Compare Winona, MS Car Insurance Rates (2021)

Car insurance in Winona, MS averages $289 a month. Winona, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Winona car insurance rates, compare quotes from the top car insurance companies in Winona, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Winona is USAA
  • Average car insurance rates in Winona, MS after a DUI are $4,185/year
  • Average car insurance rates in Winona, MS are $3,463/year

If you need to buy Winona, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Winona, MS is right here.

You’ll find Winona car insurance rates, the cheapest Winona, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Winona, Mississippi car insurance rates to Southaven car insurance rates, Tupelo car insurance rates, and Biloxi car insurance rates.

Ready to find affordable Winona, MS car insurance today? Enter your ZIP code for fast, free Winona car insurance quotes.

Cheapest Winona, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Winona, MS car insurance rates? Every Winona, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winona, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,434 $2,332 $2,163 $2,212 $9,519 $10,156 $2,789 $2,873
GEICO $2,915 $2,762 $2,660 $2,471 $7,046 $6,680 $4,732 $2,356
Liberty Mutual $2,555 $2,769 $2,060 $2,314 $8,987 $9,998 $2,709 $2,847
Nationwide $2,178 $2,244 $1,948 $2,073 $4,297 $5,499 $2,460 $2,673
Progressive $2,169 $2,034 $1,765 $1,714 $7,596 $8,505 $2,230 $2,310
State Farm $1,899 $1,899 $1,690 $1,690 $5,287 $6,664 $2,108 $2,380
Travelers $1,640 $1,671 $1,553 $1,557 $7,297 $11,605 $1,715 $1,997
USAA $1,428 $1,415 $1,327 $1,346 $3,532 $4,202 $1,746 $1,928

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Minimum Car Insurance in Winona, MS

Every driver must carry the minimum car insurance in Winona, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Winona, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Winona, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Winona, MS. Compare credit history car insurance rates in Winona from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Winona, Mississippi

Insurance Company Poor Fair Good
Allstate $4,986 $4,417 $3,526
GEICO $5,960 $3,376 $2,523
Liberty Mutual $6,139 $3,750 $2,951
Nationwide $3,435 $2,790 $2,540
Progressive $4,034 $3,419 $3,168
State Farm $4,252 $2,582 $2,022
Travelers $4,120 $3,359 $3,408
USAA $2,899 $1,881 $1,567

Cheapest Winona, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Winona, MS to rates for a clean record with top companies.

Annual Winona, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,653 $4,292 $5,165 $4,128
GEICO $2,439 $3,724 $5,700 $3,948
Liberty Mutual $3,043 $4,843 $4,965 $4,268
Nationwide $2,322 $2,979 $3,808 $2,578
Progressive $3,042 $4,049 $3,498 $3,573
State Farm $2,698 $3,263 $2,924 $2,924
Travelers $3,175 $3,324 $4,554 $3,463
USAA $1,652 $2,108 $2,866 $1,837

Cheapest Winona, MS Car Insurance for Teen Drivers

Teen car insurance in Winona, MS can be expensive. Take a look at rates from the top car insurance companies in Winona for teenagers.

Annual Car Insurance Rates for Teen Drivers in Winona, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,519 $10,156
GEICO $7,046 $6,680
Liberty Mutual $8,987 $9,998
Nationwide $4,297 $5,499
Progressive $7,596 $8,505
State Farm $5,287 $6,664
Travelers $7,297 $11,605
USAA $3,532 $4,202

Cheapest Winona, MS Car Insurance for Seniors

Take a look at Winona, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Winona, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,163 $2,212
GEICO $2,660 $2,471
Liberty Mutual $2,060 $2,314
Nationwide $1,948 $2,073
Progressive $1,765 $1,714
State Farm $1,690 $1,690
Travelers $1,553 $1,557
USAA $1,327 $1,346

Cheapest Winona, MS Car Insurance Rates After a DUI

A DUI in Winona, MS increases car insurance rates. Compare Winona, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Winona, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,165
GEICO $5,700
Liberty Mutual $4,965
Nationwide $3,808
Progressive $3,498
State Farm $2,924
Travelers $4,554
USAA $2,866

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Cheapest Winona, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Winona, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Winona, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,310 $4,310
GEICO $3,943 $3,963
Liberty Mutual $4,280 $4,280
Nationwide $2,922 $2,922
Progressive $3,540 $3,540
State Farm $2,881 $3,023
Travelers $3,629 $3,629
USAA $2,050 $2,181

The Best Cheap Car Insurance Companies in Winona, MS

Take a look at a side-by-side comparison of the top car insurance companies in Winona, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Winona, Mississippi

Insurance Company Average Annual Rates
Allstate $4,310
GEICO $3,953
Liberty Mutual $4,280
Nationwide $2,922
Progressive $3,540
State Farm $2,952
Travelers $3,629
USAA $2,116

Category Winners: Cheapest Car Insurance in Winona, Mississippi

Find the cheapest car insurance companies in Winona, MS for each category right here.

Best Annual Car Insurance Rates by Company in Winona, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Winona, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Winona car insurance rates. Find the cheapest Winona, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Winona, Mississippi

Insurance Company Low Medium High
Allstate $4,151 $4,306 $4,472
GEICO $3,743 $3,978 $4,137
Liberty Mutual $3,995 $4,259 $4,585
Nationwide $2,770 $2,913 $3,082
Progressive $3,181 $3,580 $3,860
State Farm $2,787 $2,938 $3,131
Travelers $3,435 $3,652 $3,801
USAA $1,984 $2,105 $2,258

What affects car insurance rates in Winona, Mississippi?

What factors can have an impact on Winona, MS car insurance? There are several reasons why Winona car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Winona, Mississippi.

Car Theft in Winona

High levels of vehicle theft can make car insurance more expensive. Winona, MS car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Winona

The more time you spend in your car the higher the risk of an accident. The average commute length in Winona, MS is 26.9 minutes according to City-Data.

Compare Car Insurance Quotes in Winona, MS

Ready to find affordable Winona, Mississippi car insurance today? Enter your ZIP code for fast, free Winona, MS car insurance quotes.

Free Car Insurance Comparison

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