Compare Wesley Chapel, FL Car Insurance Rates (2021)

Car insurance in Wesley Chapel, FL averages $434 a month. Wesley Chapel, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Wesley Chapel car insurance rates, compare quotes from the top car insurance companies in Wesley Chapel, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wesley Chapel is USAA
  • The cheapest ZIP code in Wesley Chapel is 33545
  • The cheapest car insurance company in Wesley Chapel for teen drivers is GEICO

If you need to buy Wesley Chapel, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Wesley Chapel, FL is right here.

You’ll find Wesley Chapel car insurance rates, the cheapest Wesley Chapel, FL car insurance companies, and information on Florida car insurance laws. You can also compare Wesley Chapel, Florida car insurance rates to Port St. Lucie car insurance rates, Hialeah car insurance rates, and Cape Coral car insurance rates.

Ready to find affordable Wesley Chapel, FL car insurance today? Enter your ZIP code for fast, free Wesley Chapel car insurance quotes.

Cheapest Wesley Chapel, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wesley Chapel, FL car insurance rates? Every Wesley Chapel, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wesley Chapel, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,243 $5,032 $4,597 $4,678 $18,520 $20,253 $5,200 $5,271
GEICO $3,280 $3,296 $3,068 $3,068 $5,769 $7,181 $3,606 $3,652
Liberty Mutual $4,150 $4,150 $3,790 $3,790 $8,929 $13,837 $4,150 $5,682
Nationwide $3,388 $3,344 $3,020 $3,125 $8,239 $10,157 $3,737 $3,891
Progressive $3,963 $3,718 $3,386 $3,631 $11,187 $12,154 $4,762 $4,509
State Farm $2,390 $2,390 $2,165 $2,165 $7,070 $9,050 $2,666 $2,847
USAA $1,786 $1,756 $1,677 $1,660 $6,160 $7,111 $2,231 $2,404

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Minimum Car Insurance in Wesley Chapel, FL

Every driver must carry the minimum car insurance in Wesley Chapel, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Wesley Chapel, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Wesley Chapel, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wesley Chapel, FL. Compare credit history car insurance rates in Wesley Chapel from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wesley Chapel, Florida

Insurance Company Poor Fair Good
Allstate $12,040 $7,606 $6,152
GEICO $5,956 $3,637 $2,752
Liberty Mutual $7,849 $5,721 $4,609
Nationwide $6,089 $4,464 $4,035
Progressive $7,703 $5,480 $4,558
State Farm $5,273 $3,442 $2,814
USAA $5,038 $2,467 $1,789

Cheapest Wesley Chapel, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wesley Chapel, FL to rates for a clean record with top companies.

Annual Wesley Chapel, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,391 $8,883 $9,897 $8,226
GEICO $2,887 $3,671 $5,431 $4,471
Liberty Mutual $4,282 $5,650 $8,346 $5,961
Nationwide $4,139 $4,550 $6,155 $4,606
Progressive $4,664 $6,908 $5,818 $6,266
State Farm $3,509 $4,177 $3,843 $3,843
USAA $2,425 $2,997 $4,428 $2,543

Cheapest Wesley Chapel, FL Car Insurance for Teen Drivers

Teen car insurance in Wesley Chapel, FL can be expensive. Take a look at rates from the top car insurance companies in Wesley Chapel for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wesley Chapel, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,520 $20,253
GEICO $5,769 $7,181
Liberty Mutual $8,929 $13,837
Nationwide $8,239 $10,157
Progressive $11,187 $12,154
State Farm $7,070 $9,050
USAA $6,160 $7,111

Cheapest Wesley Chapel, FL Car Insurance for Seniors

Take a look at Wesley Chapel, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wesley Chapel, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,597 $4,678
GEICO $3,068 $3,068
Liberty Mutual $3,790 $3,790
Nationwide $3,020 $3,125
Progressive $3,386 $3,631
State Farm $2,165 $2,165
USAA $1,677 $1,660

Cheapest Wesley Chapel, FL Car Insurance Rates After a DUI

A DUI in Wesley Chapel, FL increases car insurance rates. Compare Wesley Chapel, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wesley Chapel, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,897
GEICO $5,431
Liberty Mutual $8,346
Nationwide $6,155
Progressive $5,818
State Farm $3,843
USAA $4,428

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Cheapest Wesley Chapel, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wesley Chapel, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wesley Chapel, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,351 $8,847
GEICO $4,095 $4,135
Liberty Mutual $5,859 $6,261
Nationwide $4,863 $4,863
Progressive $5,914 $5,914
State Farm $3,708 $3,978
USAA $3,063 $3,134

Cheapest Wesley Chapel, FL Car Insurance Rates by ZIP Code

Wesley Chapel car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Wesley Chapel, FL.

Annual Car Insurance Rates by ZIP Code in Wesley Chapel, Florida

ZIP Code Average Annual Rates
33543 $4,053
33544 $3,984
33545 $3,946

The Best Cheap Car Insurance Companies in Wesley Chapel, FL

Take a look at a side-by-side comparison of the top car insurance companies in Wesley Chapel, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wesley Chapel, Florida

Insurance Company Average Annual Rates
Allstate $8,599
GEICO $4,115
Liberty Mutual $6,060
Nationwide $4,863
Progressive $5,914
State Farm $3,843
USAA $3,098

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Category Winners: Cheapest Car Insurance in Wesley Chapel, Florida

Find the cheapest car insurance companies in Wesley Chapel, FL for each category right here.

Best Annual Car Insurance Rates by Company in Wesley Chapel, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Wesley Chapel, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wesley Chapel car insurance rates. Find the cheapest Wesley Chapel, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wesley Chapel, Florida

Insurance Company Low Medium High
Allstate $6,410 $9,093 $10,294
GEICO $3,306 $4,264 $4,774
Liberty Mutual $5,521 $6,169 $6,489
Nationwide $3,747 $5,071 $5,770
Progressive $4,882 $6,060 $6,799
State Farm $3,239 $3,948 $4,343
USAA $2,621 $3,223 $3,451

What affects car insurance rates in Wesley Chapel, Florida?

What factors can have an impact on Wesley Chapel, FL car insurance? There are several reasons why Wesley Chapel car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wesley Chapel, Florida.

Commute Time in Wesley Chapel

The more time you spend in your car the higher the risk of an accident. The average commute length in Wesley Chapel, FL is 33.1 minutes according to City-Data.

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Compare Car Insurance Quotes in Wesley Chapel, FL

Ready to find affordable Wesley Chapel, Florida car insurance today? Enter your ZIP code for fast, free Wesley Chapel, FL car insurance quotes.

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