Compare Lincoln Park, MI Car Insurance Rates (2021)

Car insurance in Lincoln Park, MI averages $1,186 a month. Lincoln Park, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Lincoln Park car insurance rates, compare quotes from the top car insurance companies in Lincoln Park, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lincoln Park, MI after a DUI are $23,390/year
  • The cheapest car insurance company in Lincoln Park is USAA
  • Average car insurance rates in Lincoln Park, MI are $14,234/year

If you need to buy Lincoln Park, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Lincoln Park, MI is right here.

You’ll find Lincoln Park car insurance rates, the cheapest Lincoln Park, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Lincoln Park, Michigan car insurance rates to Detroit car insurance rates, Livonia car insurance rates, and Troy car insurance rates.

Ready to find affordable Lincoln Park, MI car insurance today? Enter your ZIP code for fast, free Lincoln Park car insurance quotes.

Cheapest Lincoln Park, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lincoln Park, MI car insurance rates? Every Lincoln Park, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lincoln Park, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $21,075 $21,075 $19,686 $19,686 $50,743 $50,743 $22,170 $22,170
Farmers $11,749 $11,749 $10,891 $10,891 $26,237 $26,237 $13,262 $13,262
GEICO $7,567 $7,567 $7,735 $7,735 $19,429 $19,429 $7,172 $7,172
Liberty Mutual $16,104 $16,104 $15,948 $15,948 $37,473 $37,473 $16,104 $16,104
Nationwide $5,724 $5,724 $5,068 $5,068 $15,474 $15,474 $6,299 $6,299
Progressive $4,099 $3,730 $3,602 $4,124 $14,748 $15,391 $4,758 $4,217
State Farm $8,725 $8,725 $8,123 $8,123 $30,993 $30,993 $10,254 $10,254
Travelers $12,519 $12,519 $10,716 $10,716 $38,241 $38,241 $13,624 $13,624
USAA $2,950 $2,772 $2,776 $2,608 $7,161 $6,738 $3,579 $3,402

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Minimum Car Insurance in Lincoln Park, MI

Every driver must carry the minimum car insurance in Lincoln Park, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Lincoln Park, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lincoln Park, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lincoln Park, MI. Compare credit history car insurance rates in Lincoln Park from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lincoln Park, Michigan

Insurance Company Poor Fair Good
Allstate $43,434 $23,897 $17,925
Farmers $23,213 $12,143 $11,248
GEICO $13,517 $9,893 $8,018
Liberty Mutual $33,871 $19,556 $10,795
Nationwide $10,249 $7,677 $6,499
Progressive $7,968 $6,637 $5,896
State Farm $23,581 $11,912 $8,077
Travelers $19,251 $18,658 $18,417
USAA $5,999 $3,416 $2,580

Cheapest Lincoln Park, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lincoln Park, MI to rates for a clean record with top companies.

Annual Lincoln Park, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $13,689 $18,394 $62,328 $19,263
Farmers $12,958 $16,742 $16,473 $15,967
GEICO $3,644 $7,759 $23,737 $6,763
Liberty Mutual $14,660 $17,936 $34,065 $18,968
Nationwide $6,938 $9,328 $8,461 $7,838
Progressive $5,718 $7,654 $6,865 $7,098
State Farm $9,157 $11,023 $24,091 $13,824
Travelers $12,688 $18,154 $29,222 $15,038
USAA $3,210 $4,018 $5,265 $3,500

Cheapest Lincoln Park, MI Car Insurance for Teen Drivers

Teen car insurance in Lincoln Park, MI can be expensive. Take a look at rates from the top car insurance companies in Lincoln Park for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lincoln Park, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $50,743 $50,743
Farmers $26,237 $26,237
GEICO $19,429 $19,429
Liberty Mutual $37,473 $37,473
Nationwide $15,474 $15,474
Progressive $14,748 $15,391
State Farm $30,993 $30,993
Travelers $38,241 $38,241
USAA $7,161 $6,738

Cheapest Lincoln Park, MI Car Insurance for Seniors

Take a look at Lincoln Park, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lincoln Park, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $19,686 $19,686
Farmers $10,891 $10,891
GEICO $7,735 $7,735
Liberty Mutual $15,948 $15,948
Nationwide $5,068 $5,068
Progressive $3,602 $4,124
State Farm $8,123 $8,123
Travelers $10,716 $10,716
USAA $2,776 $2,608

Cheapest Lincoln Park, MI Car Insurance Rates After a DUI

A DUI in Lincoln Park, MI increases car insurance rates. Compare Lincoln Park, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lincoln Park, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $62,328
Farmers $16,473
GEICO $23,737
Liberty Mutual $34,065
Nationwide $8,461
Progressive $6,865
State Farm $24,091
Travelers $29,222
USAA $5,265

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Cheapest Lincoln Park, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lincoln Park, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lincoln Park, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $28,419 $28,419
Farmers $15,535 $15,535
GEICO $10,235 $10,716
Liberty Mutual $20,681 $22,134
Nationwide $8,141 $8,141
Progressive $6,834 $6,834
State Farm $14,126 $14,922
Travelers $18,666 $18,885
USAA $3,952 $4,045

The Best Cheap Car Insurance Companies in Lincoln Park, MI

Take a look at a side-by-side comparison of the top car insurance companies in Lincoln Park, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lincoln Park, Michigan

Insurance Company Average Annual Rates
Allstate $28,419
Farmers $15,535
GEICO $10,476
Liberty Mutual $21,407
Nationwide $8,141
Progressive $6,834
State Farm $14,524
Travelers $18,775
USAA $3,998

Category Winners: Cheapest Car Insurance in Lincoln Park, Michigan

Find the cheapest car insurance companies in Lincoln Park, MI for each category right here.

Best Annual Car Insurance Rates by Company in Lincoln Park, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Lincoln Park, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lincoln Park car insurance rates. Find the cheapest Lincoln Park, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lincoln Park, Michigan

Insurance Company Low Medium High
Allstate $27,680 $28,485 $29,091
Farmers $14,851 $15,466 $16,287
GEICO $9,837 $10,377 $11,213
Liberty Mutual $20,822 $21,349 $22,051
Nationwide $8,521 $8,004 $7,900
Progressive $6,623 $6,840 $7,038
State Farm $13,753 $14,618 $15,200
Travelers $18,627 $18,795 $18,904
USAA $3,875 $4,009 $4,111

What affects car insurance rates in Lincoln Park, Michigan?

What factors can have an impact on Lincoln Park, MI car insurance? There are several reasons why Lincoln Park car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lincoln Park, Michigan.

Car Theft in Lincoln Park

High levels of vehicle theft can make car insurance more expensive. Lincoln Park, MI car theft statistics from the FBI indicate 104 vehicle thefts a year.

Commute Time in Lincoln Park

The more time you spend in your car the higher the risk of an accident. The average commute length in Lincoln Park, MI is 24.9 minutes according to City-Data.

Compare Car Insurance Quotes in Lincoln Park, MI

Ready to find affordable Lincoln Park, Michigan car insurance today? Enter your ZIP code for fast, free Lincoln Park, MI car insurance quotes.

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