Compare New Bedford, MA Car Insurance Rates (2021)

Car insurance in New Bedford, MA averages $316 a month. New Bedford, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap New Bedford car insurance rates, compare quotes from the top car insurance companies in New Bedford, MA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in New Bedford, MA after a DUI are $4,673/year
  • The cheapest car insurance company in New Bedford for teen drivers is State Farm
  • Average car insurance rates in New Bedford, MA are $3,790/year

If you need to buy New Bedford, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in New Bedford, MA is right here.

You’ll find New Bedford car insurance rates, the cheapest New Bedford, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare New Bedford, Massachusetts car insurance rates to New Bedford car insurance rates, Cambridge car insurance rates, and Worcester car insurance rates.

Ready to find affordable New Bedford, MA car insurance today? Enter your ZIP code for fast, free New Bedford car insurance quotes.

Cheapest New Bedford, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Bedford, MA car insurance rates? Every New Bedford, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Bedford, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,757 $2,757 $2,757 $7,915 $7,915 $3,078 $3,078
GEICO $2,746 $2,746 $2,539 $2,539 $6,706 $6,706 $2,837 $2,837
Liberty Mutual $3,917 $3,917 $3,412 $3,412 $10,476 $10,476 $4,100 $4,100
Progressive $2,729 $2,729 $2,616 $2,616 $10,303 $10,303 $2,947 $2,947
State Farm $1,291 $1,291 $1,291 $1,291 $3,246 $3,246 $1,291 $1,291
Travelers $3,384 $3,384 $2,975 $2,975 $6,920 $6,920 $3,743 $3,743
USAA $1,863 $1,863 $1,833 $1,833 $4,403 $4,403 $2,058 $2,058

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Minimum Car Insurance in New Bedford, MA

Every driver must carry the minimum car insurance in New Bedford, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in New Bedford, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest New Bedford, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Bedford, MA to rates for a clean record with top companies.

Annual New Bedford, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,177 $4,795 $5,357 $3,177
GEICO $2,949 $4,086 $4,669 $3,123
Liberty Mutual $4,286 $5,915 $7,097 $4,608
Progressive $3,895 $5,513 $4,366 $4,822
State Farm $1,404 $1,922 $2,283 $1,509
Travelers $3,299 $4,580 $4,941 $4,201
USAA $1,798 $2,344 $3,999 $2,015

Cheapest New Bedford, MA Car Insurance for Teen Drivers

Teen car insurance in New Bedford, MA can be expensive. Take a look at rates from the top car insurance companies in New Bedford for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Bedford, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,915 $7,915
GEICO $6,706 $6,706
Liberty Mutual $10,476 $10,476
Progressive $10,303 $10,303
State Farm $3,246 $3,246
Travelers $6,920 $6,920
USAA $4,403 $4,403

Cheapest New Bedford, MA Car Insurance for Seniors

Take a look at New Bedford, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Bedford, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,757 $2,757
GEICO $2,539 $2,539
Liberty Mutual $3,412 $3,412
Progressive $2,616 $2,616
State Farm $1,291 $1,291
Travelers $2,975 $2,975
USAA $1,833 $1,833

Cheapest New Bedford, MA Car Insurance Rates After a DUI

A DUI in New Bedford, MA increases car insurance rates. Compare New Bedford, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Bedford, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,357
GEICO $4,669
Liberty Mutual $7,097
Progressive $4,366
State Farm $2,283
Travelers $4,941
USAA $3,999

Cheapest New Bedford, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Bedford, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Bedford, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,986 $4,267
GEICO $3,637 $3,777
Liberty Mutual $5,264 $5,689
Progressive $4,649 $4,649
State Farm $1,737 $1,822
Travelers $4,048 $4,463
USAA $2,468 $2,610

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Cheapest New Bedford, MA Car Insurance Rates by ZIP Code

New Bedford car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in New Bedford, MA.

Annual Car Insurance Rates by ZIP Code in New Bedford, Massachusetts

ZIP Code Average Annual Rates
2740 $3,790
2744 $3,790
2745 $3,790
2746 $3,790

The Best Cheap Car Insurance Companies in New Bedford, MA

Take a look at a side-by-side comparison of the top car insurance companies in New Bedford, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Bedford, Massachusetts

Insurance Company Average Annual Rates
Allstate $4,127
GEICO $3,707
Liberty Mutual $5,476
Progressive $4,649
State Farm $1,780
Travelers $4,255
USAA $2,539

Category Winners: Cheapest Car Insurance in New Bedford, Massachusetts

Find the cheapest car insurance companies in New Bedford, MA for each category right here.

Best Annual Car Insurance Rates by Company in New Bedford, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest New Bedford, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Bedford car insurance rates. Find the cheapest New Bedford, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Bedford, Massachusetts

Insurance Company Low Medium High
Allstate $3,771 $4,196 $4,413
GEICO $3,431 $3,768 $3,922
Liberty Mutual $5,100 $5,550 $5,780
Progressive $4,256 $4,727 $4,963
State Farm $1,612 $1,811 $1,917
Travelers $3,811 $4,338 $4,616
USAA $2,345 $2,581 $2,691

What affects car insurance rates in New Bedford, Massachusetts?

What factors can have an impact on New Bedford, MA car insurance? There are several reasons why New Bedford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Bedford, Massachusetts.

Commute Time in New Bedford

The more time you spend in your car the higher the risk of an accident. The average commute length in New Bedford, MA is 26.0 minutes according to City-Data.

Traffic in New Bedford

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. New Bedford, MA traffic data from INRIX ranks New Bedford as the 778th-most congested in the world.

Compare Car Insurance Quotes in New Bedford, MA

Ready to find affordable New Bedford, Massachusetts car insurance today? Enter your ZIP code for fast, free New Bedford, MA car insurance quotes.

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