,437 $2,277 $2,004 $2,138 $10,152 $11,324 $2,848 $3,027
State Farm $2,681 $2,681 $2,442 $2,442 $8,321 $10,409 $3,034 $3,500
Travelers $1,510 $1,533 $1,421 $1,416 $8,203 $12,921 $1,429 $1,631
USAA $1,234 $1,252 $1,156 $1,135 $3,653 $4,047 $1,601 $1,729

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Minimum Car Insurance in Daphne, AL

Every driver must carry the minimum car insurance in Daphne, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Daphne, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Daphne, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Daphne, AL. Compare credit history car insurance rates in Daphne from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Daphne, Alabama

Insurance Company Poor Fair Good
Allstate $4,020 $3,170 $2,593
Farmers $4,574 $3,938 $3,732
GEICO $3,530 $2,518 $2,278
Liberty Mutual $7,860 $4,836 $3,795
Nationwide $2,987 $2,338 $2,118
Progressive $5,096 $4,383 $4,099
State Farm $7,197 $3,643 $2,476
Travelers $4,096 $3,555 $3,623
USAA $2,646 $1,733 $1,550

Cheapest Daphne, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Daphne, AL to rates for a clean record with top companies.

Annual Daphne, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,762 $3,263 $3,888 $3,130
Farmers $3,436 $4,447 $4,339 $4,103
GEICO $1,865 $3,014 $3,740 $2,481
Liberty Mutual $4,309 $6,008 $5,865 $5,805
Nationwide $2,177 $2,177 $3,145 $2,424
Progressive $4,076 $5,142 $4,413 $4,472
State Farm $3,992 $4,985 $4,389 $4,389
Travelers $3,129 $3,282 $4,812 $3,809
USAA $1,522 $1,910 $2,826 $1,646

Cheapest Daphne, AL Car Insurance for Teen Drivers

Teen car insurance in Daphne, AL can be expensive. Take a look at rates from the top car insurance companies in Daphne for teenagers.

Annual Car Insurance Rates for Teen Drivers in Daphne, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,914 $7,444
Farmers $9,067 $9,327
GEICO $5,246 $5,134
Liberty Mutual $11,797 $13,118
Nationwide $4,274 $5,478
Progressive $10,152 $11,324
State Farm $8,321 $10,409
Travelers $8,203 $12,921
USAA $3,653 $4,047

Cheapest Daphne, AL Car Insurance for Seniors

Take a look at Daphne, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Daphne, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,762 $1,795
Farmers $2,074 $2,209
GEICO $1,893 $1,961
Liberty Mutual $2,595 $2,904
Nationwide $1,486 $1,534
Progressive $2,004 $2,138
State Farm $2,442 $2,442
Travelers $1,421 $1,416
USAA $1,156 $1,135

Cheapest Daphne, AL Car Insurance Rates After a DUI

A DUI in Daphne, AL increases car insurance rates. Compare Daphne, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Daphne, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,888
Farmers $4,339
GEICO $3,740
Liberty Mutual $5,865
Nationwide $3,145
Progressive $4,413
State Farm $4,389
Travelers $4,812
USAA $2,826

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Cheapest Daphne, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Daphne, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Daphne, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,261 $3,261
Farmers $4,081 $4,081
GEICO $2,727 $2,823
Liberty Mutual $5,497 $5,497
Nationwide $2,481 $2,481
Progressive $4,526 $4,526
State Farm $4,330 $4,548
Travelers $3,758 $3,758
USAA $1,886 $2,066

Cheapest Daphne, AL Car Insurance Rates by ZIP Code

Daphne car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Daphne, AL.

Annual Car Insurance Rates by ZIP Code in Daphne, Alabama

ZIP Code Average Annual Rates
36526 $3,767
36527 $3,755

The Best Cheap Car Insurance Companies in Daphne, AL

Take a look at a side-by-side comparison of the top car insurance companies in Daphne, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Daphne, Alabama

Insurance Company Average Annual Rates
Allstate $3,261
Farmers $4,081
GEICO $2,775
Liberty Mutual $5,497
Nationwide $2,481
Progressive $4,526
State Farm $4,439
Travelers $3,758
USAA $1,976

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Category Winners: Cheapest Car Insurance in Daphne, Alabama

Find the cheapest car insurance companies in Daphne, AL for each category right here.

Best Annual Car Insurance Rates by Company in Daphne, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Daphne, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Daphne car insurance rates. Find the cheapest Daphne, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Daphne, Alabama

Insurance Company Low Medium High
Allstate $3,154 $3,257 $3,372
Farmers $3,833 $4,023 $4,388
GEICO $2,550 $2,763 $3,013
Liberty Mutual $5,248 $5,471 $5,771
Nationwide $2,452 $2,462 $2,528
Progressive $4,032 $4,504 $5,042
State Farm $4,177 $4,434 $4,705
Travelers $3,568 $3,833 $3,873
USAA $1,898 $1,964 $2,066

What affects car insurance rates in Daphne, Alabama?

What factors can have an impact on Daphne, AL car insurance? There are several reasons why Daphne car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Daphne, Alabama.

Car Theft in Daphne

High levels of vehicle theft can make car insurance more expensive. Daphne, AL car theft statistics from the FBI indicate 17 vehicle thefts a year.

Commute Time in Daphne

The more time you spend in your car the higher the risk of an accident. The average commute length in Daphne, AL is 26.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Daphne, AL

Ready to find affordable Daphne, Alabama car insurance today? Enter your ZIP code for fast, free Daphne, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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