Car Insurance in Houston, TX [Rates + Comparison Guide]

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Joel Ohman
Founder, CFP®https://res.cloudinary.com/quotellc/image/upload/insurance-site-images/ciccom-live/41b5e36b-joel-ohman.jpg

UPDATED: Jan 24, 2020

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City StatsDetails
Population2,304,388

Population Density3,977 people/square mile
Average Annual Cost of Insurance$7,206.52
Cheapest Car Insurance CompanyUSAA
Road ConditionsPoor share: 24%
Mediocre share: 28%
Fair share: 11%
Good share: 38%
Vehicle Operating Costs: $610

Table of Contents

The Cost of Car Insurance in Houston

When you shop for car insurance, you want to make sure you get the best rate for your situation. Not everyone has a lot of money to spend, so it’s wise to look for the best insurance coverage you can afford. And it can be tough if you can’t cover the costs.

One of the perks of modern life is that you have freedom of choice — a variety of options are available. And we’ve made your research easier.  We’ve found the best rates and offer useful advice on a number of factors that affect car insurance coverage to help your decision-making.

Let’s get started.  Read on to find the average costs of car insurance in Houston, and how those rates compare based on your needs. Enter your zip code in our free online tool above to start shopping.

Male vs. Female vs. Age

As you’ll see below, your age and gender influence insurers’ rates. The youngest drivers usually pay more than older, more experienced drivers, and the rates tend to decrease with age.

The median age in Houston is 33, meaning that most Houston drivers won’t face high premiums.

The cheapest age for insurance in Houston is 60 years old.

Age:17253560Cheapest RateCheapest Age
Average Annual Rate:$9,393.23$3,794.62$3,018.83$2,876.24$2,791.0060

Married 60-year-old males and females have the best rates, as shown below.

Married 35-year old femaleMarried 35-year old maleMarried 60-year old femaleMarried 60-year old maleSingle 17-year old femaleSingle 17-year old maleSingle 25-year old femaleSingle 25-year old maleAverage
$2,969.61$3,068.06$2,791.00$2,961.47$8,559.72$10,226.74$3,683.32$3,905.93$4,770.73

For males and females, the insurance rates start to decrease quite a bit after age 17.

DemographicRate (Cheapest)
Average$4,770.73
Married 35-year old female$2,969.61
Married 35-year old male$3,068.06
Married 60-year old female$2,791.00
Married 60-year old male$2,961.47
Single 17-year old female$8,559.72
Single 17-year old male$10,226.74
Single 25-year old female$3,683.32
Single 25-year old male$3,905.93

The best solution, of course, regardless of your age and gender, is to find a provider with the best rates, regardless of those factors.

Cheapest Zip Codes in Houston

Insurance rates can vary in the same city based on crime rates, natural disasters, and other factors. These are some of the lowest rates for Houston zip codes.

CityZipAverage Annual Rate
Houston77059$6,254.85
Houston77062$6,263.54
Houston77058$6,308.38
Houston77339$6,351.62
Houston77079$6,441.61
Houston77005$6,459.12
Houston77094$6,513.47
Houston77598$6,523.91
Houston77336$6,538.79
Houston77006$6,550.05
Houston77098$6,594.26
Houston77069$6,608.68
Houston77046$6,623.26
Houston77070$6,655.34
Houston77025$6,664.14
Houston77089$6,714.46
Houston77007$6,724.72
Houston77027$6,740.78
Houston77056$6,743.45
Houston77030$6,751.63
Houston77024$6,766.97
Houston77018$6,787.86
Houston77489$6,794.35
Houston77064$6,795.54
Houston77068$6,797.24
Houston77096$6,824.63
Houston77095$6,824.84
Houston77043$6,824.99
Houston77015$6,843.82
Houston77054$6,843.85
Houston77338$6,847.41
Houston77077$6,852.84
Houston77019$6,856.66
Houston77049$6,872.59
Houston77008$6,881.81
Houston77009$6,915.07
Houston77055$6,931.67
Houston77031$6,939.89
Houston77080$6,946.18
Houston77092$6,950.09
Houston77063$6,965.40
Houston77034$6,970.03
Houston77041$6,970.77
Houston77002$6,994.51
Houston77057$7,042.73
Houston77065$7,044.17
Houston77029$7,052.00
Houston77035$7,053.81
Houston77085$7,102.58
Houston77084$7,112.24
Houston77042$7,117.06
Houston77021$7,149.81
Houston77075$7,189.45
Houston77044$7,214.79
Houston77010$7,224.35
Houston77082$7,227.39
Houston77013$7,229.21
Houston77032$7,242.29
Houston77066$7,257.08
Houston77011$7,286.14
Houston77003$7,313.08
Houston77071$7,325.02
Houston77073$7,327.59
Houston77087$7,329.81
Houston77074$7,337.34
Houston77040$7,345.76
Houston77012$7,347.90
Houston77047$7,389.06
Houston77023$7,399.43
Houston77014$7,408.80
Houston77045$7,420.16
Houston77017$7,427.19
Houston77090$7,441.20
Houston77086$7,471.65
Houston77061$7,479.15
Houston77048$7,486.87
Houston77051$7,489.43
Houston77201$7,492.29
Houston77204$7,496.11
Houston77004$7,497.22
Houston77050$7,505.14
Houston77020$7,514.53
Houston77026$7,553.90
Houston77038$7,567.20
Houston77028$7,579.76
Houston77093$7,592.70
Houston77099$7,600.09
Houston77039$7,601.85
Houston77022$7,605.82
Houston77081$7,609.75
Houston77088$7,612.47
Houston77067$7,613.31
Houston77016$7,629.02
Houston77091$7,644.01
Houston77060$7,664.73
Houston77037$7,670.41
Houston77083$7,670.98
Houston77076$7,684.94
Houston77078$7,700.94
Houston77053$7,747.72
Houston77033$7,840.97
Houston77072$7,909.04
Houston77036$8,150.71

As you can see, the rates fluctuate quite a bit depending on the zip code — as much as $1,000 to $2,000 in some cases.

What’s the Best Car Insurance Company in Houston?

That’s an interesting question and one that we’ll help you answer, based on your needs and budget, with the data we received from our partner Quadrant below.

So, let’s dive in.

Cheapest Car Insurance Rates by Company

These are the cheapest providers by age and demographics in Houston.

GroupSingle 17-year old femaleSingle 17-year old maleSingle 25-year old femaleSingle 25-year old maleMarried 35-year old femaleMarried 35-year old maleMarried 60-year old femaleMarried 60-year old maleAverage
USAA$5,316.68$5,756.42$2,474.00$2,628.93$1,861.20$1,862.59$1,788.73$1,764.79$2,931.67
State Farm$5,837.21$7,446.90$2,624.53$2,699.21$2,409.57$2,409.57$2,150.86$2,150.86$3,466.09
Geico$6,541.74$6,741.68$3,158.48$3,120.96$2,912.28$3,169.25$2,838.28$3,271.55$3,969.28
Nationwide$7,905.73$10,151.58$3,231.22$3,497.33$2,737.94$2,781.67$2,414.89$2,556.62$4,409.62
Allstate$11,218.58$13,508.79$5,202.14$5,400.52$4,217.27$4,244.40$4,163.30$4,163.30$6,514.79
American Family$11,317.80$14,803.09$5,781.26$6,621.66$3,868.87$4,362.69$3,710.26$4,306.92$6,846.57
Progressive$11,780.27$13,178.71$3,311.60$3,372.89$2,780.15$2,646.22$2,470.71$2,516.22$5,257.10

On average, USAA, State Farm, and Geico have the lowest rates for all age groups and genders; this information can help determine company rates based on your demographic rather than the lowest prices overall.

– Best Car Insurance for Commute Rates

Besides your age and gender, another crucial factor in your insurance rates is your regular commute; the longer it is, the more you can tend to pay.

Group10 miles commute. 6000 annual mileage.25 miles commute. 12000 annual mileage.Average
Allstate$5,360.96$5,632.01$5,496.49
American Family$4,769.79$4,769.79$4,769.79
Geico$3,417.61$3,543.16$3,480.39
Nationwide$3,421.67$3,421.67$3,421.67
Progressive$4,343.44$4,343.44$4,343.44
State Farm$3,111.91$3,111.91$3,111.91
USAA$2,471.80$2,535.03$2,503.42

The average miles driven in the state of Texas are 17,099,340; it’s the second largest U.S. state, so there are lots of roads to travel. As the table above shows, USAA and State Farm have the best rates for distance traveled, and there’s not much, if any difference, between the rates for 10-mile and 25-mile commutes.

Best Car Insurance for Coverage Level Rates

As the chart below shows, there’s not much difference in the costs among low, medium, and high insurance rates, so you have a variety of options to find the best price for you.

GroupHighLowMediumAverage
Allstate$6,747.80$6,345.48$6,451.07$6,514.78
American Family$7,693.82$6,295.82$6,550.06$6,846.57
Geico$4,275.87$3,723.01$3,908.95$3,969.28
Nationwide$4,269.74$4,739.31$4,219.83$4,409.63
Progressive$5,526.99$5,009.56$5,234.74$5,257.10
State Farm$3,675.87$3,268.93$3,453.47$3,466.09
USAA$3,063.36$2,814.10$2,917.54$2,931.67

At companies like State Farm, the increase from low to high coverage is only about $300 a year, or an extra $25 a month. If the best coverage is still too expensive, medium coverage is a good alternative for budget and your overall safety.

Best Car Insurance for Credit History Rates

Your credit score can make your rates go up or down. Let’s see how.

GroupFairGoodPoorAverage
Allstate$6,064.69$5,193.73$8,285.94$6,514.79
American Family$6,015.71$5,253.86$9,270.13$6,846.57
Geico$3,462.39$2,293.67$6,151.78$3,969.28
Nationwide$4,248.38$3,684.52$5,295.97$4,409.62
Progressive$5,113.92$4,736.52$5,920.85$5,257.10
State Farm$3,057.10$2,439.19$4,901.97$3,466.09
USAA$2,496.22$2,013.20$4,285.58$2,931.67

The cost difference between poor and good credit can vary as much as $3,000 to $4,000 at some companies. At American Family, a premium for a driver with poor credit can cost over $9,000 a year.

Best Car Insurance for Driving Record Rates

A poor driving record is another contributor to your overall insurance rates. Like your credit, the better your track record, the better your rates.

GroupClean recordWith 1 accidentWith 1 DUIWith 1 speeding violationAverage
Allstate$5,026.59$7,838.42$8,167.54$5,026.59$7,010.85
American Family$6,204.20$7,997.66$6,980.21$6,204.20$7,060.69
Geico$3,360.70$4,480.89$3,696.17$4,339.34$3,845.92
Nationwide$3,820.09$3,820.09$5,678.74$4,319.57$4,439.64
Progressive$4,576.28$5,935.65$5,356.54$5,159.92$5,289.49
State Farm$3,071.33$3,533.51$4,188.19$3,071.33$3,597.68
USAA$2,174.69$3,238.80$3,814.31$2,498.87$3,075.93

As shown, among offenses, the most costly are accidents and DUIs, which can raise your rates $1,000 or more, depending on the insurer.

Car Insurance Factors in Houston

Many aspects of city life factor into local car insurance coverage and rates. This data can affect how much you can pay for car insurance.

Growth & Prosperity

Metro Monitor statistics show that from 2005 to 2015, the Houston-Woodlands-Sugar Land areas ranked second for growth, third in prosperity, and 12th for inclusion.

Houston has historically been among the fastest-growing metropolitan areas in the United States; according to Census estimates, it gained 156,371 residents from 2013 to 2014.

Greater Houston is the fifth-most populated metropolitan statistical area (MSA) in the nation, encompassing nine counties along the Gulf Coast in southeastern Texas. With a 2018 estimated population of 6,997,384, it’s the second metroplex in Texas after Dallas–Fort Worth.

Growth

Growth indicators measure the change in the size of an urban area’s economy and its level of entrepreneurial activity. Growth and entrepreneurship create new opportunities for individuals and can help a metro economy become more efficient. These figures measure growth in gross metropolitan product, the number of jobs, and the amount of jobs at young firms.

Here’s how the Greater Houston area grew from 2005 to 2015:

  • Jobs: +25.7 percent (3rd of 100)
  • Gross metropolitan product (GMP): +47.4 percent (3rd of 100)
  • Jobs at young firms: +12.7 percent (4th of 100)

The expected job growth in the area was 9.2 percent higher than the national average, whereas the actual job growth was 26 percent, and the difference between real and expected job growth hovered around 17 percent.

The industries with the most growth included wholesale electronic markets and agents and brokers, management of scientific and technical consulting services, and managers of companies and enterprises.

Prosperity

Prosperity captures changes in the average wealth and income an economy produces. When worker productivity contributes to a metropolitan area’s growth, through innovation or training, for example, the value of those workers’ labor rises.

As the value of labor rises, so can wages. Increases in productivity and wages are what ultimately improve living standards for workers and families and the competitiveness of metropolitan economies.

This is how Houston/The Woodlands/Sugar Land increased in prosperity from 2005 to 2015:

  • Productivity: +17.2 percent (4th of 100)
  • Standard of living: +15.9 percent (4th of 100)
  • Average annual wage: +18.4 percent (4th of 100)

– Median Household Income

It helps to compare how much you earn versus how much you pay for car insurance annually. These Data USA charts will let you see the bigger picture of median household income in Houston.

Houston, Texas Median Household Income

The average Houstonian’s household income is $50,896 per year, which is lower than the state average and neighboring counties, and $10,000 less than the average U.S. income.

Annual Car
Insurance Premium
Annual
Income
% of Income
$7,206.52$50,896.0014.16%

 

CalculatorPro

Homeownership in Houston

Homeownership can keep your insurance rates low. For instance, some companies offer discounts if you insure your car and your home through them.

In Greater Houston, about 43 percent of residents are homeowners, which is below the national average of 64 percent. It’s also lower than the average in Texas and of neighboring counties.

Rent vs Own - Houston, Texas

The value of most Houston homeowners’ properties in 2017 averaged $173,600. Though it’s $20,000 lower than the national average, it is higher than the average in Texas, which was $151,500, but it’s lower than most areas nearby.

– Education in Houston

The largest local universities are the University of Houston (9,524 degrees awarded in 2016), Houston Community College (8,129 degrees), and the University of Houston-Downtown (2,882 degrees).

Below are other Houston schools, together with the percentage of degrees awarded in 2016.

Education Concentrations - Houston, Texas

The Houston Community College System (HCCS) operates schools in Houston, Missouri City, Greater Katy, and Stafford, Texas.

It’s known for recruiting actively internationally and for the high amount of international students enrolled, which was over 5,700 in 2015. Its open enrollment policies don’t require fluency in English, but students can take a full-time 18-month English proficiency program and remedial courses.

– Wage by Race and Ethnicity in Common Jobs

The chart below shows just how race and ethnicity affect Greater Houston residents’ incomes.

In 2017, the highest paid race/ethnicity of Houston workers was Asian. They earned 1.26 times more than white workers, who made the second highest salary of any race/ethnicity. Managers of all races and ethnicities earned more than those in the other four most common full-time occupations in Houston.

How does this affect your car insurance premiums? Below you’ll see how much the top-earning races and ethnicities’ incomes go to car insurance.

Annual Car
Insurance Premium
Annual
Income
% of IncomeNotes
$7,206.52$111,1596.48%American Indian
$7,206.52$106,5796.76%Asian
$7,206.52$103,1166.99%White
$7,206.52$86,4318.34%Two or More Races
$7,206.52$69,17210.42%Black
$7,206.52$62,09811.61%Other

Wage by Gender in Common Jobs

There’s still a gender gap in wages, with males still earning more than females in Houston. But for some jobs, such as cashiers and school teachers, that gap is closing.

Wage by Gender in Common Jobs - Houston, Texas

  • Houston Female Average Salary — $47,183
  • Houston Male Average Salary — $65,834

Overall, males in Houston earned 1.4 times more — or $22,000 higher —  than their female counterparts.

– Poverty by Age and Gender

Gender and age also affect poverty rates.

According to Data USA, 473,000 of Greater Houston residents, or 21 percent, live below the poverty line. That rate is higher than the national average of 13 percent. Most of those living in poverty are females ages 25-44 and boys ages 6-11.

– Poverty by Race and Ethnicity

Here is a breakdown of the poverty rates by race and ethnicity.

Poverty by Race and Ethnicity - Houston, Texas

The number of Hispanics and whites who live below the poverty line in the Houston area is almost even (36 versus 34 percent). Half or fewer than half of blacks and other races and ethnicities live in poverty.

– Employment by Occupations

As shown in the chart below, from 2016 to 2017, employment in Houston declined at a rate of -1.48 percent from 1.12-1.11 million employees.

Employment by Occupations - Houston, Texas

Below are the top three most common job groups:

  1. Other Management Occupations Except Farmers, Ranchers, & Other Agricultural Managers — 60,011 people
  2. Building Cleaning & Pest Control Workers — 49,970 thousand people
  3. Driver/Sales Workers & Truck Drivers — 31,598 people

Driving in Houston

Driving in cities as large as Houston, with heavy, congested traffic, can be frustrating.

Need to find the best routes along Houston’s highways and by-ways? We’ve collected everything you need below, so keep reading to chart the best course for your journey.

This video will give you an idea of what it’s like to drive in Houston:

– Roads in Houston

Texas has 25 active interstates, which take up 3,501 miles of roadway and spread in different directions like spokes on a wheel.

Toll roads and metro lanes the Fort Bend County Toll Road Authority (FBCTRA), Harris County Toll Road Authority (HCTRA), Montgomery County Toll Road Authority (MCTRA), and Metropolitan Transit Authority of Harris County (METRO) operate appear below:

  • Westpark Tollway
  • Fort Bend Parkway & Extension
  • Grand Parkway: Fort Bend County, TxDOT
  • Hardy Toll Road
  • Hardy Airport Connector
  • Sam Houston Ship Channel
  • Sam Houston Tollway
  • SH 242
  • Tomball Tollway
  • Katy Freeway Managed lanes I-10 QuickRide and US 290
  • US-290 (Northwest Freeway) HOT Lanes
  • US-59 North (Eastex Freeway) HOT Lanes
  • US-59 South (Southwest Freeway) HOT Lanes
  • I-45 North (North Freeway) HOT Lanes
  • I-45 South (Gulf Freeway) HOT Lanes

How much you’ll pay to take them depends on your route and the tag you use. According to MoneyWise, State Highway 242 connector ramp (No. 9) near The Woodlands, Fort Bend Parkway (No. 4) and the State Highway 249 connector ramp (No. 3) in North Houston are among the most expensive toll roads in the country.

You can pay using tags such as TxTag, NTTA TollTag, HCTRA EZ Tag, EZ TAG. You can also use video tolling systems such as Pay by Mail on TxDOT roads or ZipCash on NTTA roads. TxTag works at all Texas locations that accept it; bridges on the Mexico-Texas border only accept cash. At all other places, you can use TxTag or NTTA TollTag.

Most Texas toll roads don’t have cash toll plazas. If you have a Tolltag or TxTag or another interoperable tag such as PikePass, toll plazas will scan them. If you don’t carry a TollTag, the agency will photograph your license plate and send you a bill. They will only send you a bill when you’ve accumulated a certain amount.

It’s cheaper to get a TollTag or TxTag if you drive on the toll road several times.

– Popular Road Trips/Sites

Houston is home to the world-famous Space Center and numerous other attractions worthy of a road trip. Below are some ideas for your next adventure.

8 Absolutely Amazing Places To Visit In Houston – from the Gerald D. Hines Waterwall Park to the Camino Market, these are some low and no-cost stops worth a visit.

Houston Museum District a Cultural Mecca for All Ages – the extensive Museum of Fine Arts (MFA), The Holocaust Museum of Houston, and the Children’s Museum of Houston are among the many museums to visit for memorable and educational experiences.

Market Square Historic District in Houston – Dining, sightseeing, and dancing are among the things to do in this more than 150-year-old section of the city, which also features many well-preserved Victorian, Art-Deco, and Beaux Arts-style buildings.

18 Cool, Hidden, and Unusual Things to Do in Houston, Texas – The National Museum of Funeral History and the Beer Can Museum are a few of the local oddities to check out for something off the beaten path.

Haunted Houston – As one of the most haunted places in the U.S., you’ll find plenty of spooky spots, such as the Rice Hotel, where President Kennedy spent his last night, and the Spaghetti Warehouse, which once housed fur pelts and pharmaceuticals. Sadly, a young pharmacist died tragically in the building and his spirit, among other lost souls, are said to call it home.

And, if that’s not enough for you, here is Expedia’s Houston Travel Guide:

Houston has many interesting, eclectic, and historic sights worth a weekend getaway. The variety of attractions throughout the fourth most populated city in Texas and the U.S. might surprise you.

– Road Conditions

The following are pavement conditions and vehicle operating costs in Houston from TRIP, a national transportation research group:

Poor
Share
Mediocre
Share
Fair
Share
Good
Share
Vehicle Operating
Costs (VOC)
24%28%11%38%$610

Many of the roads are in poor and mediocre rather than good shape, so the quality of the ground you cover may vary as you travel to your destination.

Does your city use speeding or red light cameras?

Houston doesn’t use speeding or red light cameras, however, another city in the area, Sugar Land, has had red light cameras for a decade. Sugar Land officials credit the cameras for reducing the number of crashes.

Houston once had red light cameras, but voters decided to turn them off several years ago. Lone Star State Lawmakers have tried to ban them, and they plan to continue to keep this issue on the table.

This video debates the issue of whether red light cameras caused accidents in Houston:

– Vehicles in Houston

Houstonians are used to the safety, theft, and traffic issues involved with car ownership, and the potential headaches involved. Let’s see how your car compares in Greater Houston.

– Most Popular Vehicles in Houston

These are some interesting statistics from YourMechanic:

  • Most Unusually Popular Car: Ford F-250 Super Duty
  • The Hybrid Index = 0.7 percent of cars YourMechanic services in Houston are hybrids (41 out of 81 cities)
  • The Muscle Car Index = 18.5 percent of vehicles YourMechanic repairs in Houston have V8 engines; the city ranked third on their list
  • The Subaru Index = 0.5 percent of cars YourMechanic fixes there are Subarus (ranked 65th out of 81 towns)

According to these numbers, Houstonians prefer rugged vehicles with powerful engines, and the most popular, Ford F-250, meets those requirements. Overall gas mileage for the 2019 model isn’t great, at 15 miles per gallon — ten in the city and up to 20 on the highway.

Consumer Reports stated that it’s “probably among the clumsiest handling vehicle we’ve ever tested.

The F-250 practically takes a village to make it turn…That doesn’t mean the F-250 is unsafe. In our avoidance maneuver, it managed almost 47 mph, albeit with some effort due to the slow steering and low front-end grip. Pushing it further on our track revealed low cornering capabilities but nonetheless, a predictable and forgiving behavior.”

The Ford F-250 Crew Cab scored a four-star rating in NHTSA’s 5 Star Safety Rating. The test includes a front, side crash, and rollover test.

 – How Many Cars Per Household?

The following chart shows the average amounts of car ownership in Houston households compared to the national average.

Car Ownership - Houston, Texas

The average Houstonian owns two cars, followed by one and three vehicles.

– Households Without a Car

Below are statistics from 2015 and 2016 for Houston households that don’t own cars.

2015 Households
Without Vehicles
2016 Households
Without Vehicles
2015 Vehicles
Per Household
2016 Vehicles
Per Household
8.30%8.10%1.581.59

A small number, only eight percent, don’t use cars; the average number of vehicles owned matches Data USA’s figures (above).

– Speed Traps in Houston

The National Speed Trap Exchange reports that over the past five years, motorists have named Houston the worst Texas speed trap city.

Rank# of Speed TrapsCityAcknowledgement Rate*
144Houston77%

Houston hosts more than double the number of speed traps than Austin, ranked second on the list.

* Acknowledgement rate = the number of “Yes, this is a speed trap” votes for the city over the defined time divided by the total number of “yes” plus “no” votes.

– Vehicle Theft in Houston

Neighborhood Scout states 11,680 motor vehicle thefts occurred in 2017, which is an estimated five per 1,000 people out of a population of 2.3 million.

This news report reveals how Houston police caught two men who were part of a massive auto theft ring:

The safest Houston neighborhood is Dogwood Acres/Walden Woods in the north of the city.

Houston safest neighborhoods

Other safe neighborhoods that round out the top 10:

  • Westheimer Parkway / S Ferry Road
  • Clodine
  • Sandtown Circle / Sandtown Lane
  • Clodine Reddick Rd. / Beechnut Blvd.
  • Olcott
  • Porter Heights
  • River Terrace
  • Echo Mountain Dr. / Mills Branch Dr.
  • Telge Rd. / Northwest Freeway

These locations are great to keep in mind as safe neighborhoods. Overall, Houston ranks four out of 100 for safe cities (100 is the safest).

Below are stats for violent crimes in Houston:

 RAPEROBBERYASSAULTMURDER
Report Total2691,3869,84214,346
Rate per 1,0000.120.604.266.20

Per 1,000 residents, you have a one in 89 chance of being a victim of violent crime in Houston. That’s lower than the statewide average of one in 228. But, these numbers for overall annual crimes in 2017 are startling.

As shown below, property crime in Houston is more likely than violent crime.

 VIOLENTPROPERTYTOTAL
Number of Crimes2584398197124040
Crime Rate 
(per 1,000 residents)
11.1742.4653.63

– Traffic

Numbeo measures statistics about the traffic in major North American cities.

Houston ranks sixth on their list, with a Traffic Index of 208.54. The Traffic Index is a composite index of time consumed in traffic due to job commute, and an estimate of time consumption dissatisfaction, carbon dioxide consumption in traffic, and overall inefficiencies in the traffic system.

Their Time Index shows that the average Houstonian spends 42 minutes and 21 seconds in traffic (one way). The Inefficiency Index of 242.95 is an estimate of how such inadequacies as long commute times and driving a car instead of using public transportation affect overall traffic.

– Transportation

Houstonians spend a lot of time in traffic. Compared to the national average of 25.3 minutes, Houston residents have a longer commute of 26.5 minutes, and two percent of the workforce has a “super commute” of more than 90 minutes.

As part of the traffic congestion, as the chart below shows, an overwhelming majority of Houston commuters drove alone, more than seven times the number of those who carpooled or used other forms of transportation.

Commuter Transportation - Houston, Texas

– Busiest Highways

According to the Federal Highway Administration (FHA), the Houston highways with the most lanes are route 6, US-59, I-10, and I-610, all which have 12 lanes. The number of lanes represents the total number of lanes in both directions for multi-directional facilities, e.g., northbound and southbound lanes. It doesn’t include toll plazas.

Texas A&M’s Transportation Institute statistics show that the 610 Loop from I-10 to I-69 in uptown Houston is the most congested in Texas with 1.6 million wasted hours in traffic per mile.

The Southwest Freeway from the 610 Loop to Highway 288 comes in second, with annual wasted hours in traffic of 1,372,657. Texas A&M estimated the annual congestion cost (associated with fuel consumption) for Houstonians traveling on the Uptown 610 Loop at $119 million and over $146 million for the Southwest Freeway.

So, if possible, avoid those routes, especially at peak traffic times.

The video covers some of Houston’s worst commutes:

– How Safe are Houston’s Streets and Roads?

Busy highways affect traffic safety, but many factors, including driver impairment and distraction, also create risks on the road.

Below are National Highway Traffic Safety Administration (NHTSA) crash statistics for Harris County. First, let’s look at the total fatal crashes in 2017.

Harris County2013
2014201520162017
Total Crashes369417391447456

As shown, the number of crashes has gone up and down since 2013, with most hovering around 400 per year.

Next, let’s see some sobering statistics about alcohol-impaired fatalities.

Fatalities in Crashes Involving an Alcohol-Impaired Driver (BAC = .08+) by County2013
2014201520162017
Total Fatal Crashes174210170209202

See NHTSA data below on crash types in Harris County.

Single Vehicle Crash Fatalities by County for 20172013
2014201520162017
Total Fatal Crashes209216220263242

The numbers, unfortunately, have risen steadily since 2013.

Here are recent statistics for the number of Harris County crashes involving speed.

Speeding Crash Fatalities by County for 20172013
2014201520162017
Total Fatal Crashes121136107135105

The figures have remained pretty consistent, with slight ups and downs.

Here we have the amounts of fatalities involving road departures.

Harris County Road Departure Crash Fatalities for 20172013
2014201520162017
Total Fatal Crashes155177166175173

Like many of the prior statistics, these numbers have also climbed since 2013, but in recent years, have remained steady.

These are statistics for crashes that involved intersections or were related to them.

Harris County Intersection (or Related) Crash Fatalities for 20172013
2014201520162017
Total Fatal Crashes7710389102115

As time has passed, these numbers have continued to rise.

Next, let’s look at stats for occupants of cars with passengers.

Harris County Passenger Car Occupant Crash Fatalities for 20172013
2014201520162017
Total Fatal Crashes118146124147149

Like other figures for other crashes noted above, these have continued to rise since 2013.

Now, let’s explore the numbers of pedestrian/motor vehicle crashes in recent years.

Harris County Pedestrian Crash Fatalities for 20172013
2014201520162017
Total Fatal Crashes939098130109

These numbers have hovered around 100 for the past several years.

Here are some statistics for crashes involving bicyclists.

Harris County Pedacyclist Crash Fatalities for 20172013
2014201520162017
Total Fatal Crashes912101114

Fortunately, these numbers are low, given the fewer amounts of bicyclists who share the road with drivers, however, it would be best if there were none.

Next, we have NHTSA’s information on Harris County highways with the most fatal crashes. Let’s see how the numbers compare based on each road type.

Interstate (Rural)Interstate (Urban)Freeway and ExpresswayOther Principal ArterialMinor ArterialCollector ArterialLocalUnknownTotal Fatal Crashes
2916310110138341431

An arterial road is a high-capacity urban road. Depending on the amount of traffic, the arterial road may be classified as a highway or a minor arterial road.

A collector road gathers traffic from local roads and takes drivers to arterial roads.

Most of Harris County’s fatal crashes occur on major and minor arterial roads. Be extra cautious when driving through these areas.

Another driving hazard is railroad crashes. The U.S. Department of Transportation (DOT) collected information on Houston’s fatalities and injuries from railway accidents.

Highway User SpeedCalendar YearCountyHighwayHighway User TypeRail Equipment TypeNon-Suicide FatalityNon-Suicide Injury
02012HARRISTIDWELL RDAutomobileFreight Train00
02012HARRISCULLEN BLVDPick-up truckLight Loco(s)00
52012HARRISBOCARD #2Truck-trailerFreight Train00
52012HARRISCOLLINGSWORTH STREETTruck-trailerFreight Train01
02012HARRISHEIGHTS BLVDPedestrianFreight Train00
52012HARRISRAILWOODTruck-trailerLight Loco(s)00
02012HARRISLAURA KOPPE RDAutomobileFreight Train00
02012HARRISPRIVATEAutomobileFreight Train00
02012HARRISRICHEY ROADTruck-trailerFreight Train00
52012HARRISOIL TRAVLING WEST MATruck-trailerLight Loco(s)00
62012HARRISPRIVATEVanYard/Switch01
202012HARRISHOLMES RDPick-up truckFreight Train00
02012HARRISCAMPBELL ROADTruck-trailerFreight Train00
32012HARRISPRIVATETruck-trailerYard/Switch01
02012HARRISRANKIN ROADTruck-trailerFreight Train02
152012HARRISMARKET STREET ROADTruck-trailerLight Loco(s)00
102012HARRIS66TH STVanYard/Switch00
52012HARRISPRIVATETruck-trailerFreight Train00
52012HARRISC. E. KING ROADAutomobileSpecial MOW Eq01
202012HARRISWALTON ROADAutomobileYard/Switch00
02012HARRISSHERWIN STREETAutomobileFreight Train00
02013HARRISSAND CROSSING/DELTATruck-trailerFreight Train00
02013HARRISPARKER STREETAutomobileFreight Train00
02013HARRISPRIVATE CROSSINGTruck-trailerFreight Train00
32013HARRISNCGAutomobileFreight Train02
02013HARRISBEECHUNTAutomobileFreight Train01
202013HARRISHAHLO STTruck-trailerYard/Switch00
02013HARRISSAWYER STREETTruck-trailerFreight Train00
32013HARRISQUITMANVanYard/Switch00
02013HARRISASHLAND CHEMICALSTruck-trailerFreight Train00
02013HARRISSHERWINTruck-trailerFreight Train00
02013HARRISWEST LITTLE YORKTruck-trailerFreight Train00
02013HARRISSAN JACINTO ST.Truck-trailerFreight Train00
02013HARRISOIL TANKING E MAINTruck-trailerFreight Train00
52013HARRISCAVALCADE STREETAutomobileFreight Train00
52013HARRISPRIVATETruck-trailerFreight Train00
102013HOUSTONCOE DAIRY ROADAutomobileFreight Train01
02013HARRISCAMPBELL RDPick-up truckFreight Train00
52013HARRISPRIVATEVanLight Loco(s)00
52013HARRIS2244 COLLINGSWORTHAutomobileFreight Train01
02013HARRISBELLAIRE BLVD.AutomobileFreight Train00
52013HARRISCESAR CHAVEZ BLVDAutomobileFreight Train00
332014HARRISHILLCROFT STAutomobileFreight Train10
602014HARRISJACINTOPORT CROSSINGPick-up truckFreight Train00
102014HARRISPVT-PT. OF HOUSTONAutomobileYard/Switch01
102014HARRISPVT-PT. OF HOUSTONAutomobileYard/Switch01
02014HARRISW. BELLFORT AVEAutomobileFreight Train00
52014HARRISLYONS AVENUEAutomobileYard/Switch00
02014HARRISSILVER STREETAutomobileFreight Train00
102014HARRISMARKET STREET ROADTruck-trailerYard/Switch01
22014HARRISFIELDS ROADTruck-trailerFreight Train00
02014HARRISHILLCROFT STAutomobileFreight Train02
02014HARRISBELFORT DRIVEAutomobileFreight Train00
32014HARRISPRIVATEAutomobileLight Loco(s)00
22014HARRISMISSISSIPPI STTruck-trailerFreight Train00
02014HARRISRANKIN ROADAutomobileFreight Train01
262014HARRISBLALOCK DRIVEAutomobileLight Loco(s)00
102014HARRISCORONATION DRIVEAutomobileFreight Train01
02014HARRISHIRSCH ROADPedestrianFreight Train01
02014HARRISCAMPBELL ROADTruck-trailerFreight Train00
102014HARRISGATE 8AutomobileLight Loco(s)00
02014HARRISAIRPORT BLVD.AutomobileFreight Train00
02014HARRISUP PVT YARD ROADVanCut of Cars00
02014HARRISHAVILANDPick-up truckFreight Train00
202014HARRISHOWARD DRIVEPick-up truckFreight Train00
02014HARRISOREM ROADAutomobileFreight Train00
202014HARRISCANAL STREETAutomobileFreight Train01
52014HARRISOIL TANKING WEST MAITruck-trailerFreight Train00
02014HARRISRANKIN ROADAutomobileFreight Train00
52014HARRISMCFARLAND STREETTruck-trailerFreight Train00
42014HARRISKOPMAN DRTruck-trailerYard/Switch00
52014HARRISALTIC STAutomobileYard/Switch00
02014HARRISHILLCROFT STREETAutomobileFreight Train00
02015HARRISDURHAM STAutomobileFreight Train00
02015HARRISSHAVER STREETAutomobileFreight Train00
02015HARRISCLINTON DRIVEAutomobileYard/Switch00
02015HARRISTRENTHAM PLACEAutomobileFreight Train00
02015HARRISSCOTT STREETAutomobileFreight Train00
102015HARRISMARKET STREETPick-up truckFreight Train00
102015HARRISGATE 8Truck-trailerFreight Train00
52015HARRISCLAY ROADTruck-trailerFreight Train00
02015HARRISFONDRENAutomobileFreight Train00
202015HARRISALTIC STREETAutomobileFreight Train01
52015HARRISPRIVATE PLANT CROSSITruck-trailerYard/Switch00
02015HARRISGRIGGS ROADTruck-trailerLight Loco(s)02
52015HARRISJENSEN DRIVEAutomobileFreight Train00
02015HARRISMAINPedestrianFreight Train01
02015HARRISJENSEN DR.AutomobileFreight Train00
02016HARRISLONG DRTruck-trailerFreight Train00
02016HARRISLYONS AVEPedestrianFreight Train00
52016HARRISOIL TANKING WEST MAIAutomobileFreight Train00
202016HARRISLYONS AVE.AutomobileFreight Train01
102016HARRIS5800 LONG ROADAutomobileFreight Train01
02016HARRISFONDREN ROADAutomobileFreight Train00
02016HARRISKEMPWOOD DRPick-up truckFreight Train00
102016HARRISLYONS AVEPick-up truckFreight Train00
02016HARRISLONG STREETTruck-trailerFreight Train00
192016HARRISPARKER STAutomobileFreight Train00
102016HARRISLONG DRIVEAutomobileFreight Train00
02016HARRISOIL TANKING EAST MAITruck-trailerFreight Train00
32016HARRISIN THE YARDPick-up truckLight Loco(s)00
52016HARRISJACINTO BLVD. CROSSITruck-trailerCut of Cars00

Most of the crashes involved cars and tractor-trailer trucks. Pay attention to the traffic around you and slow down around railroad crossings.

– Allstate America’s Best Drivers Report

Insurance companies keep track of driving statistics, and Allstate is no exception. Below are some figures regarding insurance claims drivers file in the Greater Houston area.

2018 Best
Drivers Report
Ranking
Average Years
Between Claims
Relative Claim
Likelihood
(Compared to
National
Average)
2018
Drivewise®
Hard-Braking
Events Per
1
1,000 Miles
1646.944.40%N/A

Allstate’s report ranked the area as the 164th safest to drive in 2018. The average amount of time between claims, seven years, indicates that many drivers don’t often experience major accidents. In the vicinity, the likelihood of a claim being made compared to the national average is 44 percent.

– Ridesharing

It’s helpful to know the ridesharing services available and their rates. This chart shows the services offered in Houston from cheapest to most expensive.

Houston Rideshare Services

Depending on the type of Uber service you choose, generally, Uber is the cheapest in Houston, followed by local taxi services. Lyft’s and Uber’s premium services compete with each other after that.

– EStar Repair Shops

A program from Esurance, Estar helps drivers find the best repair shop in their areas. According to Estar, these are the top ten repair shops in and around Houston:

MILLER AUTO & BODY REPAIR
4816 N. SHEPHERD
HOUSTON, TX 77018
email: steve.millers@sbcglobal.net
P: (713) 864-7820
F: (713) 864-6280

RUSSELL & SMITH FORD HONDA
1109 SOUTH LOOP W
HOUSTON, TX 77054
email: bodyshop@russellsmith.com
P: (713) 663-4216
F: (713) 663-4110

SERVICE KING GALLERIA
5919 WESTHEIMER ROAD
HOUSTON, TX 77057
email: ccc@serviceking.com
P: (713) 243-1400
F: (713) 266-4316

CARSTAR PREMIER
9520 RICHMOND AVE.
HOUSTON, TX 77063
email: csr@carstarofhouston.com
P: (713) 952-3777

SERVICE KING SOUTHWEST FREEWAY
10475 SOUTHWEST FREEWAY
HOUSTON, TX 77074
email: ccc@serviceking.com
P: (713) 773-5000
F: (713) 772-1746

SERVICE KING PEARLAND
2330 SMITH RANCH ROAD
PEARLAND, TX 77584
email: ccc@serviceking.com
P: (713) 795-3100
F: (800) 214-2373

SUNRISE PAINT & BODY INC.
4211 COOK RD
HOUSTON, TX 77072
email: marilu@sunrisepb.com
P: (281) 933-7473
F: (281) 933-9426

CHARLTON’S BODY REPAIR
1131 STAFFORDSHIRE RD
STAFFORD, TX 77477
email: charbody@aol.com
P: (281) 499-1126
F: (281) 499-1694

GREENFIELD COLLISION CENTER
15920 KUYKENDAHL
HOUSTON, TX 77068
email: greenfieldcollision@gmail.com
P: (281) 580-1994
F: (281) 580-3205

SERVICE KING HUMBLE
450 E FM 1960
HUMBLE, TX 77338
email: ccc@serviceking.com
P: (281) 446-6660
F: (800) 214-2373

– Weather

Houston’s weather is pretty temperate and sunny throughout most of the year, however the city gets a lot of rainfall and is susceptible to floods.  With average low temperatures of 60 degrees, snowfall isn’t typically a problem.

Houston, TX WeatherDetails
Annual high temperature:78.3°F
Annual low temperature:59.8°F
Average temperature:69.05°F
Average annual precipitation - rainfall:45.28 inches
Days per year with precipitation - rainfall:106 days
Annual hours of sunshine:2633 hours
Av. annual snowfall:-

Despite the beautiful weather, according to City-Data.com, Harris County has more natural disasters, an average of 29 yearly, than the national average of 13.

There have been 22 major presidential declarations of disasters and six emergencies. Notably, storms, floods, hurricanes, tornadoes, and the occasional tropical storm are among the threats.

The best way to protect your car from these and other natural disasters is to have comprehensive insurance coverage in case of hail, fire, and damage from water and high winds. It will also pay for other potential vehicle damage, such as vandalism.

– Public Transit

Houston residents who don’t own cars or choose not to take them can buy tickets to ride on the METRO Bus or METRORail. The fare for both is $1.25.

METRO offers a 50 percent discount on all bus and light-rail service for students, seniors, Medicare cardholders, and the disabled. Children ages five and under ride free. Free local bus and rail rides are offered to qualified veterans and those who serve jury duty. See their website for more fare options and details.

– Alternate Transportation

For a different type of ride, renting a bike or a scooter are other potentially cost-effective transportation options.

Locally, the bike sharing service Houston B Cycle offers monthly memberships for $9.00 and annual ones for $99.00. Similar services that might come to the area sometime in the future are below.

  • Lime offers bike and scooter rentals but doesn’t currently offer service in Greater Houston. It serves other Texas metropolitan areas: Austin, Dallas, Lubbock, Plano, and San Antonio.
  • Bird provides scooter rentals. Like Lime, Bird has fixed rates per minute that vary by city, and it doesn’t currently offer service in Houston, but in other parts of Texas: Abilene, Austin, Dallas, Lubbock, and San Antonio.

– Parking in Metro Areas

It’s not always easy to find a place to park. Let’s see some of your options in Greater Houston.

Parkopedia offers a map of area parking garages available; most average $15.00 per space. Meanwhile, SpotAngel’s map shows street-level parking, including metered spaces, together with garages.

ParkHouston helps residents save money on metered parking. The solar-powered pay stations offer more payment options than the traditional coin-operated meters, making paying for parking more convenient than ever. The pay stations accept coins, bills, and credit or debit cards. Residents can pay at stations the following ways:

  • Pay-by-Plate – Enter your license plate number to pay – no need to keep the receipt on your dashboard
  • Pay-by-App – Download the ParkHouston app – powered by Parkmobile
  • Pay-and-Display – Pay the meter and put your receipt on your dashboard

In downtown Houston, metered parking is available during the daytime for up to three hours at a time in one spot. The meters accept cash, credit cards, and pay-by-phone via the Parkmobile app; hourly prices vary depending on location. Parking isn’t allowed in valet or commercial zones (marked with red meters or red striping on the street).

The good news is that after 6:00 p.m. Monday through Saturday and all day Sunday parking is free. Parking also isn’t enforced on City official holidays.

ChargeHub lists the most popular electric car charging stations in Houston.

Satellite parking is generally available at airports, stadiums, hotels, the METRO station, the University of Houston, and at other college campuses,

– Air Quality in Houston

Let’s face it: with all the cars and trucks on the road, despite emissions control standards and other improvements, much pollution fills the air these days.

Below are Environmental Protection Agency (EPA) figures for air quality in the Greater Houston Area.

Houston-The Woodlands – SugarLand Air Quality Index201620172018
Days With AQI366365365
Good Days164184166
Moderate Days179156164
Days Unhealthy for Sensitive Groups222226
Unhealthy Days137
Very Unhealthy Days002

Fortunately, there were few harmful or very harmful air quality days from 2016 to 2018, but the amount of pollution in recent years has crept up slightly.

The Texas Department of Motor Vehicles requires all gas-powered vehicles from two to 24 model years old in Harris County to undergo annual emissions testing. New cars don’t require emissions testing until they are at least two model years old.

With these testing standards and the use of cleaner fuels, hopefully, our air will eventually become cleaner.

Military/Veterans

Depending on your age, gender, location, and driving record, car insurance may be expensive and finding the right deal can be a chore.

Good news: if you’re in active military service or a veteran, you could be eligible for discounts.

And, we’ve gathered everything you need to know to help you save money and time so that you can find the right deal.

Read on for info about Houston area service periods, military bases, and discounts.

– Veterans by Service Period

Below is Data USA’s information on the number of veterans in Greater Houston.

Veterans - Houston, Texas

Similar to national figures, in 2017, most Houston area veterans served in Vietnam (almost two times the number of other conflicts), followed by the most recent Gulf War.

Next, we’ll look at Houston area military bases.

– Military Bases Within an Hour

Texas has several military bases, but the closest one in Houston is 15 miles southeast of the downtown, the United States Coast Guard Air Station Houston on the Ellington Field Joint Reserve Base (JRB).

As part of the Eighth Coast Guard District, “Coast Guard Air Station Houston has provided 24/7 Search and Rescue capability to Texas and the Louisiana Gulf Coast since 1963. With three MH-65D ‘Dolphin’ helicopters, AIRSTA Houston’s area of responsibility extends from the Colorado River to White Lake, Louisiana.”

– Military Discounts by Provider

If you are or were military personnel, most car insurance companies will want to give back by serving you. Many car insurance providers offer discounts to military personnel.

Below is a list of known providers who give military discounts. We excluded those who offer military discounts only to other states.

Insurance CompanyPercentage Saved with Discount
FarmersNA
Geico15%
Liberty Mutual (must be active duty)4%
MetLife15%
USAA*NA

*USAA gives a 15 percent military garage discount for garaging cars on a military base.  

– USAA Available in Texas

USAA is car insurance available only to U.S. military personnel and their families.

Compared to other insurers, USAA generally offers lower and more affordable rates. Below, you will see USAA’s rates and other competitive insurers’ rates compared to the national rate average in Texas, which is $4,043.

GroupAnnual PremiumCompared to State Average (+/-)Compared to State Average (%)
Allstate$5,485.44$1,442.1626.29%
Progressive$4,664.69$621.4113.32%
Nationwide$3,867.55-$175.73-4.54%
Geico$3,263.28-$780.00-23.90%
State Farm$2,879.94-$1,163.34-40.39%
USAA$2,487.89-$1,555.39-62.52%

USAA offers the best rates, which are almost half of the state average.

Unique Houston Laws

Like every state, every city has specific laws everyone should pay attention to so they can avoid fines and other penalties.

We want you to know everything about Greater Houston area laws so you won’t miss anything important.

Let’s discover what you should know about driving in the area and the laws involved.

– Hands-Free Driving Laws

Like the state of Texas, Houston doesn’t prohibit hands-free cell phone use while driving. The state just bans “using a wireless communications device for electronic messaging while operating a motor vehicle. Texting, as well as reading or writing email, is prohibited while driving in Texas.”

– Food Trucks

Those who operate food trucks in Houston must follow city laws. Below are some of the most crucial requirements for food trucks.

  • A fixed location mobile food unit (cart) is limited in size to four feet wide by eight feet long and eight feet high and operates from the premises from a permitted food establishment which serves as the commissary.
  • The unit should be easy for one person to move when fully loaded.
  • Unrestricted carts require a water system.
  • The units may operate in a city park as a Licensed Park Vendor with approval from the Parks and Recreation Department.

Food truck owners must also follow rules regarding parking, music use, and other laws.

– Tiny Homes

Tiny homes have become a big thing these days. Currently, it’s illegal to build a tiny house on land in Houston.

Despite the lack of a formal zoning code, other Houston laws regulate setbacks, lot size, and parking. Home builders must also submit plans for approval and have their houses inspected. Sometimes, to get around these rules, homeowners mount their small houses on wheels to qualify them as recreational vehicles (RVs) and park them where it’s legal to do so.

– Parking Laws

It can be tough to find a good parking space in a city. Parking in the wrong direction could lead to a ticket, so be careful to face the same direction as the traffic in the lane nearest yours.

As we mentioned earlier, Houston has many parking garages, and you may be able to reserve spots there or at airports or hotels to save time.

Houston Car Insurance FAQs

Want answers to your Houston area car insurance and related questions? You’ve come to the right place.

These are some frequently asked questions (FAQs) we’ve compiled to clarify the details on the topic, which can help, especially if you’re new to the area.

So, read on to find out everything you must know about Greater Houston car insurance requirements.

Questions People Ask About Houston

Is Houston, Texas a good place to live? Among U.S. News and World Reports’ rankings, Houston ranks 30th on their list of Best Places to Live and number 26 on their list of the Best Places to Retire. The city received an overall score of 6.8 out of ten for both.

According to the publication, “The Houston metro area attracts people with an entrepreneurial spirit and those who want to work at some of the country’s largest companies. Not only is Houston the hub of the oil and gas industries, but it’s also a major center of manufacturing and health care.

The region has weathered the economic downturn better than similarly sized metro areas in terms of bouncing back from lost jobs.”

Is it expensive to live in Houston?  PayScale reports that with housing costs 22 percent below the national average, Houston is a great place to live. The cost of living is also two percent lower than it is nationally. It’s cheaper than living in New York, Miami, Anchorage, Dallas, and Chicago.

What are the best places to live in Houston and raise a family? Almost 200 Greater Houston suburbs top Niche’s list of the best places for families.

The top five, in order, are Greatwoods, The Woodlands, Cinco Ranch, New Territory, and Bunker Hill Village. Their rankings grade consider such factors as the quality of local schools, safety, affordability, and access to family amenities to measure the appeal of an area for families.

Niche’s sources include federal government data, school reviews, and statistics power applications, research, and media coverage of U.S. schools and neighborhoods.

What is the richest neighborhood in Houston? Piney Point and River Oaks are among the priciest neighborhoods, with median home sale prices over $2 million.

Is Houston or Dallas better? It’s a matter of opinion.  According to some Texans, Houston is more diverse and less segregated than Dallas.  Houston also offers a variety of quality restaurants, museums, parks, and performing arts options. Houston houses few lakes and is near the Gulf of Mexico and its beaches, however, landlocked Dallas features many lakes.

You’ve reached the end of our Houston guide, so now you’re ready to roll. Read to compare car insurance rates? Enter your zip code in our free online tool today.

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  25. https://www.speedtrap.org/
  26. https://www.neighborhoodscout.com/
  27. https://www.numbeo.com/traffic/region_rankings.jsp?title=2019&region=021
  28. https://www.fhwa.dot.gov/policyinformation/tables/01.pdf
  29. https://mobility.tamu.edu/texas-most-congested-roadways/
  30. https://www.nhtsa.gov/
  31. https://www.allstate.com/tr/americas-best-drivers.aspx
  32. https://ride.guru
  33. https://www.esurance.com/
  34. http://www.city-data.com/city/Houston-Texas.html
  35. https://www.ridemetro.org/Pages/Bus.aspx
  36. https://www.ridemetro.org/Pages/Rail.aspx
  37. https://www.ridemetro.org/Pages/Fares.aspx
  38. https://houston.bcycle.com/
  39. https://www.li.me/
  40. https://www.bird.co/
  41. https://en.parkopedia.com/parking/houston/?arriving=201905091230&leaving=201905091430
  42. https://www.spotangels.com/houston-parking
  43. https://www.houstontx.gov/parking/meters.html
  44. https://www.houstontx.gov/parking/pdf/pay_by_plate.pdf
  45. http://www.parkmobile.com
  46. https://www.houstontx.gov/parking/pdf/pay_and_display.pdf
  47. https://www.downtownhouston.org/parking/-street-parking/
  48. https://chargehub.com/en/countries/united-states/texas/houston.html?city_id=309
  49. https://www.dmv.org/tx-texas/smog-check.php
  50. https://www.atlanticarea.uscg.mil/Our-Organization/District-8/District-Units/Air-Station-Houston/
  51. https://www.jrlawfirm.com/blog/texas-texting-and-driving-laws/#hands-free
  52. https://www.txdot.gov/driver/laws/cellphones.html
  53. http://www.houstontx.gov/health/Food/Operating_a_Mobile_Food_Unit-Quick_Guide_2016.pdf
  54. https://www.chron.com/homes/article/Are-tiny-houses-really-banned-in-Houston-6048892.php
  55. https://realestate.usnews.com/places/texas/houston
  56. https://www.payscale.com/cost-of-living-calculator/Texas-Houston
  57. https://www.niche.com/places-to-live/search/best-places-for-families/m/houston-metro-area/
  58. https://www.houstonproperties.com/houston-neighborhoods/most-expensive-houston-neighborhoods
  59. https://www.quora.com/Which-city-is-better-Dallas-or-Houston-in-terms-of-living-or-working-Why-and-why-not

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