Compare Denison, IA Car Insurance Rates (2021)

Car insurance in Denison, IA averages $248 a month. Denison, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Denison car insurance rates, compare quotes from the top car insurance companies in Denison, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Denison is USAA
  • Average car insurance rates in Denison, IA after a DUI are $3,578/year
  • Average car insurance rates in Denison, IA are $2,972/year

If you need to buy Denison, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Denison, IA is right here.

You’ll find Denison car insurance rates, the cheapest Denison, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Denison, Iowa car insurance rates to West Des Moines car insurance rates, Ankeny car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Denison, IA car insurance today? Enter your ZIP code for fast, free Denison car insurance quotes.

Cheapest Denison, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Denison, IA car insurance rates? Every Denison, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Denison, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,086 $2,005 $1,848 $1,882 $5,978 $6,727 $2,277 $2,347
American Family $1,968 $1,968 $1,760 $1,760 $5,256 $7,372 $1,968 $2,369
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,157 $2,346 $1,893 $2,303 $10,156 $11,442 $2,443 $2,697
Nationwide $1,692 $1,737 $1,508 $1,610 $3,895 $5,038 $1,916 $2,083
Progressive $1,698 $1,627 $1,399 $1,455 $4,306 $4,857 $2,042 $2,216
State Farm $1,362 $1,362 $1,194 $1,194 $3,669 $4,649 $1,530 $1,747
Travelers $2,490 $2,543 $2,410 $2,420 $10,971 $17,518 $2,587 $3,068
USAA $1,300 $1,319 $1,188 $1,218 $3,461 $3,687 $1,565 $1,732

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Minimum Car Insurance in Denison, IA

Every driver must carry the minimum car insurance in Denison, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Denison, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Denison, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Denison, IA. Compare credit history car insurance rates in Denison from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Denison, Iowa

Insurance Company Poor Fair Good
Allstate $3,765 $2,985 $2,681
American Family $3,893 $2,860 $2,405
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,327 $3,894 $3,068
Nationwide $2,957 $2,317 $2,030
Progressive $2,883 $2,341 $2,126
State Farm $2,974 $1,840 $1,452
Travelers $6,190 $5,281 $5,031
USAA $2,547 $1,745 $1,510

Cheapest Denison, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Denison, IA to rates for a clean record with top companies.

Annual Denison, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,675 $3,238 $3,674 $2,988
American Family $2,204 $3,226 $4,189 $2,591
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,828 $4,728 $4,832 $4,330
Nationwide $1,763 $2,531 $3,450 $1,995
Progressive $1,965 $3,242 $2,133 $2,460
State Farm $1,935 $2,243 $2,089 $2,089
Travelers $4,017 $5,344 $7,150 $5,492
USAA $1,478 $1,982 $2,578 $1,696

Cheapest Denison, IA Car Insurance for Teen Drivers

Teen car insurance in Denison, IA can be expensive. Take a look at rates from the top car insurance companies in Denison for teenagers.

Annual Car Insurance Rates for Teen Drivers in Denison, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,978 $6,727
American Family $5,256 $7,372
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,156 $11,442
Nationwide $3,895 $5,038
Progressive $4,306 $4,857
State Farm $3,669 $4,649
Travelers $10,971 $17,518
USAA $3,461 $3,687

Cheapest Denison, IA Car Insurance for Seniors

Take a look at Denison, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Denison, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,848 $1,882
American Family $1,760 $1,760
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,893 $2,303
Nationwide $1,508 $1,610
Progressive $1,399 $1,455
State Farm $1,194 $1,194
Travelers $2,410 $2,420
USAA $1,188 $1,218

Cheapest Denison, IA Car Insurance Rates After a DUI

A DUI in Denison, IA increases car insurance rates. Compare Denison, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Denison, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,674
American Family $4,189
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,832
Nationwide $3,450
Progressive $2,133
State Farm $2,089
Travelers $7,150
USAA $2,578

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Cheapest Denison, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Denison, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Denison, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,219
American Family $3,017 $3,088
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,430 $4,430
Nationwide $2,435 $2,435
Progressive $2,450 $2,450
State Farm $2,039 $2,138
Travelers $5,501 $5,501
USAA $1,863 $2,004

The Best Cheap Car Insurance Companies in Denison, IA

Take a look at a side-by-side comparison of the top car insurance companies in Denison, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Denison, Iowa

Insurance Company Average Annual Rates
Allstate $3,144
American Family $3,053
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,430
Nationwide $2,435
Progressive $2,450
State Farm $2,089
Travelers $5,501
USAA $1,934

Category Winners: Cheapest Car Insurance in Denison, Iowa

Find the cheapest car insurance companies in Denison, IA for each category right here.

Best Annual Car Insurance Rates by Company in Denison, Iowa

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Denison, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Denison car insurance rates. Find the cheapest Denison, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Denison, Iowa

Insurance Company Low Medium High
Allstate $3,018 $3,147 $3,266
American Family $3,064 $3,222 $2,872
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,247 $4,420 $4,622
Nationwide $2,544 $2,422 $2,339
Progressive $2,306 $2,458 $2,586
State Farm $1,994 $2,099 $2,173
Travelers $5,170 $5,585 $5,748
USAA $1,835 $1,940 $2,026

What affects car insurance rates in Denison, Iowa?

What factors can have an impact on Denison, IA car insurance? There are several reasons why Denison car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Denison, Iowa.

Commute Time in Denison

The more time you spend in your car the higher the risk of an accident. The average commute length in Denison, IA is 13.8 minutes according to City-Data.

Compare Car Insurance Quotes in Denison, IA

Ready to find affordable Denison, Iowa car insurance today? Enter your ZIP code for fast, free Denison, IA car insurance quotes.

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